New Car Loan
Ready for a new car? We can help with competitive rates, and quick approvals.
Multi-award winning
Variable Car Loan
New/Demo
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Discounted rates for Home Owners -
Demo vehicles acceptable up to 7500kms^
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Redraw up to $5,000/day for variable rates
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Up to 7 year loan term
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Variable rate adjusts with interest rate changes
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Get Preapproved to confidently secure your car financing
Why choose an award winning low-rate car loan?
Approval within 24 hours~
Apply online and if you qualify, you’ll know your budget to find your new car.
From 3 - 7 year loan term
Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.
$5,000 to $150,000
We offer car loans from as little as $5,000 to get you on the road in the right car for you.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
A low rate car loan that looks just like this
Here’s your new offer
Rates
Variable
Interest Rate:
Comparison Rate:
Variable Car Loan - New/Demo
5.99% p.a.**
7.12% p.a.*
Fixed
Interest Rate:
Comparison Rate:
Fixed Car Loan - New/Demo
6.59% p.a.**
7.72% p.a.*
Key Features
Flexible loans
Approval within 24 hours~
Borrow from $5,000 to $150,000
Easy online process
Access your account via Smart Money app
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$164 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.99% p.a. paying variable rate.
Fees
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Early termination fee
$700 in the first and second years of the loan term.
$500 in subsequent years of the loan term (excluding final year).
Variable
Variable Car Loan - New/Demo
Interest Rate:
5.99% p.a.**
Comp Rate:
7.12% p.a.*
Fixed
Fixed Car Loan - New/Demo
Interest Rate:
6.59% p.a.**
Comp Rate:
7.72% p.a.*
Flexible loans
Approval within 24 hours~
Borrow from $5,000 to $150,000
Easy online process
Access your account via Smart Money app
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$164 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.99% p.a. paying variable rate.
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Early termination fee
$700 in the first and second years of the loan term.
$500 in subsequent years of the loan term (excluding final year).
Our car loan products are recognised & awarded by the Australian financial industry
| Rates |
|
| Key Features | Flexible loans | |
| Approval within 24 hours~ | ||
| Borrow from $5,000 to $150,000 | ||
| Easy online process | ||
| Access your account via Smart Money app |
| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $164 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.99% p.a. paying variable rate. |
| Fees |
Application fee |
$400 |
| Monthly fee | $8 | |
| Discharge fee | $0 | |
| Early termination fee | $700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
Variable |
||
| Variable Car Loan - New/Demo | Interest Rate: 5.99% p.a.** |
| Comp Rate: 7.12% p.a.* |
Fixed |
||
| Fixed Car Loan - New/Demo | Interest Rate: 6.59% p.a.** |
| Comp Rate: 7.72% p.a.* |
| Flexible loans | |
| Approval within 24 hours~ | |
| Borrow from $5,000 to $150,000 | |
| Easy online process | |
| Access your account via Smart Money app |
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $164 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.99% p.a. paying variable rate. |
| Application fee | $400 |
| Monthly fee | $8 |
| Discharge fee | $0 |
| Early termination fee |
$700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”
Sienna
Car loan customer
As seen on...
New Car Loan FAQs
Konnie
Lending Specialist
Ready to talk with a real person about our low-rate car loan?
Get help from a friendly member of our Australian-based car lending team.
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