There are many great home mortgage features that may interest you, including redraw facilities and repayment holidays.
With careful research and preparation, it's possible to find a home that will suit your requirements for many years. However, it's likely that over time, your needs will change and you will eventually outgrow your current home.
When taking out a home mortgage, consider obtaining a property report to gain insight into a potential new home and borrowing from an online lender.
There's a lot of emphasis on obtaining a competitive home loan interest rate and a mortgage that offers all the features you need.
I remember how exciting it was to purchase my first home. It was hard to stay objective when inspecting a property, because the emotional aspect of the inspection would take over, especially if it was a property that I really liked.
Technology has become a huge part of our lives, and we are handing over our personal information more so than ever before due to the ease and accessibility that technology brings. Being able to apply for finance over the phone, internet or email is a fantastic new step towards simplicity.
Is there a difference between an online lender and an online mortgage broker? Yes there is, and in this blog, I hope to break this down for you.
Last 2011, we officially launched our online brand, and over the last 12 months we have seen the mortgage market in Australia change substantially.
I’ve recently talked about the true costs of purchasing a property, so I think it’s important to discuss other fees that a lender can impose so that you’re aware of these when choosing a home loan. Every home loan product is different, so it’s important to consider the fee structure.