Green Car Loan

Save the planet. Save thousands on your car loan

  • 0.7% discount on qualifying electric and hybrid cars
  • Low rate fixed car loan
  • No ongoing fees, no discharge fee

3.29% fixed rate p.a.**
3.83% comparison rate p.a.*

Repayment# $404.73 / month

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What’s so good about our green car loans?

We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy a more environmentally friendly car like a qualifying electric or hybrid vehicle.

We offer loans of 3, 4, or 5 years for new and used ‘green’ cars from a car dealership.

Our loans have no ongoing fees, and the rates are fixed so you know exactly how much your repayments will be over the entire term of the loan.

Get started

Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.

Either way, we can settle your green car loan quickly so you can start saving thousands (and saving the environment) sooner.


Talk to a car loan expert

Book a time that suits you to chat with a lending specialist to take care of the paperwork for you.


Ready to apply?

Call us on 13 10 90, or simply start your green car loan application application online.


Want to win $1000 in fuel? Everyone who gets a green car loan with automatically goes in the draw to win!

What is green car?

Green cars come in all different colours, not just green! What they have in common is that they are better for the environment than some alternatives on the market.

To qualify for a green car, your vehicle needs to have significantly lower CO2 emissions when compared to other cars of its size. At this stage, your car must be electric or hybrid to qualify for the discounted Green Car loan.

To find out if your car is on our approved list for the green car discount, simply call 13 10 90 to speak to one of our car lending specialists.


Our Car Loan Interest Rates

Car Loan Type

Green - Hybrid or electric

Interest rate p.a.**


Comparison rate p.a.*


Balloons available


Car Loan Type


Interest rate p.a.


Comparison rate p.a.


Balloons available


Want to see more car loan options? Compare our car loans.


Fight climate change

Saving the planet for future generations


Discounted rate

Save on your car loan rate and running costs


Conserve energy resources

Less consumption means less living expenses & benefits to the environment

Green Car Loans FAQs

Green cars are usually very fuel efficient and often have lower running costs. At this stage, will only consider hybrid and electric cars to be eligible for the green car discount. To check if your car qualifies for the Green Car discount, chat to us on Live Chat or 13 10 90.
There are many benefits to going green when choosing your next car. Whether it be fewer carbon emissions, fewer trips to the petrol station or potential tax and rego benefits, it’s certainly worth considering a Green car.
You certainly can! A balloon payment is a one-off lump sum that you might agree to pay your lender at the end of your car loan’s term. It is called a "balloon" because it is very inflated compared to your other payments.

This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.
Green cars are usually very fuel efficient and often have lower running costs. A green car loan is a different type of car loan product which we offer at at a discount to encourage borrowers to opt for a more environmentally efficient choice of car.

At this stage, will only consider hybrid and electric cars to be eligible for the green car loan discount. To check if your car qualifies for the Green Car discount, chat to us today.
The process for applying and settling a green car loan is very similar to our regular car loan process, which you can find out about here:

How to get a car loan to buy a car

The only difference with a green car loan will be ensuring your car is eligible for the discount. At this stage, only electric and hybrid vehicles are eligible, so if you’re not sure, chat to our friendly team of car lending specialists today.
At, we can assist with a green rate for vehicles that are electric or hybrid. Some popular examples for green cars might include Toyota Rav4 Hybrid, MG ZS (Electric Vehicle), Mitsubishi Outlander Hybrid, Mitsubishi Pajero Sport Hybrid, Hyundai Kona Electric.
You could get pre-approval on your green car loan in around 30 minutes, and we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

See how low your car loan repayments could be.

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Your estimated repayments are

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Ready to get started?

Why do people choose us? is an award-winning online lender. We’ve been making it easy for Aussies to save thousands on their home and car loans for the last 10 years.


Low rates & fast decisions

Our online model means we can offer extremely low rates to help you buy your ‘green’ car. Fewer overheads and efficient processes means we can pass those savings directly to our customers and assess applications quickly, so you can get your car on the road sooner and for a lower rate.


Australian based support team

We have an experienced, Australian-based team of experts. At every step of the way, you’ll talk to a real person from our friendly team of car loan specialists who are here for you and genuinely want to help you get the keys to your ‘green’ car.


Flexible options

No matter what car you’re looking at, it’s likely we can help you. If you’re at the dealership, we’ll offer a green car discount for hybrid and electric vehicles and our car loans have different fixed terms and the option for balloon payment.


Award winning

By keeping our interest rates low and the loan process simple, experts continue to recognise us with awards for our products, innovations and customer service, year after year, since 2011!


Hassle free

Find out if you qualify for our new car loans in just minutes. The application process is simple, online, plus we’re here to help at each step of the way.


onTrack advantage

onTrack is our online app which allows you to complete your car loan application on your device from initial contact through to settlement and beyond. In onTrack you can complete your loan application in your own time, as it suits you. But as always, we’re here to help!

Green car loan application process

We make borrowing simple. Here’s how to get the keys to your dream green new car at a low rate in three easy steps.


Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.


Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.


Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

What do our customers think?

Julie R.

January 19, 2022

Sandip P.

January 14, 2022

Vicki M.

January 07, 2022


At, we help people into their dream homes and cars.

For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.

Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app. is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years, and has $15 billion in mortgages under management, as Australia’s leading non-bank lender.

We are also actively involved in our local community with our Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.

Read our story

Guide to buying a car

Most people have questions as they start on the car buying journey, so we have pulled together some articles to help you.

From tips on how the car loan process works, to information on buying a car, you can find it here.

Buying car

If you follow some simple steps, our friendly car lending specialists at can approve you for a car loan in under 4 days.

Buying car

Getting your own set of wheels is a very rewarding experience. But even so, a high monthly car payment can be a burden to your wallet. Here are ways to cut your repayments.

Still have questions?


Chat online now

Send us a Live Chat with your ‘green’ car loan questions and we’ll respond straight away.


Talk to a car lending specialist

Our experienced team of car lending specialists are here to help you. Book an appointment and we can answer any questions you might have.

TAP to chat!