A simple low-rate home loan.

  • No ongoing fees
  • Unlimited redraws
  • Smart Money app
  • 3.64 % p.a.
    Variable rate*
  • 3.66 % p.a.
    Comparison rate*
  • %
    variable rate p.a.
  • %
    comparison rate p.a.

Discount Offer - Terms & Conditions

It’s smart to save thousands on your home loan

The Essentials is our simple home loan for borrowers who don’t need bells and whistles just a great low rate loan.

You can apply online or arrange a call with one of our Australian-based loan specialists who will take care of all the paperwork for you. Applying is simple and we can settle your loan quickly so you start saving faster. With loans.com.au, you can have confidence in dealing with Australia’s largest non-bank lender.

Purchase with Confidence

Designed for you to make your home loan journey quick, simple, and reliable.

Meet some of the team

Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.

Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST