Australian Credit Licences – why it’s not just government jargon, and is really important to you.

Lots of Australians have home loans, but when asked what laws protect them when looking for a home loan, most people are unsure. In this blog I hope to explain an essential part of legislative protection, the Australian Credit Licence (ACL). I will walk through what it is and why it is important to you as a borrower.

Australian Credit Licences – why it’s not just government jargon, and is really important to you.

Lots of Australians have home loans, but when asked what laws protect them when looking for a home loan, most people are unsure. In this blog I hope to explain an essential part of legislative protection, the Australian Credit Licence (ACL). I will walk through what it is and why it is important to you as a borrower.

Online lender vs Online mortgage broker

Online lender vs Online mortgage broker

Is there a difference between an online lender and an online mortgage broker? Yes there is, and in this blog, I hope to break this down for you.

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Event handlers called by this request / thread:
 NameContext
1 RequestEvents.Begin.Execute SimpleHandler`2.StartEvent
> HelpersHandlers.BeginRequest
> LicenseHandlers.CheckApplicationValidityAndLicense
> URLRewritingHandlers.BeginRequest
> WebDAVHandlers.PropFindEndRequest
> WIFIntegrationHandlers.ProcessRequest
2 RequestEvents.Authenticate.Execute
> MembershipHandlers.HandleAutomaticSignIn
3 RequestEvents.Authorize.Execute
> URLRewritingHandlers.AuthorizeRequest
4 RequestEvents.PostAuthorize.Execute
> HelpersHandlers.HandleClickjacking
5 RequestEvents.PostResolveRequestCache.Execute
> URLRewritingHandlers.RewriteUrl
6 >> DocumentEvents.GetData SimpleHandler`2.StartEvent
7 >>> TypeInfo(cms.document).Events.GetData SimpleHandler`2.StartEvent
8 >> URLRewritingEvents.ProcessABTest.Execute SimpleHandler`2.StartEvent
>>> ABHandlers.ProcessABTest
9 >> URLRewritingEvents.ProcessRewritingResult SimpleHandler`2.StartEvent
10 RequestEvents.PostMapRequestHandler.Execute SimpleHandler`2.StartEvent
> WebAnalyticsHandlers.LogCampaign
> URLRewritingHandlers.PostMapRequestHandler
> ABHandlers.ExcludeVisitorFromAB
11 ApplicationEvents.SessionStart.Execute
> MembershipHandlers.SessionStart
12 >> SessionEvents.UpdateSession SimpleHandler`2.StartEvent
>>> SessionEvents.UpdateSession.Before
>>>> PortalHandlers.UpdateSession_Before
13 >>> TypeInfo(om.contact).Events.Insert SimpleHandler`2.StartEvent
>>>> ObjectEvents.Insert.Before
>>>> ObjectEvents.Insert.After
14 >>>>> TypeInfo(om.contact).Events.LogChange SimpleHandler`2.StartEvent
>>>>> ContinuousIntegrationHandlers.InsertAfter
15 >>> TypeInfo(om.scorecontactrule).Events.GetData SimpleHandler`2.StartEvent
16 >>> SessionEvents.UpdateSessionData.Execute SimpleHandler`2.StartEvent
>>>> DocumentHandlers.UpdateSessionData_Execute
17 RequestEvents.AcquireRequestState.Execute SimpleHandler`2.StartEvent
> HelpersHandlers.InitSessionTimeout
> URLRewritingHandlers.CheckSecurity
> StrandsRecommenderHandlers.BindStrandsToPagePreRender
18 RequestEvents.PostAcquireRequestState.Execute
> MembershipHandlers.UpdateSession
19 >> SessionEvents.UpdateSession SimpleHandler`2.StartEvent
>>> SessionEvents.UpdateSession.Before
>>>> PortalHandlers.UpdateSession_Before
20 >>> TypeInfo(om.contact).Events.GetData SimpleHandler`2.StartEvent
21 >>> SessionEvents.UpdateSessionData.Execute SimpleHandler`2.StartEvent
>>>> DocumentHandlers.UpdateSessionData_Execute
> OutputFilterHandlers.EndRequestByOutputFilter
> WebAnalyticsHandlers.b__0
> WebAnalyticsHandlers.LogPageViewConversion
> WebAnalyticsHandlers.LogUTMParametersAndCampaignConversions
22 >> DocumentEvents.GetData SimpleHandler`2.StartEvent
23 >>> TypeInfo(cms.document).Events.GetData SimpleHandler`2.StartEvent
24 >> TypeInfo(om.abvariant).Events.GetData SimpleHandler`2.StartEvent
25 >>> TypeInfo(om.abvariant).Events.GetData SimpleHandler`2.StartEvent
> WebAnalyticsServiceScriptsRenderer.b__0
> ABHandlers.LogABVisit
26 PortalEngineEvents.MVTVariantsEnabled.Execute PageContext.CurrentPage_InitComplete
> MVTHandlers.MVTVariantsEnabled
27 >> DocumentEvents.GetData PageContext.CurrentPage_InitComplete
28 >>> TypeInfo(cms.document.cms.blogmonth).Events.GetData PageContext.CurrentPage_InitComplete
29 >> TypeInfo(om.mvtest).Events.GetData PageContext.CurrentPage_InitComplete
30 PageInfoEvents.CombinePageTemplateInstance PageContext.CurrentPage_InitComplete
> PageInfoEvents.CombinePageTemplateInstance.After
>> OnlineMarketingHandlers.CombinePageTemplateInstance_After
31 PageInfoEvents.CombinePageTemplateInstance PageContext.CurrentPage_InitComplete
> PageInfoEvents.CombinePageTemplateInstance.After
>> OnlineMarketingHandlers.CombinePageTemplateInstance_After
32 DocumentEvents.GetData CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender
33 TypeInfo(cms.document.cms.blogpost).Events.GetData CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender
34 DocumentEvents.GetData CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender
35 TypeInfo(cms.document.cms.blogpost).Events.GetData CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender
36 CMSControlsEvents.TransformationEval.Execute cmsvirtualfiles_transformations__vg_f5715833_f65d_42a1_83d7_ad09fd6dc22b_cms_blogpost_loansblogpostsummary_tiles_ascx.__DataBind__control2
> BackwardCompatibilityHandlers.TransformationEval_Execute
37 CMSControlsEvents.TransformationEval.Execute
> BackwardCompatibilityHandlers.TransformationEval_Execute
38 CMSControlsEvents.TransformationEval.Execute
> BackwardCompatibilityHandlers.TransformationEval_Execute
39 CMSControlsEvents.TransformationEval.Execute
> BackwardCompatibilityHandlers.TransformationEval_Execute
40 CMSControlsEvents.TransformationEval.Execute
> BackwardCompatibilityHandlers.TransformationEval_Execute
41 CMSControlsEvents.TransformationEval.Execute
> BackwardCompatibilityHandlers.TransformationEval_Execute
   
File operations performed by this request / thread:
 Action (file access, file mode)
Size (number of accesses)
Size chart
File pathProviderContext
1 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_HandlersLog.OnPreRender
2 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_HandlersLog.OnPreRender
3 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_FilesLog.OnPreRender
4 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_FilesLog.OnPreRender
     
Security checks called by this request / thread:
 UserOperationResultResource / Class / IDPermission / UI element / ValueSite / DomainContext
1 This same security check is called more than once within the request. ValidateHash True CurrentDateTime.Hour FIRSTMAC-srvc-kentico CMSWebParts_General_javascript.OnPreRender
2 This same security check is called more than once within the request. ValidateHash True CurrentDateTime.Hour FIRSTMAC-srvc-kentico
        
Cache items accessed by this request / thread:
 AccessCache key
Dependencies
Data
Context
1 GET pageinfo|www.loans.com.au|/news-media/blog|en-au||false SimpleHandler`2.StartEvent
2 ADD pageinfo|www.loans.com.au|/news-media/blog/february-2012|en-au|/news-media/blog/february-2012|true
template|23445
nodeid|2469
pageinfo
SimpleHandler`2.StartEvent
3 ADD pageinfobyurl|www.loans.com.au|https://www.loans.com.au/news-media/blog/february-2012|en-au||true|true
template|23445
nodeid|2469
pageinfo
SimpleHandler`2.StartEvent
4 GET allabtests SimpleHandler`2.StartEvent
5 GET maxmind|172.30.22.250 SimpleHandler`2.StartEvent
6 TOUCH om.contact|all
om.contact|byid|3159394
om.contact|byguid|aac1f981-3318-4b4a-9a72-db78c94eb124
SimpleHandler`2.StartEvent
7 GET cms.searchengine|cachedids|crawlers SimpleHandler`2.StartEvent
8 GET pageinfo|www.loans.com.au|/news-media|en-au||false PageContext.CurrentPage_InitComplete
9 GET pageinfo|www.loans.com.au|/|en-au||false
10 ADD currentdocument|www.loans.com.au|/news-media/blog/february-2012|en-au
nodes|www.loans.com.au|cms.blogmonth|all
node|www.loans.com.au|/news-media/blog/february-2012
PageContext.CurrentPage_InitComplete
11 ADD cmsdatasource||en-au|www.loans.com.au|/news-media/blog/february-2012/%|en-au|false|cms.blogpost||blogpostdate desc|-1|true|00000000-0000-0000-0000-000000000000||true|1||false||
webpartinstance|693dd7d7-3ec6-4226-be62-e2f49a1cdfe7
nodes|www.loans.com.au|cms.blogpost|all
node|www.loans.com.au|/news-media/blog/february-2012|childnodes
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender
12 ADD cmsdatasource||en-au|www.loans.com.au|/news-media/blog/february-2012/%|en-au|false|cms.blogpost||blogpostdate desc|-1|true|00000000-0000-0000-0000-000000000000||true|0||false||page|0|10
webpartinstance|1a4891bf-142c-4ab2-a2e3-e2c0a0a1bd5b
nodes|www.loans.com.au|cms.blogpost|all
node|www.loans.com.au|/news-media/blog/february-2012|childnodes
13 GET scriptfile|dialogs/modaldialog.js CMSAdminControls_Debug_CacheLog.OnPreRender
    
Request trace:
 MethodAdditional infoFrom firstDuration
1 RewriteURL /news-media/blog/february-2012 0.000
0.016
 
2 PathRewritten ~/CMSPages/PortalTemplate.aspx 0.016
0.047
 
3 > OnPreInit 0.062
0.016
 
4 > OnInit 0.078
0.016
 
5 > OnLoad 0.094
0.000
 
6 > OnPreRender 0.094
N/A
    0.094  
Request cookies:
 NameValue
1 CMSPreferredCultureen-AU
2 ASP.NET_SessionIdvqs3pzxe4mwuj0rrfzrem0dp
3 Campaign 
4 Source 
5 CurrentContactaac1f981-3318-4b4a-9a72-db78c94eb124
Response cookies:
 NameValueExpires
1 CMSPreferredCultureen-AU26/04/2018 5:54:48 PM
2 ASP.NET_SessionIdvqs3pzxe4mwuj0rrfzrem0dp 
3 Campaign 26/04/2016 5:54:48 PM
4 Source 26/04/2016 5:54:48 PM
5 CurrentContactaac1f981-3318-4b4a-9a72-db78c94eb12426/04/2067 5:54:48 PM
Request information:
 NameValue
1 HttpMethodGET
2 UrlReferrer 
3 UserAgentCCBot/2.0 (http://commoncrawl.org/faq/)
4 UserHostAddress172.30.22.250
5 UserName 
6 SessionIDvqs3pzxe4mwuj0rrfzrem0dp
7 ServerNameKWFS-B1
SQL queries called by this request / thread:
 (Query name)
Query text
Parameters: @name (value)
Results: tablename (rows [columns], size)
ContextDuration
new SqlConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
1
(.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @DocumentUrlPath nvarchar(max) = N'/news-media/blog/february-2012';
DECLARE @NodeAliasPath nvarchar(max) = N'/news-media/blog/february-2012';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';

SELECT TOP 1 [ClassName], [NodeID], [NodeAliasPath], [NodeName], [NodeAlias], [NodeClassID], [NodeParentID], [NodeLevel], [NodeACLID], [NodeSiteID], [NodeGUID], [NodeOrder], [NodeLinkedNodeSiteID], [IsSecuredNode], [NodeCacheMinutes], [NodeSKUID], [NodeDocType], [NodeHeadTags], [NodeInheritPageLevels], [NodeHasChildren], [NodeBodyElementAttributes], [RequiresSSL], [NodeLinkedNodeID], [NodeOwner], [NodeTemplateForAllCultures], [NodeInheritPageTemplate], [NodeAllowCacheInFileSystem], [NodeTemplateID], [NodeGroupID], [DocumentMenuClass], [DocumentMenuItemInactive], [DocumentMenuStyle], [DocumentMenuItemHideInNavigation], [DocumentContent], [DocumentStylesheetID], [DocumentInheritsStylesheet], [DocumentID], [DocumentName], [DocumentNamePath], [DocumentPublishFrom], [DocumentPublishTo], [DocumentUrlPath], [DocumentCulture], [DocumentPageTitle], [DocumentPageKeyWords], [DocumentPageDescription], [DocumentMenuCaption], [DocumentPageTemplateID], [DocumentMenuRedirectUrl], [DocumentMenuJavascript], [DocumentCheckedOutVersionHistoryID], [DocumentPublishedVersionHistoryID], [DocumentWorkflowStepID], [DocumentExtensions], [DocumentWebParts], [DocumentGroupWebParts], [DocumentTrackConversionName], [DocumentConversionValue], [DocumentWorkflowCycleGUID], [DocumentGUID], [DocumentSearchExcluded], [DocumentLogVisitActivity], [DocumentMenuRedirectToFirstChild], CASE WHEN [DocumentCulture] = N'en-AU' THEN 2 ELSE 0 END + CASE WHEN [DocumentUrlPath] = N'/news-media/blog/february-2012' THEN 4 ELSE 0 END + CASE WHEN [NodeLinkedNodeID] IS NULL THEN 8 ELSE 0 END AS [CMS_P]
FROM (
SELECT [ClassName], [NodeID], [NodeAliasPath], [NodeName], [NodeAlias], [NodeClassID], [NodeParentID], [NodeLevel], [NodeACLID], [NodeSiteID], [NodeGUID], [NodeOrder], [NodeLinkedNodeSiteID], [IsSecuredNode], [NodeCacheMinutes], [NodeSKUID], [NodeDocType], [NodeHeadTags], [NodeInheritPageLevels], [NodeHasChildren], [NodeBodyElementAttributes], [RequiresSSL], [NodeLinkedNodeID], [NodeOwner], [NodeTemplateForAllCultures], [NodeInheritPageTemplate], [NodeAllowCacheInFileSystem], [NodeTemplateID], [NodeGroupID], [DocumentMenuClass], [DocumentMenuItemInactive], [DocumentMenuStyle], [DocumentMenuItemHideInNavigation], [DocumentContent], [DocumentStylesheetID], [DocumentInheritsStylesheet], [DocumentID], [DocumentName], [DocumentNamePath], [DocumentPublishFrom], [DocumentPublishTo], [DocumentUrlPath], [DocumentCulture], [DocumentPageTitle], [DocumentPageKeyWords], [DocumentPageDescription], [DocumentMenuCaption], [DocumentPageTemplateID], [DocumentMenuRedirectUrl], [DocumentMenuJavascript], [DocumentCheckedOutVersionHistoryID], [DocumentPublishedVersionHistoryID], [DocumentWorkflowStepID], [DocumentExtensions], [DocumentWebParts], [DocumentGroupWebParts], [DocumentTrackConversionName], [DocumentConversionValue], [DocumentWorkflowCycleGUID], [DocumentGUID], [DocumentSearchExcluded], [DocumentLogVisitActivity], [DocumentMenuRedirectToFirstChild]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE ([NodeSiteID] = @NodeSiteID AND (([DocumentUrlPath] = @DocumentUrlPath AND ([DocumentUrlPath] <> [NodeAliasPath])) OR ([NodeAliasPath] = @NodeAliasPath AND [DocumentCulture] = @DocumentCulture)))
) AS SubData
ORDER BY CMS_P DESC
3.5 kB
 
Table (1 [64], 417 B)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
2
(cms.document.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (NodeAliasPath IN (N'/News-Media/Blog', N'/News-Media', N'/')) AND [DocumentCulture] = @DocumentCulture
ORDER BY NodeLevel DESC
Table (3 [157], 10.8 kB)
 
SimpleHandler`2.StartEvent 0.016
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
SimpleHandler`2.StartEvent N/A
3
(om.contact.generalinsert)
DECLARE @ContactFirstName nvarchar = NULL;
DECLARE @ContactMiddleName nvarchar = NULL;
DECLARE @ContactLastName nvarchar(max) = N'Anonymous - 2017-04-26 17:54:48.641';
DECLARE @ContactSalutation nvarchar = NULL;
DECLARE @ContactTitleBefore nvarchar = NULL;
DECLARE @ContactTitleAfter nvarchar = NULL;
DECLARE @ContactJobTitle nvarchar = NULL;
DECLARE @ContactAddress1 nvarchar = NULL;
DECLARE @ContactAddress2 nvarchar = NULL;
DECLARE @ContactCity nvarchar = NULL;
DECLARE @ContactZIP nvarchar = NULL;
DECLARE @ContactStateID nvarchar = NULL;
DECLARE @ContactCountryID nvarchar = NULL;
DECLARE @ContactMobilePhone nvarchar = NULL;
DECLARE @ContactHomePhone nvarchar = NULL;
DECLARE @ContactBusinessPhone nvarchar = NULL;
DECLARE @ContactEmail nvarchar = NULL;
DECLARE @ContactWebSite nvarchar = NULL;
DECLARE @ContactBirthday nvarchar = NULL;
DECLARE @ContactGender nvarchar = NULL;
DECLARE @ContactStatusID nvarchar = NULL;
DECLARE @ContactNotes nvarchar = NULL;
DECLARE @ContactOwnerUserID nvarchar = NULL;
DECLARE @ContactMonitored bit = 1;
DECLARE @ContactMergedWithContactID nvarchar = NULL;
DECLARE @ContactIsAnonymous bit = 1;
DECLARE @ContactSiteID int = 1;
DECLARE @ContactGUID uniqueidentifier = 'aac1f981-3318-4b4a-9a72-db78c94eb124';
DECLARE @ContactLastModified datetime2 = '4/26/2017 5:54:48 PM';
DECLARE @ContactCreated datetime2 = '4/26/2017 5:54:48 PM';
DECLARE @ContactMergedWhen nvarchar = NULL;
DECLARE @ContactGlobalContactID nvarchar = NULL;
DECLARE @ContactBounces nvarchar = NULL;
DECLARE @ContactLastLogon nvarchar = NULL;
DECLARE @ContactCampaign nvarchar = NULL;
DECLARE @ContactSalesForceLeadID nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationDisabled nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationDateTime nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationSuspensionDateTime nvarchar = NULL;
DECLARE @ContactCompanyName nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationRequired nvarchar = NULL;
DECLARE @ContactPersonaID nvarchar = NULL;

INSERT INTO OM_Contact ([ContactFirstName], [ContactMiddleName], [ContactLastName], [ContactSalutation], [ContactTitleBefore], [ContactTitleAfter], [ContactJobTitle], [ContactAddress1], [ContactAddress2], [ContactCity], [ContactZIP], [ContactStateID], [ContactCountryID], [ContactMobilePhone], [ContactHomePhone], [ContactBusinessPhone], [ContactEmail], [ContactWebSite], [ContactBirthday], [ContactGender], [ContactStatusID], [ContactNotes], [ContactOwnerUserID], [ContactMonitored], [ContactMergedWithContactID], [ContactIsAnonymous], [ContactSiteID], [ContactGUID], [ContactLastModified], [ContactCreated], [ContactMergedWhen], [ContactGlobalContactID], [ContactBounces], [ContactLastLogon], [ContactCampaign], [ContactSalesForceLeadID], [ContactSalesForceLeadReplicationDisabled], [ContactSalesForceLeadReplicationDateTime], [ContactSalesForceLeadReplicationSuspensionDateTime], [ContactCompanyName], [ContactSalesForceLeadReplicationRequired], [ContactPersonaID])
VALUES (@ContactFirstName, @ContactMiddleName, @ContactLastName, @ContactSalutation, @ContactTitleBefore, @ContactTitleAfter, @ContactJobTitle, @ContactAddress1, @ContactAddress2, @ContactCity, @ContactZIP, @ContactStateID, @ContactCountryID, @ContactMobilePhone, @ContactHomePhone, @ContactBusinessPhone, @ContactEmail, @ContactWebSite, @ContactBirthday, @ContactGender, @ContactStatusID, @ContactNotes, @ContactOwnerUserID, @ContactMonitored, @ContactMergedWithContactID, @ContactIsAnonymous, @ContactSiteID, @ContactGUID, @ContactLastModified, @ContactCreated, @ContactMergedWhen, @ContactGlobalContactID, @ContactBounces, @ContactLastLogon, @ContactCampaign, @ContactSalesForceLeadID, @ContactSalesForceLeadReplicationDisabled, @ContactSalesForceLeadReplicationDateTime, @ContactSalesForceLeadReplicationSuspensionDateTime, @ContactCompanyName, @ContactSalesForceLeadReplicationRequired, @ContactPersonaID);

SELECT SCOPE_IDENTITY() AS [ID]
3.9 kB
 
Table (1 [1], 7 B)
 
SimpleHandler`2.StartEvent 0.000
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
4
(om.scorecontactrule.generalselect)
DECLARE @ContactID int = 3159394;

SELECT DISTINCT [ContactID], [ScoreID], (SUM(Value)) AS [Score]
FROM OM_ScoreContactRule
WHERE ([Expiration] IS NULL OR (DATEDIFF(d, GETDATE(), Expiration) >= 0)) AND [ContactID] = @ContactID
GROUP BY ContactID, ScoreID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
5
(cms.user.updateallsessions)
Proc_CMS_Session_UpdateAll
@SetColumns ("SessionFullName = 'Anonymous - 2017-04-26 17:54:48.641',SessionUserCreated = '4/26/2017 5:54:48 PM'")
@WhereCond ("SessionContactID = 3159394")
151 B
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
N/A
6
(cms.user.updatesession)
Proc_CMS_Session_Update
@SessionIdentifier ("vqs3pzxe4mwuj0rrfzrem0dp")
@SessionUserID ()
@SessionLocation ("/News-Media/Blog/February-2012")
@SessionLastActive (4/26/2017 5:54:48 PM)
@SessionLastLogon (4/26/2017 5:54:48 PM)
@SessionExpires (4/26/2017 6:15:48 PM)
@SessionExpired (False)
@SessionSiteID (1)
@SessionUserIsHidden (True)
@SessionFullName ("Anonymous - 2017-04-26 17:54:48.641")
@SessionEmail ()
@SessionUserName ()
@SessionNickName ()
@SessionUserCreated (4/26/2017 5:54:48 PM)
@SessionContactID (3159394)
170 B
 
Table (1 [1], 4 B)
 
SimpleHandler`2.StartEvent 0.016
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
7
(om.contact.generalselect)
DECLARE @ContactID int = 3159394;

SELECT *
FROM OM_Contact
WHERE [ContactID] = @ContactID
Table (1 [43], 237 B)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
N/A
8
(cms.user.updatesession)
Proc_CMS_Session_Update
@SessionIdentifier ("vqs3pzxe4mwuj0rrfzrem0dp")
@SessionUserID ()
@SessionLocation ("/News-Media/Blog/February-2012")
@SessionLastActive (4/26/2017 5:54:48 PM)
@SessionLastLogon ()
@SessionExpires (4/26/2017 6:15:48 PM)
@SessionExpired (False)
@SessionSiteID (1)
@SessionUserIsHidden (True)
@SessionFullName ("Anonymous - 2017-04-26 17:54:48.641")
@SessionEmail ()
@SessionUserName ()
@SessionNickName ()
@SessionUserCreated (4/26/2017 5:54:48 PM)
@SessionContactID (3159394)
166 B
 
Table (1 [1], 4 B)
 
SimpleHandler`2.StartEvent 0.016
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
9
(cms.document.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @NodeGUID uniqueidentifier = '114bc150-8d9e-43ec-8a9d-90851aeabe9a';
DECLARE @Now datetime2 = '4/26/2017 5:54:48 PM';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND [NodeGUID] = @NodeGUID AND ([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now))
522 B
 
Table (1 [157], 782 B)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
10
(om.abvariant.generalselect)
DECLARE @ABVariantPath nvarchar(max) = N'/News-Media/Blog/February-2012';
DECLARE @ABVariantSiteID int = 1;

SELECT *
FROM OM_ABVariant
WHERE [ABVariantPath] = @ABVariantPath AND [ABVariantSiteID] = @ABVariantSiteID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
11
(cms.blogmonth.generalselect)
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogMonth AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogMonthID AND V.ClassName = N'CMS.BlogMonth' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE (NodeID = 2469) AND [DocumentCulture] = @DocumentCulture
Table (1 [160], 807 B)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
12
(om.mvtest.generalselect)
DECLARE @MVTestPage nvarchar(max) = N'/News-Media/Blog/February-2012';
DECLARE @MVTestSiteID int = 1;

SELECT *
FROM OM_MVTest
WHERE [MVTestPage] = @MVTestPage AND [MVTestSiteID] = @MVTestSiteID
PageContext.CurrentPage_InitComplete 0.016
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender N/A
13
(.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @Now datetime2 = '4/26/2017 5:54:48 PM';
DECLARE @NodeAliasPath nvarchar(max) = N'/News-Media/Blog/February-2012/%';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @CMS_DUP int = 1;

SELECT TOP 1 *
FROM (
SELECT *, ROW_NUMBER() OVER (PARTITION BY DocumentNodeID, DocumentCulture ORDER BY CASE WHEN NodeLinkedNodeID IS NULL THEN 1 ELSE 2 END) AS [CMS_DUP], ROW_NUMBER() OVER (ORDER BY BlogPostDate DESC) AS [CMS_ORN]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogPost AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogPostID AND V.ClassName = N'CMS.BlogPost' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeAliasPath] LIKE @NodeAliasPath AND [DocumentCulture] = @DocumentCulture)
) AS SubData
WHERE [CMS_DUP] = @CMS_DUP
ORDER BY CMS_ORN
1 kB
 
Table (1 [171], 5.7 kB)
 
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender 0.000
 
CloseConnection()
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender N/A
OpenConnection()
N/A
14
(.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @Now datetime2 = '4/26/2017 5:54:48 PM';
DECLARE @NodeAliasPath nvarchar(max) = N'/News-Media/Blog/February-2012/%';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @CMS_DUP int = 1;


WITH AllData AS
(
SELECT *, ROW_NUMBER() OVER (ORDER BY [CMS_ORN]) AS [CMS_RN]
FROM (
SELECT *, ROW_NUMBER() OVER (PARTITION BY DocumentNodeID, DocumentCulture ORDER BY CASE WHEN NodeLinkedNodeID IS NULL THEN 1 ELSE 2 END) AS [CMS_DUP], ROW_NUMBER() OVER (ORDER BY BlogPostDate DESC) AS [CMS_ORN]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogPost AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogPostID AND V.ClassName = N'CMS.BlogPost' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeAliasPath] LIKE @NodeAliasPath AND [DocumentCulture] = @DocumentCulture)
) AS SubData
WHERE [CMS_DUP] = @CMS_DUP
)
SELECT *, (SELECT COUNT(*) FROM AllData) AS [CMS_TOT]
FROM AllData
WHERE CMS_RN BETWEEN 1 AND 10
ORDER BY CMS_RN
1.2 kB
 
Table (2 [173], 12.7 kB)
 
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender 0.016
 
CloseConnection()
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender N/A
  14 queries, 12.1 kB write, 31 kB read   0.078
Macros resolved in the content of this page:
 ExpressionResultUserContextDuration
1 {% CanonicalURL != "" %} False CMSAbstractWebPart.OnInit 0.000
 
> CanonicalURL != "" False 0.000
 
2 {% NoFollow %} null 0.000
 
> NoFollow null 0.000
 
3 {% IncludeOptimizely %} null 0.000
 
> IncludeOptimizely null 0.000
 
4 {% DisclaimerContent %} null PageContext.CurrentPage_InitComplete 0.000
 
> DisclaimerContent null 0.000
 
5 {% CanonicalURL != "" %} False CMSAbstractWebPart.OnInit 0.000
 
> CanonicalURL != "" False 0.000
 
6 {% pagetitle_orelse_name %} Blog by Marie Mortimer - Loans.com.au Pty Ltd DocumentBase.Load 0.000
 
> pagetitle_orelse_name Blog by Marie Mortimer - Loans.com.au Pty Ltd 0.000
 
7 {% CurrentDateTime.Hour %} 17 FIRSTMAC-srvc-kentico CMSWebParts_General_javascript.OnPreRender 0.016
 
> CurrentDateTime.Hour 17 FIRSTMAC-srvc-kentico 0.000
 
8 {% CurrentDateTime.Hour %} 17 FIRSTMAC-srvc-kentico 0.000
 
> CurrentDateTime.Hour 17 FIRSTMAC-srvc-kentico 0.000
 
      
Web farm synchronizations done by this page:
 Task typeTargetDataContext
1 DICTIONARYCOMMAND DELETEITEMINT¦om.contact_ContactID¦3159394 SimpleHandler`2.StartEvent
2 DICTIONARYCOMMAND DELETEITEMSTRING¦om.contact_ContactGUID;ContactSiteID¦aac1f981-3318-4b4a-9a72-db78c94eb124|1
3 TOUCHCACHEITEM om.contact|all¦om.contact|byid|3159394¦om.contact|byguid|aac1f981-3318-4b4a-9a72-db78c94eb124 SimpleHandler`2.StartEvent
4 DICTIONARYCOMMAND DELETEITEMINT¦om.contact_ContactID¦3159394 SimpleHandler`2.StartEvent
5 DICTIONARYCOMMAND DELETEITEMSTRING¦om.contact_ContactGUID;ContactSiteID¦aac1f981-3318-4b4a-9a72-db78c94eb124|1
6 INVALIDATEOBJECT om.contact 3159394 SimpleHandler`2.StartEvent
     
ViewState used by the controls of this page:
 Control IDIs dirtyViewStateTotal size
1 form Yes
action = "/news-media/blog/february-2012" (30 B)
30 B
 
2 p
pnlPage
Yes
CssClass = "PagePlaceholder" (15 B)
15 B
 
3 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId1
Yes
Text = "vqs3pzxe4mwuj0rrfzrem0dp" (24 B)
24 B
 
4 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId2
Yes
Text = "vqs3pzxe4mwuj0rrfzrem0dp" (24 B)
24 B
 
5 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId3
Yes
Text = "vqs3pzxe4mwuj0rrfzrem0dp" (24 B)
24 B
 
6 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId4
Yes
Text = "vqs3pzxe4mwuj0rrfzrem0dp" (24 B)
24 B
 
7 pageplaceholder
p
pnlPage
Yes
CssClass = "PagePlaceholder" (15 B)
15 B
 
8 BlogPostsRepeater_Hero
plcBasicRepeater
N/A
Yes
Yes
Yes
Yes
Yes
Yes
ZeroRowsText = "No data found" (13 B)
ResolveDynamicControls = True
DataSourceName = "BlogPostsDataSource_Hero" (24 B)
HideControlForZeroRows = True
DataBindByDefault = False
_!ItemCount = 1
37 B
 
9 BlogPostsRepeater_AllPosts
plcBasicRepeater
N/A
Yes
Yes
Yes
Yes
Yes
Yes
ZeroRowsText = "No data found" (13 B)
ResolveDynamicControls = True
DataSourceName = "BlogPostsDataSource_AllPosts" (28 B)
HideControlForZeroRows = True
DataBindByDefault = False
_!ItemCount = 2
41 B
 
10 ZoneA
UniPager1
pagerElem
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
PageSize = 10
QueryStringKey = "page" (4 B)
ItemsCount = 1
DisplayFirstLastAutomatically = False
WasGenerated = True
CurrentPage = 1
FakeMode = True
GroupSize = 5
DataSourceItemsCount = 2
PageCount = 1
DisplayPreviousNextAutomatically = False
PagerMode = Querystring
4 B
 
11 dbg
pnlDebugContainer
No
CssClass = "debug" (5 B)
5 B
 
     Total viewstate size: bytes