Loans.com.au wins Non-Bank of the Year!

Loans.com.au wins Non-Bank of the Year!

Searching for the right home loan can be tough. Everyone lender claims that their product is the best. But how do you tell who is telling the truth?

At loans.com.au we know we have the best products, the best rates and the best service. And that is just not our opinion – it is the opinion of Australia’s home loan customers.

Loans.com.au has just been voted Australia’s Non-Bank of the Year for 2013 by the people that matter most to us – our customers across the nation.

That makes us the best alternative for people who want to leave their banks to get a better deal. It is official.

The Australian Home Loan Awards is run by Your Mortgage Magazine, which asked the home loan customers of 135 lenders to vote for their favourite products, and lenders, across Australia.
 
Loans.com.au took gold in the following categories:

•  Non-Bank of the Year
•  Best Non-Bank Interest Rates
•  Best Non-Bank Loan Features
•  Best Overall Loan for 1st Home Buyers
•  Best Non-Bank Loan for 1st Home Buyers
•  Best Non-Bank Variable Home Loans
 
And we won a silver medal for Best Non-Bank Loan for Refinancing and two bronze medals in the Best Non-Bank Loan for Property Investors and the Best Non-Bank Fixed Rate Home Loans categories.

So thanks for the support and for making us Australia’s Non-Bank of the Year for 2013.
And don’t just take our word for it. Here is what everyone else said about loans.com.au:
 
“Best interest rate around and great efficient professional team working for Loans.com.au, THEY ARE THE BEST with no hesitation!”

“Hassle free - very straight-forward and uncomplicated to set up. They keep me well informed of rate changes and unlike banks they pass on interest rate reductions straight away.”

“No shop front is no problem and the interest rate is exceptional”

“The flexibility with my loan and combined offset account to easily manage my funds, optimize paying my loan off faster at no cost to myself and knowing that I have one of the best interest rates available with the knowledge that rate cuts will be passed on. Loans.com.au have a great product backed by great service.”

“I like the cheap rate and customer service. I always speak to someone who knows the answers to my questions. In my local town if I go in and ask a question to anyone from my previous banks branch no one gives me a straight answer.”

“It had the best rate out there and also all the features that a big-4 would give. Don't even understand why someone would go anywhere else.”

“Great interests rate and tracked against RBA movements for the first 3 years. Rate changes are made effective within 1 or 2 days of the RBA announcement. Much better than my previous lender in all aspects.”

“I most like the low variable interest rate and the fact that the interest rate is linked to what the RBA does for the first 3 years. That is, the RBA cuts have all been passed on in full.”

“Best variable interest rate at 5.08% peg with reserve bank decision and pass the rate cut in FULL for 5 years. It is much better than the big 4 greedy banks who never pass fully the rate cut by Reserve Bank but always pass the rate increase in FULL. Big Banks make billions of $ in profit and yet cry poor !”

“The cheap rate and the great service without pushing other products like the Big Banks do (like life insurance, house insurance, car insurance, super etc etc).”

“The interest is pegged to the cash rate so there is no issue about whether reductions will be passed on or not.”

“Customer service - I was initially concerned about using an online provider but I was assigned a dedicated loans officer and they took me through the whole process quickly and easily”


By Marie Mortimer. You can follow Marie on Google+

Image credit: linder6580

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DECLARE @NodeSiteID int = 1;
DECLARE @NodeGUID uniqueidentifier = '90fd0c17-c9d9-46be-a09d-2e473658920e';
DECLARE @Now datetime2 = '4/27/2017 7:35:19 AM';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND [NodeGUID] = @NodeGUID AND ([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now))
522 B
 
Table (1 [157], 1.1 kB)
 
SimpleHandler`2.StartEvent 0.016
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
10
(om.abvariant.generalselect)
DECLARE @ABVariantPath nvarchar(max) = N'/News-Media/Blog/February-2013/Loans-com-au-wins-Non-Bank-of-the-Year!';
DECLARE @ABVariantSiteID int = 1;

SELECT *
FROM OM_ABVariant
WHERE [ABVariantPath] = @ABVariantPath AND [ABVariantSiteID] = @ABVariantSiteID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
11
(.generalselect)
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @NodeID int = 2471;

SELECT TOP 1 [ClassName], [NodeID], [NodeAliasPath], [NodeName], [NodeAlias], [NodeClassID], [NodeParentID], [NodeLevel], [NodeACLID], [NodeSiteID], [NodeGUID], [NodeOrder], [NodeLinkedNodeSiteID], [IsSecuredNode], [NodeCacheMinutes], [NodeSKUID], [NodeDocType], [NodeHeadTags], [NodeInheritPageLevels], [NodeHasChildren], [NodeBodyElementAttributes], [RequiresSSL], [NodeLinkedNodeID], [NodeOwner], [NodeTemplateForAllCultures], [NodeInheritPageTemplate], [NodeAllowCacheInFileSystem], [NodeTemplateID], [NodeGroupID], [DocumentMenuClass], [DocumentMenuItemInactive], [DocumentMenuStyle], [DocumentMenuItemHideInNavigation], [DocumentContent], [DocumentStylesheetID], [DocumentInheritsStylesheet], [DocumentID], [DocumentName], [DocumentNamePath], [DocumentPublishFrom], [DocumentPublishTo], [DocumentUrlPath], [DocumentCulture], [DocumentPageTitle], [DocumentPageKeyWords], [DocumentPageDescription], [DocumentMenuCaption], [DocumentPageTemplateID], [DocumentMenuRedirectUrl], [DocumentMenuJavascript], [DocumentCheckedOutVersionHistoryID], [DocumentPublishedVersionHistoryID], [DocumentWorkflowStepID], [DocumentExtensions], [DocumentWebParts], [DocumentGroupWebParts], [DocumentTrackConversionName], [DocumentConversionValue], [DocumentWorkflowCycleGUID], [DocumentGUID], [DocumentSearchExcluded], [DocumentLogVisitActivity], [DocumentMenuRedirectToFirstChild], CASE WHEN [DocumentCulture] = N'en-AU' THEN 2 ELSE 0 END AS [CMS_P]
FROM (
SELECT [ClassName], [NodeID], [NodeAliasPath], [NodeName], [NodeAlias], [NodeClassID], [NodeParentID], [NodeLevel], [NodeACLID], [NodeSiteID], [NodeGUID], [NodeOrder], [NodeLinkedNodeSiteID], [IsSecuredNode], [NodeCacheMinutes], [NodeSKUID], [NodeDocType], [NodeHeadTags], [NodeInheritPageLevels], [NodeHasChildren], [NodeBodyElementAttributes], [RequiresSSL], [NodeLinkedNodeID], [NodeOwner], [NodeTemplateForAllCultures], [NodeInheritPageTemplate], [NodeAllowCacheInFileSystem], [NodeTemplateID], [NodeGroupID], [DocumentMenuClass], [DocumentMenuItemInactive], [DocumentMenuStyle], [DocumentMenuItemHideInNavigation], [DocumentContent], [DocumentStylesheetID], [DocumentInheritsStylesheet], [DocumentID], [DocumentName], [DocumentNamePath], [DocumentPublishFrom], [DocumentPublishTo], [DocumentUrlPath], [DocumentCulture], [DocumentPageTitle], [DocumentPageKeyWords], [DocumentPageDescription], [DocumentMenuCaption], [DocumentPageTemplateID], [DocumentMenuRedirectUrl], [DocumentMenuJavascript], [DocumentCheckedOutVersionHistoryID], [DocumentPublishedVersionHistoryID], [DocumentWorkflowStepID], [DocumentExtensions], [DocumentWebParts], [DocumentGroupWebParts], [DocumentTrackConversionName], [DocumentConversionValue], [DocumentWorkflowCycleGUID], [DocumentGUID], [DocumentSearchExcluded], [DocumentLogVisitActivity], [DocumentMenuRedirectToFirstChild]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE ([DocumentCulture] = @DocumentCulture AND [NodeID] = @NodeID)
) AS SubData
ORDER BY CMS_P DESC
3 kB
 
Table (1 [64], 417 B)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
12
(cms.document.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (NodeAliasPath IN (N'/News-Media/Blog', N'/News-Media', N'/')) AND [DocumentCulture] = @DocumentCulture
ORDER BY NodeLevel DESC
Table (3 [157], 10.8 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
13
(cms.blogpost.generalselect)
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogPost AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogPostID AND V.ClassName = N'CMS.BlogPost' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE (NodeID = 2549) AND [DocumentCulture] = @DocumentCulture
Table (1 [169], 6.4 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
BasicRepeater.OnLoad N/A
14
(.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @Now datetime2 = '4/27/2017 7:35:19 AM';
DECLARE @NodeGUID uniqueidentifier = '90fd0c17-c9d9-46be-a09d-2e473658920e';
DECLARE @RelationshipName nvarchar(max) = N'isrelatedto';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @CMS_C int = 1;

SELECT *
FROM (
SELECT *, ROW_NUMBER() OVER (PARTITION BY NodeID ORDER BY CASE WHEN [DocumentCulture] = @DocumentCulture THEN 1 ELSE 2 END, DocumentCulture) AS [CMS_C]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_Article AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.ArticleID AND V.ClassName = N'CMS.Article' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeID] IN (
SELECT [RightNodeID]
FROM CMS_Relationship LEFT OUTER JOIN CMS_RelationshipName ON CMS_Relationship.RelationshipNameID = CMS_RelationshipName.RelationshipNameID
WHERE [LeftNodeID] IN (
SELECT [NodeID]
FROM CMS_Tree
WHERE [NodeGUID] = @NodeGUID
) AND [RelationshipName] = @RelationshipName
) AND [DocumentCulture] = @DocumentCulture)
) AS SubData
WHERE [CMS_C] = @CMS_C
1.3 kB
 
BasicRepeater.OnLoad 0.000
 
CloseConnection()
BasicRepeater.OnLoad N/A
OpenConnection()
N/A
15
(.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @Now datetime2 = '4/27/2017 7:35:19 AM';
DECLARE @NodeGUID uniqueidentifier = '90fd0c17-c9d9-46be-a09d-2e473658920e';
DECLARE @RelationshipName nvarchar(max) = N'isrelatedto';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @CMS_C int = 1;

SELECT *
FROM (
SELECT *, ROW_NUMBER() OVER (PARTITION BY NodeID ORDER BY CASE WHEN [DocumentCulture] = @DocumentCulture THEN 1 ELSE 2 END, DocumentCulture) AS [CMS_C]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogPost AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogPostID AND V.ClassName = N'CMS.BlogPost' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeID] IN (
SELECT [RightNodeID]
FROM CMS_Relationship LEFT OUTER JOIN CMS_RelationshipName ON CMS_Relationship.RelationshipNameID = CMS_RelationshipName.RelationshipNameID
WHERE [LeftNodeID] IN (
SELECT [NodeID]
FROM CMS_Tree
WHERE [NodeGUID] = @NodeGUID
) AND [RelationshipName] = @RelationshipName
) AND [DocumentCulture] = @DocumentCulture)
) AS SubData
WHERE [CMS_C] = @CMS_C
1.3 kB
 
BasicRepeater.OnLoad 0.016
 
CloseConnection()
BasicRepeater.OnLoad N/A
OpenConnection()
N/A
16
(.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @Now datetime2 = '4/27/2017 7:35:19 AM';
DECLARE @NodeGUID uniqueidentifier = '90fd0c17-c9d9-46be-a09d-2e473658920e';
DECLARE @RelationshipName nvarchar(max) = N'isrelatedto';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';
DECLARE @CMS_C int = 1;

SELECT *
FROM (
SELECT *, ROW_NUMBER() OVER (PARTITION BY NodeID ORDER BY CASE WHEN [DocumentCulture] = @DocumentCulture THEN 1 ELSE 2 END, DocumentCulture) AS [CMS_C]
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_PressRelease AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.PressReleaseID AND V.ClassName = N'CMS.PressRelease' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeID] IN (
SELECT [RightNodeID]
FROM CMS_Relationship LEFT OUTER JOIN CMS_RelationshipName ON CMS_Relationship.RelationshipNameID = CMS_RelationshipName.RelationshipNameID
WHERE [LeftNodeID] IN (
SELECT [NodeID]
FROM CMS_Tree
WHERE [NodeGUID] = @NodeGUID
) AND [RelationshipName] = @RelationshipName
) AND [DocumentCulture] = @DocumentCulture)
) AS SubData
WHERE [CMS_C] = @CMS_C
1.3 kB
 
BasicRepeater.OnLoad 0.000
 
CloseConnection()
BasicRepeater.OnLoad N/A
OpenConnection()
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender N/A
17
(cms.blogpost.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @Now datetime2 = '4/27/2017 7:35:19 AM';
DECLARE @NodeAliasPath nvarchar(max) = N'/News-Media/Blog/February-2013/Loans-com-au-wins-Non-Bank-of-the-Year!';
DECLARE @DocumentCulture nvarchar(max) = N'en-AU';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) INNER JOIN CONTENT_BlogPost AS C WITH (NOLOCK) ON V.DocumentForeignKeyValue = C.BlogPostID AND V.ClassName = N'CMS.BlogPost' LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND (([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now)) AND [NodeAliasPath] = @NodeAliasPath AND [DocumentCulture] = @DocumentCulture)
ORDER BY BlogPostDate DESC
817 B
 
Table (1 [169], 6.4 kB)
 
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender 0.000
 
CloseConnection()
CMSWebParts_Viewers_Basic_BasicRepeater.OnPreRender N/A
  17 queries, 18 kB write, 38 kB read   0.094
Macros resolved in the content of this page:
 ExpressionResultUserContextDuration
1 {% CanonicalURL != "" %} False CMSAbstractWebPart.OnInit 0.000
 
> CanonicalURL != "" False 0.000
 
2 {% NoFollow %} null 0.000
 
> NoFollow null 0.000
 
3 {% IncludeOptimizely %} null 0.016
 
> IncludeOptimizely null 0.000
 
4 {% DisclaimerContent %} null PageContext.CurrentPage_InitComplete 0.000
 
> DisclaimerContent null 0.000
 
5 {% pagetitle_orelse_name %} Loans.com.au wins Non-Bank of the Year! DocumentBase.Load 0.000
 
> pagetitle_orelse_name Loans.com.au wins Non-Bank of the Year! 0.000
 
6 {% CurrentDateTime.Hour %} 7 FIRSTMAC-srvc-kentico CMSWebParts_General_javascript.OnPreRender 0.000
 
> CurrentDateTime.Hour 7 FIRSTMAC-srvc-kentico 0.000
 
7 {% CurrentDateTime.Hour %} 7 FIRSTMAC-srvc-kentico 0.000
 
> CurrentDateTime.Hour 7 FIRSTMAC-srvc-kentico 0.000
 
      
Web farm synchronizations done by this page:
 Task typeTargetDataContext
1 DICTIONARYCOMMAND DELETEITEMINT¦om.contact_ContactID¦3166438 SimpleHandler`2.StartEvent
2 DICTIONARYCOMMAND DELETEITEMSTRING¦om.contact_ContactGUID;ContactSiteID¦ff512313-051e-4acd-99d8-dd4bfcb0ca42|1
3 TOUCHCACHEITEM om.contact|all¦om.contact|byid|3166438¦om.contact|byguid|ff512313-051e-4acd-99d8-dd4bfcb0ca42 SimpleHandler`2.StartEvent
4 DICTIONARYCOMMAND DELETEITEMINT¦om.contact_ContactID¦3166438 SimpleHandler`2.StartEvent
5 DICTIONARYCOMMAND DELETEITEMSTRING¦om.contact_ContactGUID;ContactSiteID¦ff512313-051e-4acd-99d8-dd4bfcb0ca42|1
6 INVALIDATEOBJECT om.contact 3166438 SimpleHandler`2.StartEvent
     
ViewState used by the controls of this page:
 Control IDIs dirtyViewStateTotal size
1 form Yes
action = "/news-media/blog/february-2013/loans-com-au-wins-non-bank-of-the-year!" (70 B)
70 B
 
2 p
pnlPage
Yes
CssClass = "PagePlaceholder" (15 B)
15 B
 
3 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId1
Yes
Text = "02plck4vueae3wwqh45yz33k" (24 B)
24 B
 
4 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId2
Yes
Text = "02plck4vueae3wwqh45yz33k" (24 B)
24 B
 
5 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId3
Yes
Text = "02plck4vueae3wwqh45yz33k" (24 B)
24 B
 
6 ScriptWebparts
Firstmac_RetailGTMDataLayer
ctrlSessionId4
Yes
Text = "02plck4vueae3wwqh45yz33k" (24 B)
24 B
 
7 pageplaceholder
p
pnlPage
Yes
CssClass = "PagePlaceholder" (15 B)
15 B
 
8 ZoneA
BlogPostsDataSource
srcDocuments
Yes
IsSelected = True
0 B
 
9 BlogPostsRepeater
plcBasicRepeater
N/A
Yes
Yes
Yes
Yes
Yes
Yes
ZeroRowsText = "No data found" (13 B)
ResolveDynamicControls = True
DataSourceName = "BlogPostsDataSource" (19 B)
HideControlForZeroRows = True
DataBindByDefault = False
_!ItemCount = 1
32 B
 
10 dbg
pnlDebugContainer
No
CssClass = "debug" (5 B)
5 B
 
     Total viewstate size: bytes