dream home loan variable

hot summer rate

  • 4.49%
    variable rate p.a 
  • 4.51%*
    comparison rate p.a.
Offer extended - last days






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dream home loan

2 year fixed

  • 4.95%
    fixed rate p.a
  • 4.59%*
    comparison rate p.a.

3 year fixed

  • 5.25%
    fixed rate p.a
  • 4.68%*
    comparison rate p.a.
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Save thousands with
our offset effect
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Save on home
& contents insurance
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What our customers say about loans.com.au


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What is loans.com.au?

Well, one of the easiest ways to describe what we do, is to tell you what we’re not. So here goes. We’re not a big bank with thousands of staff who seem to like nothing better than passing customers onto someone else. And no, we don’t have hundreds of fancy branches in expensive locations.


Find out more about us

Do you qualify for a loan?

Take our easy 2 minute application.
Find out if you qualify for a loan with us.

100% online means you save

Being an online lender means we can keep things super simple, so that you save. Like most things online, our products are usually a lot cheaper, because we don’t have all the overheads of an expensive branch network.

Being lean has helped us create loans with some of the country’s most competitive rates, while keeping all the important features you need. But we’re not just about cheaper rates. We want to really shake things up in the lending industry by challenging the status quo and by bringing back greater competition.  

Our awards in 2013

best non bank award13first home buyers award13 best non bank interst rate award13best overall loans first hone buyers award13 best non bank loan features award13


see all our awards 

A proudly Australian ‘non-bank’

Just because we’re an online lender, doesn't mean that we don't offer great personal service. In fact, it’s quite the opposite. Our experienced team of lenders helps hundreds of customers each day across the country from our Australian call centre in Brisbane.

When you apply online you’re assigned your own personal lending manager who is your single point of contact for the whole process. They’re with you all the way through to settlement. It makes it easier for you, and for us, since you don’t have to retell your story to someone new each time you call. 

Free RP Data Property Report

To help you find the perfect home, we’d like to give you a free RP Data Comparative Market Analysis (CMA) Property Report.Their reports provide an informative breakdown about the property you’re looking at purchasing, including a description and previous sale prices. It also offers valuable information about the area, such as recent sales and the demographics of the area. So get clicking here to receive your free report. Prefer to chat on the phone? No problem, give us a call on 13 10 90.


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