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Top Tips For House Hunting With Your Partner

Top Tips For House Hunting With Your Partner

Renting can become unstable when you want to start a family. It is generally at this point when couples decide that they want to start looking into buying a house. This can be an exciting time but it is also very challenging which is why we have put together some helpful advice to get you started.

Are Your Finances In Order

This might sound like common knowledge but you would be surprised at how many couples who are financially unstable attempt to purchase a property. As you might have guessed, this is a recipe for disaster. Here are some points you might want to consider:

  • Do you have stable jobs?
  • Do you have good credit?
  • Are you in any debt?
  • Do you have enough savings?
  • How will you cope if one or both of you lose your job?

What Do You Have In Common

You are not going to agree on everything but it would help if you agreed on some things. Before you start house hunting you should both sit down and make a list of your top ten wishes. What are the must have features you are going to want for your home. Both of you should make your lists separately, come together and see if you have a minimum of five matching wishes. If not make a list of 20 wishes. The features that you agree on will serve as the foundation for your discussion about the house that you want to buy.

Remove Emotion From The Budget

House hunting couples typically disagree on their budget. One partner will want to step outside of what they can afford to buy their dream home and the other will want to take the more conservative route to save themselves from financial hardship.

The only way to deal with this is to take your emotions out of the equation and evaluate the facts. Don’t get caught up in visualising family dinners in a huge luxurious kitchen because your dream home won’t be yours for long if you can’t afford the mortgage.

Be Willing to Wait

Rushing into making a purchase will only lead to you regretting it later. If you are having trouble coming to an agreement take a break from your discussion for a couple of weeks and then come back to it. The most important thing is that you both compromise and come to a mutual agreement so that purchasing your dream home doesn’t turn into a nightmare. 

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