Find out if you qualify

Smart Booster Investor Bundle

% p.a.*
% comparison rate p.a.*

Estimated Repayment# / month

Refine repayment

$

years

We're awarded

Bundle your home loan and investment. Save thousands.

Welcome to our Smart Booster Investor Bundle.

The Smart Booster Investor Bundle is a low 2.74% investment home loan offer, with either Principal and Interest or Interest Only repayments, available when you bundle with any of our owner occupied loans, including our 2.60%~ (2.96% comparison rate*) Smart Booster Home Loan.

Maximise your investment and start saving thousands on both your investment property and your own home.

Introducing our Smart Booster Investor Bundle

my-home

My
home

  • 2.60% discount variable p.a.~
  • 2.96% comp rate p.a.*
+
my-investment

My
investment property

  • 2.74% discount variable p.a.+
  • 3.46% comp rate p.a.*

Interest rates

Product Name

Principal & Interest rate p.a.

Interest Only rate p.a.

Rollover Rate

LVR

Smart Booster Investor Bundle+
Discount Variable - 1 year

2.74%
3.46% comp rate*

2.74%
3.46% comp rate*

3.49%

80%

Smart Booster Home Loan~
Discount Variable - 2 year

2.60%
2.96% comp rate*

NA

3.00%

80%

Smart Investor^^

3.49%
3.51% comp rate*

3.74%
3.76% comp rate*

NA

80%

Principal & Interest rate p.a.

2.74%
3.46% comp rate*

Interest Only rate p.a.

2.74%
3.46% comp rate*

Rollover rate

3.49%

LVR

80%

Principal & Interest rate p.a.

2.60%
2.96% comp rate*

Interest Only rate p.a.

NA

Rollover rate

3.00%

LVR

80%

Principal & Interest rate p.a.

3.49%
3.51% comp rate*

Interest Only rate p.a.

3.74%
3.76% comp rate*

Rollover rate

NA

LVR

80%

features-icon

Offset available for 0.10%^

Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.

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No monthly or ongoing fees

Having zero recurring fees means you save thousands over the course of your loan.

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Unlimited free
redraws

Reduce your loan term, whilst still having access to your savings.

Reasons to add an offset

Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.

No ongoing or monthly fees
Online, ATM and Visa debit card access to your money
  
Pay less interest on your loan!

Whenever you put money into your offset sub-account, that money is 100% "offset" against your home loan, with Visa debit card access. So, if you had a home loan of $350,000 and $10,000 in your offset sub-account, you only pay interest on the $340,000.

You can even maximise the "offset effect" by arranging for your salary to be paid into your offset sub-account. In this way your money is immediately put to work for you, saving interest!

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offset-chart
offset-chart

Digital wallets

Add your card to your digital wallet to make contactless payments on your devices.

Pay in store using your iPhone, Apple Watch, iPad and Mac devices. Apple Pay is also the safer and faster way to pay on participating websites and in selected apps because you no longer have to create an account or fill out lengthy forms.

Pay online, in stores, and more using your Google devices, and manage your account wherever you want – on the web or in the app.


Home loan repayment calculator

Use our home loan calculator to estimate what your monthly mortgage repayments could be. Whether you're refinancing or just wanting to understand how much you can afford, all you have to do is enter how the amount you would like to borrow, interest rate, home loan term, payment frequency, and repayment type (either principal & interest or interest-only).

%
years
years
Estimated savings from repayments graph

Your estimated repayments are

$72.43
$20,000
$6,076

Calculator assumptions

Our process

At loans.com.au, we make borrowing simple. We’re here to help you from application through to settlement.

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Apply online

Fill out our online application or talk to one of our Australian-based lending specialists to do the hard work for you.

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Goodbye paperwork!

Log in to onTrack app and easily upload the required documents. Plus, you can track your application through to approval.

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Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

$0

Application fee

$0

Monthly fees

$0

Annual fees

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.

 

Reasons to choose us

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Award winning

By revolutionising the loan application process and our market-leading rates, we keep on winning awards for our products, innovations and customer service, year after year!

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Hassle-free

In less than a minute, find out if you pre-qualify for a home loan and apply online.

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Great Value

We don’t have a branch network to maintain or mortgage brokers to pay, so fewer overheads mean those savings translate directly into lower interest rates and fees for our customers.

Secure

Secure

We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

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Our awards

As one of Australia’s first online lenders, we move fast and continue to develop our technology and loans to make sure it’s meeting what our customers actually want, whether it’s making improvements to our apps, processes, rates or even providing more environmentally friendly loans.

Because of this, we’ve won awards each consecutive year since 2011 for our innovation, low rate home loans and car loans and extras like our offset sub-account from experts like RateCity, Canstar and Mozo to name a few.

See all our awards

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Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

We're the home of smart money

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We're the home of smart money

We're the home of smart money

loans.com.au is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products. Since 2011 loans.com.au has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management.