Low investor rates

Maximise your investment property with a low-rate, low-fee loan.
Rates from:

  • 3.99%
    variable rate p.a.*
  • 4.01%
    comparison rate p.a.*

Special offer

Package your owner-occupier loan with your investment loan and enjoy the same low rates for both.

Choose the right investor loan

Investing in property is a great way to build your wealth. We understand that the type of loan you choose can be just as important as the type of property you invest in.

That’s why we’ve done our best to create a range of low-rate home loans that can be tailored to your needs.

  • Variable: Choose from a streamlined, low-rate home loan or a fully-featured loan with 100% offset redraw facility.
  • Fixed: 1,2 and 3 year fixed term options are available.

Our lowest investor rate is with the streamlined Essentials investor loan. This hassle free, no bells-and-whistles loan helps you save on interest repayments and has no ongoing fees so you can focus on building your wealth and expanding your portfolio.

All of our investor home loans deliver outstanding value with a low interest rate and no ongoing fees:
  • $0 Monthly fee
  • $0 Annual fee

Investor home loan features

  • Up to five years interest-only option available
  • Up to 80% LVR
  • Unlimited additional repayments on variable-rate loans
  • No application or ongoing fees
  • 24/7 unlimited access to your account
  • Weekly, fortnightly and monthly repayment options
  • Split loan facility – up to five free splits with fixed rate or identical variable loan product ^
  • Borrow up to $2 million with multiple properties

Online doesn't mean impersonal, let's talk!

Hannah has been with loans.com.au for over five years. As an experienced Senior Support Officer, Hannah can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced support team members, like Hannah, to find the right low-rate loan package for you. Call 7am - 7pm Monday to Friday.

arrange a call

Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

view brochure

Fees & costs

Our fees & costs
Monthly fee: $0
Annual fee: $0
Application fee: $0
Settlement fee: $300
Discharge fee: $300
Discharge documentation fee: $250
Government and third party costs
Valuation fee (may be higher in some cases): $220 or at cost
Government fees and charges at cost

Our awards

In 2017 and 2016, loans.com.au received 5 star ratings for our owner-occupied and investor home loans from Canstar.

We also were named the 2015 Home Lender of the year in Mozo's Expert Choice Award plus many others, including Money Magazine's Cheapest Home Loan - Non-bank two years in a row.

See all our awards

7 questions to ask when investing in property

You’ve made the decision to invest in property and you’re keen to get out there and buy.
It’s a very exciting time, for sure. But investing is best done with the head, not the heart, so being armed with the best available information will ensure the decision you make will give you the best chance of securing a good return on your property.

Receive a free loans.com.au investment property report

To help you find the perfect investment property, or find out more about a potential investment area, we’d like to give you a free loans.com.au Comparative Market Analysis (CMA) property report.

Our reports provide a breakdown of information about any property, including previous sale prices, valuable information about the area, such as median house prices, recent sales figures and the local community demographics.

Fast track your application

If you're ready to move fast on your home loan, we can get you there with our speedy, hassle-free online application process.

Get your loan from approval to settlement quickly with onTrack, giving you control over your application, 24 hours a day, 7 days a week.

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