Apple Pay now available with loans.com.au

Welcome to easy, fast and secure payments with Apple Pay.

 

Easy

Apple Pay is easy to use with the devices you use everyday - your iPhone, Apple Watch, iPad, and Mac.

Fast

With Apple Pay, there's no delay, or looking for cards and wallets. There's no touch-and-go, when you tap and pay.

Secure

Paying with Apple Pay is secure and private, as your card details are not stored on your device, or handed over at the point of sale.

Pay faster, easier and more securely with Apple Pay.

Now you can add your loans.com.au card to Apple Pay for an easy way to tap and pay.

Add your card to Apple Pay.
Setup is easy.

iPhone

On iPhone, open the Wallet app and tap the + sign.

Apple Watch

On Apple Watch, open the Apple Watch app on your iPhone and select "Wallet & Apple Pay;" then tap "Add Credit or Debit Card."

Learn how to set up Apple Pay

Pay safer and faster with Apple Pay.

Apple Pay is the easiest way to pay in stores, in apps, an online with your iPhone, Apple Watch, iPad and Mac. Spending money shouldn’t mean spending more time at the register or entering your details online or in your app. With Apple Pay, you can pay quickly with the devices you use everyday.

See how to pay in stores:

Use Apple Pay whenever you see these symbols.

*For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105

Need some help?

How does Apple Pay work with loans.com.au?

If you have a loans.com.au home loan with an offset sub-account or a ZIP Visa account, you are able to use Apple Pay. You can add your loans.com.au Visa debit card to your digital Wallet on iPhone or Apple Watch, allowing you to pay quickly with the devices you use every day.

What is Apple Pay?

Apple Pay is a mobile payment platform that allows users to access to their Visa debit card via a digital wallet. Apple Pay is available for iPhone, Apple Watch, iPad or Apple Mac users.

Does loans.com.au charge fees for using Apple Pay?

No! Apple Pay is a completely free facility now offered by loans.com.au. It is important to note that the merchant may charge a fee for using Apple Pay, however they must disclose this to you before you proceed with the transaction.

What is an offset sub-account?

An offset sub-account is a facility linked to your home loan and essentially functions as any other normal transaction account would by allowing the withdrawal and depositing funds. Any funds you keep in your offset sub-account will reduce the amount of interest charged on your home loan. You can read more about how our offset sub-accounts work here.

What is a Visa debit card?

A Visa debit card is a card available for loans.com.au customers who have an offset sub-account, or a ZIP Visa account. This Visa debit card allows you to access your funds in your offset sub-account or ZIP Visa account, offering a quick and secure way to instantly access your money.

How do I get a Visa debit card?

If you have an offset sub-account or a ZIP Visa account, you are eligible to order a Visa debit card. Simply phone our friendly Customer Care Team on 13 10 90, or send us an email to customercare@loans.com.au and we would be happy to arrange an order for you. Once ordered, you can expect to receive your new Visa Debit Card via Australia Post in approximately 10 working days (with Australia Post Permitting).

Can I add more than one Visa debit card to my Apple Pay account?

Yes, you can add up to 8 different cards to your Apple wallet per device.

Can I add the same Visa debit card across multiple devices?

Yes, you can add your loans.com.au Visa debit card to Apple wallet on multiple devices.

What happens if I lose my iPhone / Apple Watch / other device that is linked to my Apple Pay account?

As Apple Pay requires your fingerprint / face ID / passcode before use, it is a very secure payment option. However, if you have lost your device that is linked to your Apple wallet, call us on 13 10 90 and we can assist you further. You can also log in to your Apple ID account remotely to manage and remove your card details from your account instantly.

Where can I find out more information about Apple Pay?

You can read more about Apple Pay on Apple’s website here.