Congratulations!

 You qualify for one of our low-rate home loans.

Apply for a low rate home loan today

In less than 2 minutes you could complete an online application and have access to our easy to use online application tracker, onTrack.
 
Choose from our streamlined variable rate Essentials home loan or include an Offset redraw facility to help pay off your loan faster.

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Receive a free loans.com.au property report

To help you find the perfect home, we’d like to give you a free loans.com.au Comparative Market Analysis (CMA) property report. Our reports provide a breakdown of information about the property you are considering, including previous sale prices. It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.

How to improve your chances of getting a home loan

Taking on a mortgage is one of the biggest financial commitments you'll ever make, so it's important you are prepared for making that all-important application. Making several mortgage applications and being turned down can reflect negatively on your credit file, which is another reason why it's essential to get your finances on track.

Here are four areas of your personal finances you might want to take a closer look at before you approach a lender.
 

Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 125 reviews.
As rated by our settled customers

Great customer service and interest rate
Very helpful customer service team, good interest rate and everything.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Wang J. - Hallam, VIC
November 22 2016

Easier loan process
Thank you for being so helpful and responsive. In my experience, the way you handle the first stage of the loan process by going through the application form with the applicant on the phone makes it easier and less daunting. That and the low interest rate won me over as your customer.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Elena K. - Eaglemont, VIC
November 21 2016

Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

 

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