How to improve your chances of getting a home loan

How to improve your chances of getting a home loan

Taking on a mortgage is one of the biggest financial commitments you'll ever make, so it's important you are prepared for making that all-important application. Making several mortgage applications and being turned down can reflect negatively on your credit file, which is another reason why it's essential to get your finances on track.

If you've got your sights set on not only applying for a home loan but securing the best possible mortgage rates, you'll need to do whatever possible to better your chances. Here are four areas of your personal finances you might want to take a closer look at before you approach a lender.

1. Pay back anything you already owe

One area any lender will be keen to look at is how much you already owe. Whether it's through personal loans or credit cards, if you've got existing debts, this won't reflect well on your individual financial situation.

Figures from the Australian Bureau of Statistics (ABS) show that housing accounted for 75 per cent of all debt across the nation in 2013, but there are other key areas where people tend to owe money. Credit card debt is one of the most common, as 53 per cent of Australian adults owed money to their provider back in 2011-12.

The ABS also revealed the extent of vehicle loan debt throughout the nation. This has steadily increased over recent years, rising from $18,800 in 2003-14 to $19,500 in 2011-12.

No matter who you owe money to, it's a good idea to repay them before signing up for a home loan. This will increase your borrowing power and make you appear a more attractive prospect to lenders, often opening up better mortgage rates in the long run.

2. Put a regular savings plan in place

Lenders like to know you take your personal finances seriously, which is why you'll need to demonstrate an ability to save. For many Australians, this might not be something that comes naturally, but making cutbacks will ultimately make it easier to take those first steps onto the property ladder.

The CommBank Common Cents Report shows there's a new generation of savvy savers emerging, which could bode well for the property market in the long run. The research showed that two-thirds of Australian children prefer saving to spending, while 49 per cent believe it's important to save for the things they need.

The challenge now is for the current generation of homebuyers to feel the same, which could be just what they need to get their home mortgage approved. Lenders will look at your existing accounts and how much money you've put into them over the years, so establishing a sound saving schedule is crucial.

3. Build yourself a decent deposit

Another area to seriously look at is the size of your deposit. In the majority of cases, the more money you have set aside, the more likely you are to have your home loan approved. The Australian Investments and Securities Commission (ASIC) recommends aiming for at least 20 per cent of the property's purchase price to put yourself in the best possible position.

There's another benefit to having a more substantial deposit, as you'll be able to avoid the need to pay lenders' mortgage insurance, ASIC advises. This can make a significant dent in your savings when you come to buy your first home, but can be avoided if you put a little extra cash into your deposit.

4. Check your credit file

One of the key pieces of information any lender will look at is your credit history. There are various ways of checking this yourself, and it could be a major benefit when you approach a mortgage lender.

If there are any inaccuracies on your file, then it could negatively impact your chances of being approved. In the event you do notice that anything is wrong, make sure you tell your financial provider as soon as possible, and provide the necessary evidence for them to rectify it.

Even the slightest glitch could stand in the way of you owning your own home, so it's worth doing a bit of legwork before approaching a lender. It's much better than being caught out on the day, plus it will mean you can be aware of which areas might let you down when it comes to your application.

Let us help you find a home loan

Once you're confident you are in a good position to make your application, then why not give us a call? We're here to offer a range of home loans that should see you getting on the ladder sooner rather than later.

Speak to our dedicated team of experts, who will be able to let you know which products and interest rates are available and suited to your needs.
 

Follow loans.com.au

x-smallsmallmediumlarge
Event handlers called by this request / thread:
 NameContext
1 RequestEvents.Begin.Execute SimpleHandler`2.StartEvent
> HelpersHandlers.BeginRequest
> LicenseHandlers.CheckApplicationValidityAndLicense
> URLRewritingHandlers.BeginRequest
> WebDAVHandlers.PropFindEndRequest
> WIFIntegrationHandlers.ProcessRequest
2 RequestEvents.Authenticate.Execute
> MembershipHandlers.HandleAutomaticSignIn
3 RequestEvents.Authorize.Execute
> URLRewritingHandlers.AuthorizeRequest
4 RequestEvents.PostAuthorize.Execute
> HelpersHandlers.HandleClickjacking
5 RequestEvents.PostResolveRequestCache.Execute
> URLRewritingHandlers.RewriteUrl
6 >> URLRewritingEvents.ProcessABTest.Execute SimpleHandler`2.StartEvent
>>> ABHandlers.ProcessABTest
7 >> URLRewritingEvents.ProcessRewritingResult SimpleHandler`2.StartEvent
8 RequestEvents.PostMapRequestHandler.Execute SimpleHandler`2.StartEvent
> WebAnalyticsHandlers.LogCampaign
> URLRewritingHandlers.PostMapRequestHandler
> ABHandlers.ExcludeVisitorFromAB
9 ApplicationEvents.SessionStart.Execute
> MembershipHandlers.SessionStart
10 >> SessionEvents.UpdateSession SimpleHandler`2.StartEvent
>>> SessionEvents.UpdateSession.Before
>>>> PortalHandlers.UpdateSession_Before
11 >>> TypeInfo(om.contact).Events.Insert SimpleHandler`2.StartEvent
>>>> ObjectEvents.Insert.Before
>>>> ObjectEvents.Insert.After
12 >>>>> TypeInfo(om.contact).Events.LogChange SimpleHandler`2.StartEvent
>>>>> ContinuousIntegrationHandlers.InsertAfter
13 >>> TypeInfo(om.scorecontactrule).Events.GetData SimpleHandler`2.StartEvent
14 >>> SessionEvents.UpdateSessionData.Execute SimpleHandler`2.StartEvent
>>>> DocumentHandlers.UpdateSessionData_Execute
15 RequestEvents.AcquireRequestState.Execute SimpleHandler`2.StartEvent
> HelpersHandlers.InitSessionTimeout
> URLRewritingHandlers.CheckSecurity
> StrandsRecommenderHandlers.BindStrandsToPagePreRender
16 RequestEvents.PostAcquireRequestState.Execute
> MembershipHandlers.UpdateSession
17 >> SessionEvents.UpdateSession SimpleHandler`2.StartEvent
>>> SessionEvents.UpdateSession.Before
>>>> PortalHandlers.UpdateSession_Before
18 >>> TypeInfo(om.contact).Events.GetData SimpleHandler`2.StartEvent
19 >>> SessionEvents.UpdateSessionData.Execute SimpleHandler`2.StartEvent
>>>> DocumentHandlers.UpdateSessionData_Execute
> OutputFilterHandlers.EndRequestByOutputFilter
> WebAnalyticsHandlers.b__0
> WebAnalyticsHandlers.LogPageViewConversion
> WebAnalyticsHandlers.LogUTMParametersAndCampaignConversions
20 >> DocumentEvents.GetData SimpleHandler`2.StartEvent
21 >>> TypeInfo(cms.document).Events.GetData SimpleHandler`2.StartEvent
22 >>>> TypeInfo(cms.versionhistory).Events.GetData SimpleHandler`2.StartEvent
23 >> TypeInfo(om.abvariant).Events.GetData SimpleHandler`2.StartEvent
24 >>> TypeInfo(om.abvariant).Events.GetData SimpleHandler`2.StartEvent
> WebAnalyticsServiceScriptsRenderer.b__0
> ABHandlers.LogABVisit
25 PortalEngineEvents.MVTVariantsEnabled.Execute PageContext.CurrentPage_InitComplete
> MVTHandlers.MVTVariantsEnabled
26 PageInfoEvents.CombinePageTemplateInstance PageContext.CurrentPage_InitComplete
> PageInfoEvents.CombinePageTemplateInstance.After
>> OnlineMarketingHandlers.CombinePageTemplateInstance_After
27 PageInfoEvents.CombinePageTemplateInstance PageContext.CurrentPage_InitComplete
> PageInfoEvents.CombinePageTemplateInstance.After
>> OnlineMarketingHandlers.CombinePageTemplateInstance_After
28 DocumentEvents.GetData BasicRepeater.OnLoad
29 TypeInfo(cms.document.cms.blogpost).Events.GetData BasicRepeater.OnLoad
   
File operations performed by this request / thread:
 Action (file access, file mode)
Size (number of accesses)
Size chart
File pathProviderContext
1 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_HandlersLog.OnPreRender
2 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_HandlersLog.OnPreRender
3 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_FilesLog.OnPreRender
4 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_FilesLog.OnPreRender
     
Security checks called by this request / thread:
 UserOperationResultResource / Class / IDPermission / UI element / ValueSite / DomainContext
1 This same security check is called more than once within the request. ValidateHash True CurrentDateTime.Hour FIRSTMAC-srvc-kentico CMSWebParts_General_javascript.OnPreRender
2 This same security check is called more than once within the request. ValidateHash True CurrentDateTime.Hour FIRSTMAC-srvc-kentico
        
Cache items accessed by this request / thread:
 AccessCache key
Dependencies
Data
Context
1 GET pageinfobyurl|www.loans.com.au|https://www.loans.com.au/news-hub/february-2016/how-to-improve-your-chances-of-getting-a-home-loan|en-au||true|true SimpleHandler`2.StartEvent
2 GET allabtests SimpleHandler`2.StartEvent
3 GET maxmind|172.30.22.250 SimpleHandler`2.StartEvent
4 TOUCH om.contact|all
om.contact|byid|3159409
om.contact|byguid|44c5e97b-7e9a-44ae-8f13-4b650f000d73
SimpleHandler`2.StartEvent
5 GET cms.searchengine|cachedids|crawlers SimpleHandler`2.StartEvent
6 GET pageinfo|www.loans.com.au|/news-media/news-hub/february-2016|en-au||false PageContext.CurrentPage_InitComplete
7 GET pageinfo|www.loans.com.au|/news-media/news-hub|en-au||false
8 GET pageinfo|www.loans.com.au|/news-media|en-au||false
9 GET pageinfo|www.loans.com.au|/|en-au||false
10 GET currentdocument|www.loans.com.au|/news-media/news-hub/february-2016/how-to-improve-your-chances-of-getting-a-home-loan|en-au PageContext.CurrentPage_InitComplete
11 ADD cmsdatasource||en-au|loans|/news-media/blog/%|en-au|false|cms.blogpost||blogpostdate desc|-1|true|00000000-0000-0000-0000-000000000000|isrelatedto|false|6||false||
webpartinstance|7ebd9011-5514-472e-9542-4df7b5928feb
nodes|loans|cms.blogpost|all
node|loans|/news-media/blog|childnodes
BasicRepeater.OnLoad
12 GET cmsdatasource||en-au|www.loans.com.au|/%|en-au|true|cms.article|||-1|true|88ea760f-4186-4ed4-b75c-51c8f95cb23b|isrelatedto|true|0||false|| BasicRepeater.OnLoad
13 GET cmsdatasource||en-au|www.loans.com.au|/%|en-au|true|cms.blogpost|||-1|true|88ea760f-4186-4ed4-b75c-51c8f95cb23b|isrelatedto|true|0||false||
14 GET cmsdatasource||en-au|www.loans.com.au|/%|en-au|true|cms.pressrelease|||-1|true|88ea760f-4186-4ed4-b75c-51c8f95cb23b|isrelatedto|true|0||false||
15 GET cmsdatasource||en-au|www.loans.com.au|/news-media/news-hub/february-2016/how-to-improve-your-chances-of-getting-a-home-loan|en-au|false|cms.blogpost||blogpostdate desc|-1|true|00000000-0000-0000-0000-000000000000||true|0||false|| CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender
16 GET scriptfile|dialogs/modaldialog.js CMSAdminControls_Debug_CacheLog.OnPreRender
    
Request trace:
 MethodAdditional infoFrom firstDuration
1 RewriteURL /news-hub/february-2016/how-to-improve-your-chances-of-getting-a-home-loan 0.000
0.000
 
2 PathRewritten ~/CMSPages/PortalTemplate.aspx 0.000
0.062
 
3 > OnPreInit 0.062
0.000
 
4 > OnInit 0.062
0.016
 
5 > OnLoad 0.078
0.000
 
6 > OnPreRender 0.078
N/A
    0.078  
Request cookies:
 NameValue
1 CMSPreferredCultureen-AU
2 ASP.NET_SessionIdxexqecn3bqvzt1laqls34jum
3 Campaign 
4 Source 
5 CurrentContact44c5e97b-7e9a-44ae-8f13-4b650f000d73
Response cookies:
 NameValueExpires
1 CMSPreferredCultureen-AU26/04/2018 5:55:47 PM
2 ASP.NET_SessionIdxexqecn3bqvzt1laqls34jum 
3 Campaign 26/04/2016 5:55:47 PM
4 Source 26/04/2016 5:55:47 PM
5 CurrentContact44c5e97b-7e9a-44ae-8f13-4b650f000d7326/04/2067 5:55:47 PM
Request information:
 NameValue
1 HttpMethodGET
2 UrlReferrer 
3 UserAgentCCBot/2.0 (http://commoncrawl.org/faq/)
4 UserHostAddress172.30.22.250
5 UserName 
6 SessionIDxexqecn3bqvzt1laqls34jum
7 ServerNameKWFS-A1
SQL queries called by this request / thread:
 (Query name)
Query text
Parameters: @name (value)
Results: tablename (rows [columns], size)
ContextDuration
new SqlConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
SimpleHandler`2.StartEvent N/A
1
(om.contact.generalinsert)
DECLARE @ContactFirstName nvarchar = NULL;
DECLARE @ContactMiddleName nvarchar = NULL;
DECLARE @ContactLastName nvarchar(max) = N'Anonymous - 2017-04-26 17:55:47.738';
DECLARE @ContactSalutation nvarchar = NULL;
DECLARE @ContactTitleBefore nvarchar = NULL;
DECLARE @ContactTitleAfter nvarchar = NULL;
DECLARE @ContactJobTitle nvarchar = NULL;
DECLARE @ContactAddress1 nvarchar = NULL;
DECLARE @ContactAddress2 nvarchar = NULL;
DECLARE @ContactCity nvarchar = NULL;
DECLARE @ContactZIP nvarchar = NULL;
DECLARE @ContactStateID nvarchar = NULL;
DECLARE @ContactCountryID nvarchar = NULL;
DECLARE @ContactMobilePhone nvarchar = NULL;
DECLARE @ContactHomePhone nvarchar = NULL;
DECLARE @ContactBusinessPhone nvarchar = NULL;
DECLARE @ContactEmail nvarchar = NULL;
DECLARE @ContactWebSite nvarchar = NULL;
DECLARE @ContactBirthday nvarchar = NULL;
DECLARE @ContactGender nvarchar = NULL;
DECLARE @ContactStatusID nvarchar = NULL;
DECLARE @ContactNotes nvarchar = NULL;
DECLARE @ContactOwnerUserID nvarchar = NULL;
DECLARE @ContactMonitored bit = 1;
DECLARE @ContactMergedWithContactID nvarchar = NULL;
DECLARE @ContactIsAnonymous bit = 1;
DECLARE @ContactSiteID int = 1;
DECLARE @ContactGUID uniqueidentifier = '44c5e97b-7e9a-44ae-8f13-4b650f000d73';
DECLARE @ContactLastModified datetime2 = '4/26/2017 5:55:47 PM';
DECLARE @ContactCreated datetime2 = '4/26/2017 5:55:47 PM';
DECLARE @ContactMergedWhen nvarchar = NULL;
DECLARE @ContactGlobalContactID nvarchar = NULL;
DECLARE @ContactBounces nvarchar = NULL;
DECLARE @ContactLastLogon nvarchar = NULL;
DECLARE @ContactCampaign nvarchar = NULL;
DECLARE @ContactSalesForceLeadID nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationDisabled nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationDateTime nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationSuspensionDateTime nvarchar = NULL;
DECLARE @ContactCompanyName nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationRequired nvarchar = NULL;
DECLARE @ContactPersonaID nvarchar = NULL;

INSERT INTO OM_Contact ([ContactFirstName], [ContactMiddleName], [ContactLastName], [ContactSalutation], [ContactTitleBefore], [ContactTitleAfter], [ContactJobTitle], [ContactAddress1], [ContactAddress2], [ContactCity], [ContactZIP], [ContactStateID], [ContactCountryID], [ContactMobilePhone], [ContactHomePhone], [ContactBusinessPhone], [ContactEmail], [ContactWebSite], [ContactBirthday], [ContactGender], [ContactStatusID], [ContactNotes], [ContactOwnerUserID], [ContactMonitored], [ContactMergedWithContactID], [ContactIsAnonymous], [ContactSiteID], [ContactGUID], [ContactLastModified], [ContactCreated], [ContactMergedWhen], [ContactGlobalContactID], [ContactBounces], [ContactLastLogon], [ContactCampaign], [ContactSalesForceLeadID], [ContactSalesForceLeadReplicationDisabled], [ContactSalesForceLeadReplicationDateTime], [ContactSalesForceLeadReplicationSuspensionDateTime], [ContactCompanyName], [ContactSalesForceLeadReplicationRequired], [ContactPersonaID])
VALUES (@ContactFirstName, @ContactMiddleName, @ContactLastName, @ContactSalutation, @ContactTitleBefore, @ContactTitleAfter, @ContactJobTitle, @ContactAddress1, @ContactAddress2, @ContactCity, @ContactZIP, @ContactStateID, @ContactCountryID, @ContactMobilePhone, @ContactHomePhone, @ContactBusinessPhone, @ContactEmail, @ContactWebSite, @ContactBirthday, @ContactGender, @ContactStatusID, @ContactNotes, @ContactOwnerUserID, @ContactMonitored, @ContactMergedWithContactID, @ContactIsAnonymous, @ContactSiteID, @ContactGUID, @ContactLastModified, @ContactCreated, @ContactMergedWhen, @ContactGlobalContactID, @ContactBounces, @ContactLastLogon, @ContactCampaign, @ContactSalesForceLeadID, @ContactSalesForceLeadReplicationDisabled, @ContactSalesForceLeadReplicationDateTime, @ContactSalesForceLeadReplicationSuspensionDateTime, @ContactCompanyName, @ContactSalesForceLeadReplicationRequired, @ContactPersonaID);

SELECT SCOPE_IDENTITY() AS [ID]
3.9 kB
 
Table (1 [1], 7 B)
 
SimpleHandler`2.StartEvent 0.016
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
2
(om.scorecontactrule.generalselect)
DECLARE @ContactID int = 3159409;

SELECT DISTINCT [ContactID], [ScoreID], (SUM(Value)) AS [Score]
FROM OM_ScoreContactRule
WHERE ([Expiration] IS NULL OR (DATEDIFF(d, GETDATE(), Expiration) >= 0)) AND [ContactID] = @ContactID
GROUP BY ContactID, ScoreID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
3
(cms.user.updateallsessions)
Proc_CMS_Session_UpdateAll
@SetColumns ("SessionFullName = 'Anonymous - 2017-04-26 17:55:47.738',SessionUserCreated = '4/26/2017 5:55:47 PM'")
@WhereCond ("SessionContactID = 3159409")
151 B
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
N/A
4
(cms.user.updatesession)
Proc_CMS_Session_Update
@SessionIdentifier ("xexqecn3bqvzt1laqls34jum")
@SessionUserID ()
@SessionLocation ("/News-Media/News-Hub/February-2016/How-to-improve-your-chances-of-getting-a-home-loan")
@SessionLastActive (4/26/2017 5:55:47 PM)
@SessionLastLogon (4/26/2017 5:55:47 PM)
@SessionExpires (4/26/2017 6:16:47 PM)
@SessionExpired (False)
@SessionSiteID (1)
@SessionUserIsHidden (True)
@SessionFullName ("Anonymous - 2017-04-26 17:55:47.738")
@SessionEmail ()
@SessionUserName ()
@SessionNickName ()
@SessionUserCreated (4/26/2017 5:55:47 PM)
@SessionContactID (3159409)
225 B
 
Table (1 [1], 4 B)
 
SimpleHandler`2.StartEvent 0.016
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
5
(om.contact.generalselect)
DECLARE @ContactID int = 3159409;

SELECT *
FROM OM_Contact
WHERE [ContactID] = @ContactID
Table (1 [43], 237 B)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
N/A
6
(cms.user.updatesession)
Proc_CMS_Session_Update
@SessionIdentifier ("xexqecn3bqvzt1laqls34jum")
@SessionUserID ()
@SessionLocation ("/News-Media/News-Hub/February-2016/How-to-improve-your-chances-of-getting-a-home-loan")
@SessionLastActive (4/26/2017 5:55:47 PM)
@SessionLastLogon ()
@SessionExpires (4/26/2017 6:16:47 PM)
@SessionExpired (False)
@SessionSiteID (1)
@SessionUserIsHidden (True)
@SessionFullName ("Anonymous - 2017-04-26 17:55:47.738")
@SessionEmail ()
@SessionUserName ()
@SessionNickName ()
@SessionUserCreated (4/26/2017 5:55:47 PM)
@SessionContactID (3159409)
221 B
 
Table (1 [1], 4 B)
 
SimpleHandler`2.StartEvent 0.016
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
7
(cms.document.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @NodeGUID uniqueidentifier = '88ea760f-4186-4ed4-b75c-51c8f95cb23b';
DECLARE @Now datetime2 = '4/26/2017 5:55:47 PM';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND [NodeGUID] = @NodeGUID AND ([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now))
522 B
 
Table (1 [157], 1.2 kB)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
8
(cms.versionhistory.generalselect)
SELECT *
FROM CMS_VersionHistory
WHERE [VersionHistoryID] = 8717
Table (1 [23], 9.3 kB)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
9
(om.abvariant.generalselect)
DECLARE @ABVariantPath nvarchar(max) = N'/News-Media/News-Hub/February-2016/How-to-improve-your-chances-of-getting-a-home-loan';
DECLARE @ABVariantSiteID int = 1;

SELECT *
FROM OM_ABVariant
WHERE [ABVariantPath] = @ABVariantPath AND [ABVariantSiteID] = @ABVariantSiteID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
BasicRepeater.OnLoad N/A
10
(.generalselect)
DECLARE @NodeSiteID int = 0;
DECLARE @Now datetime2 = '4/26/2017 5:55:47 PM';
DECLARE @NodeAliasPath nvarchar(max) = N'/News-Media/Blog/%';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @CMS_DUP int = 1;

SELECT TOP 6 *
FROM (
SELECT *, ROW_NUMBER() OVER (PARTITION BY DocumentNodeID, DocumentCulture ORDER BY CASE WHEN NodeLinkedNodeID IS NULL THEN 1 ELSE 2 END) AS [CMS_DUP], ROW_NUMBER() OVER (ORDER BY BlogPostDate DESC) AS [CMS_ORN]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogPost AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogPostID AND V.ClassName = N'CMS.BlogPost' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeAliasPath] LIKE @NodeAliasPath AND [DocumentCulture] = @DocumentCulture)
) AS SubData
WHERE [CMS_DUP] = @CMS_DUP
ORDER BY CMS_ORN
1 kB
 
BasicRepeater.OnLoad 0.000
 
CloseConnection()
BasicRepeater.OnLoad N/A
  10 queries, 6.7 kB write, 10.7 kB read   0.047
Macros resolved in the content of this page:
 ExpressionResultUserContextDuration
1 {% CanonicalURL != "" %} False CMSAbstractWebPart.OnInit 0.000
> CanonicalURL != "" False 0.000
2 {% NoFollow %} null 0.000
> NoFollow null 0.000
3 {% IncludeOptimizely %} null 0.000
> IncludeOptimizely null 0.000
4 {% DisclaimerContent %} null PageContext.CurrentPage_InitComplete 0.000
> DisclaimerContent null 0.000
5 {% pagetitle_orelse_name %} How to improve your chances of getting a home loan DocumentBase.Load 0.000
> pagetitle_orelse_name How to improve your chances of getting a home loan 0.000
6 {% CurrentDateTime.Hour %} 17 FIRSTMAC-srvc-kentico CMSWebParts_General_javascript.OnPreRender 0.000
> CurrentDateTime.Hour 17 FIRSTMAC-srvc-kentico 0.000
7 {% CurrentDateTime.Hour %} 17 FIRSTMAC-srvc-kentico 0.000
> CurrentDateTime.Hour 17 FIRSTMAC-srvc-kentico 0.000
      
Web farm synchronizations done by this page:
 Task typeTargetDataContext
1 DICTIONARYCOMMAND DELETEITEMINT¦om.contact_ContactID¦3159409 SimpleHandler`2.StartEvent
2 DICTIONARYCOMMAND DELETEITEMSTRING¦om.contact_ContactGUID;ContactSiteID¦44c5e97b-7e9a-44ae-8f13-4b650f000d73|1
3 TOUCHCACHEITEM om.contact|all¦om.contact|byid|3159409¦om.contact|byguid|44c5e97b-7e9a-44ae-8f13-4b650f000d73 SimpleHandler`2.StartEvent
4 DICTIONARYCOMMAND DELETEITEMINT¦om.contact_ContactID¦3159409 SimpleHandler`2.StartEvent
5 DICTIONARYCOMMAND DELETEITEMSTRING¦om.contact_ContactGUID;ContactSiteID¦44c5e97b-7e9a-44ae-8f13-4b650f000d73|1
6 INVALIDATEOBJECT om.contact 3159409 SimpleHandler`2.StartEvent
     
ViewState used by the controls of this page:
 Control IDIs dirtyViewStateTotal size
1 form Yes
action = "/news-hub/february-2016/how-to-improve-your-chances-of-getting-a-home-loan" (74 B)
74 B
 
2 p
pnlPage
Yes
CssClass = "PagePlaceholder" (15 B)
15 B
 
3 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId1
Yes
Text = "xexqecn3bqvzt1laqls34jum" (24 B)
24 B
 
4 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId2
Yes
Text = "xexqecn3bqvzt1laqls34jum" (24 B)
24 B
 
5 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId3
Yes
Text = "xexqecn3bqvzt1laqls34jum" (24 B)
24 B
 
6 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId4
Yes
Text = "xexqecn3bqvzt1laqls34jum" (24 B)
24 B
 
7 pageplaceholder
p
pnlPage
Yes
CssClass = "PagePlaceholder" (15 B)
15 B
 
8 ZoneA
BlogPostsDataSource
srcDocuments
Yes
IsSelected = True
0 B
 
9 BlogPostsRepeater
plcBasicRepeater
N/A
Yes
Yes
Yes
Yes
Yes
Yes
ZeroRowsText = "No data found" (13 B)
ResolveDynamicControls = True
DataSourceName = "BlogPostsDataSource" (19 B)
HideControlForZeroRows = True
DataBindByDefault = False
_!ItemCount = 1
32 B
 
10 dbg
pnlDebugContainer
No
CssClass = "debug" (5 B)
5 B
 
     Total viewstate size: bytes