Essentials

Rates from

  • 0%
    variable rate p.a. *
  • 0%
    comparison rate p.a. *
 

A streamlined low-rate, low-fee home loan product.

  • Unlimited free redraws with no minimum redraw amount
  • No monthly or ongoing fees
  • Unlimited additional repayments
 

Reasons to choose us

We offer award-winning, low-rate home and car loans with no ongoing fees, saving our customers thousands of dollars.

  • The latest addition to our trophy cabinet is the 2018 CANSTAR 5 Star Rating Outstanding Value for Variable Home Lender - Owner-Occupied and Investment.
  • In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.
  • We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
  • We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

Find my home loan

$
FIND MY LOAN

Online doesn't mean impersonal, let's talk!

Brodie has been with loans.com.au for over four years. As an experienced Loan Specialist, Brodie can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Loan Specialists, like Brodie, to find the right low rate loan package for you. Call 7am - 7pm Monday to Friday.
 

ARRANGE A CALL

Get a low-rate car loan

Loans.com.au also offer a great low fixed rate car loan with no ongoing fees, so you know exactly how much your repayments are. Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At loans.com.au we do everything possible to make it easy for you to drive away in your new car, sooner. 

FIND OUT MORE

Customer reviews

  • 4.9
  • Value for money Customer service

(Based on 243 reviews. As rated by our settled customers)

READ MORE REVIEWS

Loans.com.au is amazing

Always amazing to speak to and always so helpful. We are telling all our friends about you!

- John K. Camira, QLD , May 08 2018

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Dealing with a loan specialist was amazing

From start to finish your team was amazing, keeping us informed all the way through and letting us know what documents we needed to provide. Also, dealing with one loan specialist who looked after getting our loan to settlement was great. Thank you.

- Norma C. South Guildford, WA , April 25 2018

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Our awards

In 2018, loans.com.au received 5-star ratings for Outstanding Value in the Variable Home Lender and Variable Home Lender – Investment categories.

We also received a number of awards from the 2018 Mozo's Expert Choice Awards for Low Cost Home Loan, Offset Home Loan, and Investor Home Loan.

The awards are the latest of many accolades we have received for our low-rate home loans.

SEE ALL OUR AWARDS

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Call us on
13 10 90
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7am - 7pm, Monday to Friday. AEST
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