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What is a Principal & Interest home loan?

What is a Principal & Interest home loan?

There are a number of strategies you can choose from to repay your home loan debt. The key components of loan repayments are the principal and the interest. 

Top tips for house hunting with your partner

Top tips for house hunting with your partner

Renting can become unstable when you want to start a family. It is generally at this point when couples decide that they want to start looking into buying a house.

How does a cooling off period work?

How does a cooling off period work?

Did you know that you can change your mind when it comes to a property purchase? In most states and territories in Australia, property buyers are allowed to rescind their purchase contract. This can be done by taking advantage of the “cooling-off period.”

To fix or not to fix your home loan

To fix or not to fix your home loan

The main thing to consider when choosing between a fixed or a variable rate, is whether you want the peace of mind of a fixed rate home loan.

Upsizing your home: mortgage for your second house

Upsizing your home: mortgage for your second house

Buying a second home - whether you’re going to live in it or rent it out - is a major step up the property ladder. There are many things to think about, because buying a second home likely means that you’ll be responsible for another mortgage. 

What's the best property type for your first home?

What's the best property type for your first home?

Homes come in different styles, sizes, and shapes.  Here are some property types to consider when buying a home.

What is mortgage stress and how to avoid it?

What is mortgage stress and how to avoid it?

Do you find that your mortgage is stressing you out lately? Whatever the reason, it is possible to avoid mortgage stress with these helpful tips.

What you need to know about first home loans

What you need to know about first home loans

While it’s exciting to look for houses to buy, applying for your first home loan can be a daunting task. Here are things you should know to make the process go smoothly.

How does a home loan offset facility work?

How does a home loan offset facility work?

You may have come across the term “redraw offset facility” or “offset account” when applying for a home loan in Australia. This feature allows to you offset any cash funds you hold, including your salary, against your loan balance and save on interest.