Essentials

  • {{bannerData.InterestRate}} % {{bannerData.RateType}} p.a.*
  • {{bannerData.ComparisonRate}} % comparison rate p.a.*

Discount Offer - Terms & Conditions

Discount Offer - Terms & Conditions

A simple low-rate home loan.

 
  • No ongoing fees
  • Unlimited redraws
  • Smart Money app
We're awarded.

Loan amount

$

Monthly repayments#

{{bannerData.MonthlyRepayment | currency : "" : 2}}

Smart Loan Package

Package your owner-occupied loan with your investment loan and enjoy low rates for both.

Rates from

3.97%

variable rate p.a.* (80% LVR)

3.99%

Comparison rate p.a.*

$1,902.75

minimum monthly repayments

This calculation is based on a $400,000 loan over 30 years and includes principle & interest. This may not be your actual repayment.

  • Great low rate on investment loans when you package with your owner-occupied loan
  • Unlimited additional repayments
  • No monthly or ongoing fees

It’s smart to save thousands on your home loan


The Essentials is our simple home loan for borrowers who don’t need bells and whistles just a great low rate loan.

You can apply online or arrange a call with one of our Australian-based loan specialists who will take care of all the paperwork for you. Applying is simple and we can settle your loan quickly so you start saving faster. With loans.com.au, you can have confidence in dealing with Australia’s largest non-bank lender.
 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST