Variable Car loan
Variable Car Loans
Why Choose This Car Loan?
Approval within 24 hours~
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
3 - 7 year loan term
Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.
$5,000 to $150,000
We offer car loans from as little as $5,000 to get you on the road in the right car for you.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
“Very easy process with a friendly lending manager to guide you through.”
What Other Customers Are Saying
“Exceptional service! Grateful to Ray for guiding us through the home loan process for our first home. His expertise, responsiveness, and personalised approach made everything smooth. Highly recommend. Thank you Ray and team.„
“Very easy process with a friendly lending manager to guide you through.„
“My experience in getting a loan from Loans.com.au has been great. I think I was also fortunate in getting a highly experienced loan officer Ray Glowacki who was able to evaluate the circumstance and offer me the most suitable product.„
“Ray has been extremely helpful in setting up my refinance, he made the process so easy and was happy to take the time to answer all my questions. Thanks Ray!„
“Ray was an absolute pleasure to work with. His knowledge and years of experience meant he was able to assess our complex situation to find the best outcome for us. Ray thank you so much for your help and support every step of the way!„
“A big thanks to Ray and his team for making this process seamless. Professional advice and communication throughout the process. Professional and less stressful application than with any other we have been involved in before.„
“Great customer service, thanks Ray!„
“Ray was simply amazing! He took on my crazy timing request and helped drive the process to conclusion. Took some of the stress out of purchasing a property!„
“Incredible company that has 10/10 customer service. Quick efficient and friendly!.„
“Ray couldn’t have made the process of refinancing any easier for us. Would highly recommend.„
“Excellent People, Cheap rates, fast process. I had to arrange finance in 2 weeks and they sorted it out. Rena has been extremely helpful.„
“Had full formal approval within 10 days from applying online. Hassle free, transparent and above all else a really competitive interest rate. Thanks all for making an incredibly stressful and high stakes event so seamless. HIGHLY recommend!„
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Need to Know More? Here's the Whole Offer
Rates
Variable
Variable Rate:
6.24% p.a.
Comparison Rate:
7.36% p.a.
Fixed
Fixed Rate:
6.99% p.a.
Comparison Rate:
8.11% p.a.
Key Features
Flexible loans
Approval within 24 hours
Borrow from $5,000
Easy online process
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$166 per week
The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.24% p.a. paying variable rate.
Fees
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Variable
Variable Rate:
Comp Rate:
6.24% p.a.
7.36% p.a.
Fixed
Fixed Rate:
Comp Rate:
6.99% p.a.
8.11% p.a.
Flexible loans
Real easy steps
Eliminate fraud
Approval within 24 hours~
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$166 per week
The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.24% p.a. paying variable rate.
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Frequently asked questions
Who is loans.com.au?
loans.com.au is a proudly Australian, award-winning online lender based in Brisbane. Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender.
Konnie Sewell
Lending Specialist