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Get our lowest rate ever with the option to add an offset sub-account.
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Get a ‘green car’ rate discount if your car qualifies!
Whatever stage of the home loan journey you're at, we can help
We can approve your application quickly to help you get the keys to your next home as soon as possible, and with our low rates, it's possible for you to own your home sooner.
At loans.com.au, we make it easy for you to start saving thousands on your home loan repayments, as soon as possible. You don’t even have to contact your old lender - we can do the hard work for you.
If you're buying an investment property, building an investment property or refinancing your investment loan, we make the home loan process simple, quick and hassle free, with great low rate investment loans.
The friendly lending specialists at loans.com.au are here to help you as much as you need when buying your first home. We can walk you through all your options to find the right loan for you, and we have a number of handy guides and videos available to help with the process.
When you're building or doing major renovations, you have a lot on your mind. We can help take the stress out the finance with low rates and an easy online application so you can focus on the build.
Why people choose us?
Low interest rates
We can offer extremely low rates because our online model is so efficient. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and fees for our customers.
Australian based support team
We have an experienced, Australian based team. At every step of the way, you’ll talk to a real person from our friendly team of lending specialists who are here to help you.
We offer great low rates on our fixed, variable and split home loans. We also offer discounts for large deposits or customers with owner occupied and investment properties. Plus, our car loans have different fixed terms and the option for balloon payment.
By keeping our interest rates low and revolutionising the loan application process, we keep on winning awards for our products, innovations and customer service, year after year!
For both our home and car loans, you can find out if you pre-qualify in just minutes. The application process is simple, online, plus we’re here to help at each step of the way.
onTrack is our online app which allows you to complete your home loan application on your device from initial contact through to settlement and beyond. In onTrack you can complete your loan application in your own time, as it suits you.
Chat to a lending specialist today
Our friendly Australian-based lending and support specialists will help you get the keys to your dream home or car, sooner. Just book a call, we're here to help!
Amazing stress-free experience
Amazing stress-free experience and Ray is awesome great persona and well experienced in the field. Couldn't be happier thanks to loans.com.au and Ray.
January 19, 2022
Highly recommend them if you are considering a home loan
Fantastic experience dealing with Gaurav and Ray in relation to my new home loan. They have been thoroughly professional, have provided the right kind of advise as we went through the paper-works and have settled the loan well within the timelines. I highly recommend them if you are considering a home loan.
January 14, 2022
loans.com.au are easily the best lender I've ever dealt with
loans.com.au are easily the best lender I've ever dealt with. I won't be dealing with anyone else in future. Ray, particularly was amazingly helpful and very patient when changes were made. Would recommend to everyone.
January 07, 2022