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Get the investor advantage

With investor rates this low, you know it’s a smart switch
Investor rates from:

  • 3.79%
    variable rate p.a.#
  • 3.81%
    comparison rate p.a.*

Discounted investor rates

Refinance your investment property with one of our low rate home loans and you can reduce your monthly repayments to maximise your rental yeild. 

Secure substantial savings with no ongoing fees and enjoy a low interest rate with our streamlined Essentials Investor loan or offset your interest with our Offset Investor loan. 

Ask one of our experienced lenders how we can help you get the best out of your invesmtnet property.

I want to borrow $ || You did not enter a field $50,000 is our minimum lending limit for a home loan $2,000,000 is our maximum lending limit for a home loan $1,000,000 is our maximum lending limit for a construction loan

I am interested in

and I would like theand I have

Online doesn't mean impersonal, lets talk!

David has been with loans.com.au for over 5 years. As an experienced Lending Manager, David can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Lending Managers, like David, to find the right low rate loan package for you.

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Investor loan features

  • Great low rate on investment loans 
  • Up to five years interest only option available
  • Up to 80% LVR
  • Unlimited additional repayments on variable rate loans
  • 24/7 unlimited access to your account online and by phone
  • Weekly, fortnightly and monthly repayment options
  • Borrow up to $1 million

A smarter way to get from loan application to settlement

If you're ready to move fast on your home loan, we can get you there with our speedy, hassle-free online application process. Get your loan from approval to settlement with our onTrack application.

Application process time is significantly reduced and you will have control over your application, 24 hours a day, 7 days a week.

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Arrange a call now to save time and money

Lock in the savings sooner. Arrange an appointment to speak to one of our lending managers.

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Our awards

In 2016, loans.com.au has received 5 star ratings for our variable rate home loans from Canstar. We also were named the 2015 Home Lender of the year in Mozo's Expert Choice Award plus many others, including Money Magazine's Cheapest Home Loan, non-bank two years in a row.

See all our awards

7 questions to ask when investing in property

You’ve made the decision to invest in property and you’re keen to get out there and buy.
 
It’s a very exciting time, for sure. But investing is best done with the head, not the heart, so being armed with the best available information will ensure the decision you make will give you the best chance of securing a good return on your property.

Who is loans.com.au?

Loans.com.au is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products.

Since 2011 loans.com.au has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management. 

100% online means you save

Loans.com.au doesn’t have a branch network to maintain or mobile bankers to pay. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and fees for you.

By keeping our interest rates low and revolutionising the loan application process, loans.com.au is taking competition up to the big four banks and challenging the status quo of the home loan industry in Australia.

Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

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