With house prices in some capital cities out of reach for many buyers - particularly first home buyers - more Australians are considering alternative ways of living to achieve their homeownership dreams.
If you’re thinking about taking out a home loan or you’re refinancing, here are some treats and tricks to keep an eye out for.
A credit score is important when applying for a loan. It has a big say in whether you’ll be approved and how much you’ll be approved for. Find out what a credit score is, how it affects your borrowing power, and how to improve it.
To fix or not to fix - that is the question. With record low interest rates across the board, it can be tempting to either fix your home loan, or go the variable route.
Variable rates are… variable much like the name implies, which means they tend to change quite a bit. So how often is ‘quite a bit’ and why do they change?
Home loans can vary greatly when it comes to conditions, features, repayments, and security. Similarly, potential borrowers also vary. It can sometimes be hard to choose the right home loan for your lifestyle, so we’ve put together an explainer on what sort of home loan may be right for you.
Flexible housing is purpose-built for 21st-century lives. Find out why more people are considering it and what the benefits are.
Here’s how you can inspect a house, questions to ask during the inspection, and some red flags to look out for when conducting your inspection.
Refinancing can be a great way to save on your home loan, but how can you calculate just how much you’ll be able to save?