You may have come across the term “redraw offset facility” or “offset account” when applying for a home loan in Australia. This feature allows to you offset any cash funds you hold, including your salary, against your loan balance and save on interest.
Online home loans have made the loan application process easier and simpler. Here’s a few good reasons why you should considering getting a home loan online.
If you want to increase your borrowing capacity so you can buy your dream home. Here are 10 extra income sources you must remember to inform your lender about.
Are you planning on buying a house soon? Before you go house hunting, it pays to look for the lowest mortgage rate.
Your borrowing capacity is an important consideration when buying a home or an investment property. Here are 10 smart ways you can increase your borrowing capacity.
You can protect your home by insuring it, including the contents. If you’re not familiar with Home and Contents Insurance, here’s a quick guide to help you get started.
Meeting the criteria of your lender is an important aspect in the home loan process . Here are the basic steps and requirements for home loan eligibility.
Remove the uncertainty of rate rises with a fixed-rate home loan. Here are some of advantages and disadvantages of having a fixed rate to your home loan.
Choosing the right mortgage lender can be just as important as choosing the right home loan. Here's a few things to consider before signing up with a mortgage lender