MOST POPULAR
Car Loans
Rates from
5.44%
Fixed rate p.a.*
5.99%
Comp rate p.a.*

Secure a low rate for the life of  your car loan

 
  • Approval within 24 hours ~ 
  • No ongoing account keeping fees
  • Balloon options – reduce monthly repayments
  • No discharge fee


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Loan amount

$
 
Monthly repayments*
0,000  

 

Personal Car Loan

Get your motor running with our super-low interest rate car loans. Whether you are buying your dream car or your just-for-now car, you will come out ahead with our super-low fixed rates.

We offer loans of 3, 4, or 5 years, on both new and used vehicles.

We can help you with a loan for a car bought privately, through a dealership or an auction.

Using your car as security, our loans have no ongoing fees, and fixed rates so you know exactly how much your repayments will be over the entire term of the loan.

All about Balloon Payments

We know that everyone’s circumstances are different, so we also offer a handy “balloon” payment option.

This option allows you to have lower monthly payments, and then a larger payment at the end of the loan term called a balloon payment. This final payment typically totals 20-50% of the loan value.

The advantages of a balloon are:

  • It may help you afford a better car because of the lower repayments

  • You can trade in your vehicle at the end of the loan and use the money from the sale to repay the balloon. Many people estimate what their car will be worth at the end of the loan period, and nominate that amount as the balloon payment.

Balloon Payment Periods

  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 50%
  • 40%
  • 30%
  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 40%
  • 30%
  • 20%

Car loan features

  • Approval within 24 hours ~

  • Available for purchasing new vehicle

  • $5,000 minimum loan amount

  • $100,000 maximum loan amount

  • Fixed interest rate for the life of the loan

  • Available for personal use

  • No monthly or ongoing fees

  • Weekly, fortnightly and monthly repayment options

  • 3, 4 or 5 year loan term available

  • Principal and interest repayment

  • Early payout available

  • Optional balloon payment*

Upfront Fees & Costs

Fees

Amount

Establishment fee

$400

Annual fee

$0

Monthly fee

$0

Discharge fee

$0

A smarter way to get from loan application to settlement

At loans.com.au, we believe applying for a home loan should be a speedy and hassle free process. OnTrack allows you to quickly get your loan through to approval and settlement while we do the heavy lifting for you behind the scenes.

 

LEARN MORE

Meet some of the team

Our friendly, Australian, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.
 


Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 235 reviews.
As rated by our settled customers

READ MORE REVIEWS

Home of best lending managers
I found the best lending manager at loans.com.au. Simply amazing!

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Nathasha H. - Box Hill, NSW
February 01 2018

Fantastic sales team
Fantastic team to work with. Special thanks to the sales team for their great service.

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Rohit P. - Coolbellup, WA
January 24 2018

 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST
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