LCA - FAQ - How much can I borrow for a caravan?

You can borrow between $5,000 to $100,000.

LCA - FAQ - Are there any fees?

Yes. $400 application fee ($500 via a private sale) and $8 monthly fee.

LCA - FAQ - How quickly is a caravan loan approved?

You can get pre-approved on the same day, and final approval within 2 days. The overall processing time, from application to settlement, takes 3-4 days.

LCA - FAQ - Is the caravan loan secured or unsecured?

Our caravan loans must be secured.

LCA - FAQ - Can I get my caravan loan pre-approved?

We do offer pre-approval for caravan loans. Contact our friendly lending team to discuss, or, if you’re ready to go ahead with your caravan loan, click here to apply for pre-approval online.

LCA - FAQ - How long does pre-approval last?

Most pre-approvals usually only last for 30 days, but at loans.com.au they’re valid for 60 days.

LCA - FAQ - What loan term can I get for my caravan loan?

Your caravan loan term can be 3 to 7 years.

LCA - FAQ - What is the eligibility criteria?

You must be 18 years or over, an Australian citizen or permanent resident, home-owners, employed, demonstrate a good credit history and not be bankrupt.

LCA - FAQ - What caravans do you finance?

You can finance most caravans towable by a motor vehicle, including camping trailers and pop tops . We do not accept campervans, motorhomes.

LCA - FAQ - How often can I make repayments?

You can pay weekly, fortnightly or monthly, setup through a direct debit.

LCA - FAQ - Can I buy a used caravan from a private seller?

Yes, for caravans up to and including 7 years old at time of loan application approval. Contact our friendly lending team to discuss, or, if you’re ready to go ahead with your caravan loan, click here to apply for pre-approval online.

LCA - FAQ - How old can the caravan be?

The caravan can be 7 years at the start of the loan.

Used Caravan Loans

Flexibility, freedom and independence. That’s the lifestyle our caravan loan supports.

Variable Caravan Loan
Used < 5 years old

7.74

p.a

Rates from**

8.87

p.a

Comparison rate*

Available for Home Owners only
Available for Used Caravans up to 5 y/o
Redraw up to $5,000/day for variable rates
Up to 7 year loan term
Variable rate adjusts with interest rate changes
Get Preapproved to confidently secure your caravan financing

Apply Now

Our Google Rating

4.5

515 reviews

Why choose this loan?

Competitive rates

We offer some of the most competitive caravan loan interest rates so you can keep your repayments affordable with our low interest rates.

Pre-approved in minutes~

Apply online or talk it over with one of our lending specialists for a quick decision so that you can turn your caravan dreams into reality, quicker than you think.

Fixed or variable

Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.

Flexible finance for you

Borrow from $5,000 up to $100,000 with a loan term to suit your needs. Choose from three to seven years, with weekly, fortnightly or monthly repayment options.

Which caravans do you finance?

To qualify for our caravan loan, acceptable asset types are considered as;

img-whatiscaravan

Caravan: A caravan is a rigid unit that can be towed by a motor vehicle, with either a fixed or pop top.
Camper Trailer/Camper: A trailer with unfolding canvas roof and sides which, when laid out, forms a living/sleeping area.
Hybrid Caravan: A hybrid caravan is a cross between a caravan and a camper trailer. It has hard, permanent walls like a caravan, but the suspension and towing ability of a camper trailer.

Assets types we will not provide a caravan loan for are;

Campervan: A standard motorised van equipped with most of the features and fittings found in a caravan. Some units have a roof which may be raised. Also known as a motor camper.
Motor Home: A unit which consists of a self-contained living unit mounted onto a standard cab chassis.
Any type that is DIY home built

To find out if your caravan is on our approved list of asset types, just call 13 10 90 and speak with one of our caravan lending experts.

Low rate caravan loan eligibility

Apply now

Join our other customers

Absolutely brilliant, professional and very informative

“What a joy to deal with Liam and Emira from Loans.com. I started applying for my car loan last Thursday and by Tuesday afternoon the car dealer was paid. Liam and Emira were absolutely brilliant, professional and very informative. My mortgage comes off fixed next June and I know where I will be moving to. Thank you for everything.„

Carolyn G.

19 Jun 2025

The loan process was really easy and quick

“The loan process was really easy and quick. Staff is really friendly and keep you updated. Highly recommended.„

Vishal K.

18 Jun 2025

The fastest and easiest process I have ever had in regards to any finance

“The fastest and easiest process I have ever had in regards to any finance. From first chat to settlement in 24 hours and constant communication the entire way! Trina is first class! Emira was SENSATIONAL! BEYOND RECOMMEND!„

Brian S.

17 Jun 2025

The team was absolutely amazing to deal with

“I have dealt with Jessica on a recent new home loan application and Jessica and the team was absolutely amazing to deal with. Super quick and kept with in the loop throughout the process. Second to none customer services!„

Simon L.

16 Jun 2025

I could not have asked for a better service

“The service and follow up provided by the loans.com.au team was impeccable. I could not have asked for a better service.„

Caraman C.

13 Jun 2025

They have exceptional customer service!

“I was referred to loans.com.au and now I see why, they have exceptional customer service! I feel so fortunate to have had Rena and Trina handle my application. They were both incredibly friendly, kind, and efficient when it came to processing and approving my application. They genuinely care about helping others and made the entire process smooth and enjoyable.„

Rojina R.

12 Jun 2025

I was very impressed with loans.com.au

“I was very impressed with loans.com.au pragmatic credit policies and the excellent service I received from Emira and Trina in applying for and settling my car loan. They also have 2 very user friendly apps to help with the process. Very easy to deal with, I would definitely recommend them to anybody wanting a stress free and smooth experience.„

Joe F.

12 Jun 2025

Had good experience

“Had good experience with Jasmine and Tiffany who supported me along the way from getting a pre-approval quickly, through the purchase and to the settlement. Not to mention competitive rates and borrowing power they provide.„

Gleb L.

11 Jun 2025

Had a great experience with loans.com.au

“Had a great experience with loans.com.au. Was the best rate/lowest fees I could find and the service was faultless. I won't be going anywhere else for vehicle financing in the future.„

John M.

10 Jun 2025

I am tremendously satisfied

“I am tremendously satisfied with Sonia and Harriet’s assistance with my loan applications. Loans.com was recommended by a family friend and Sonia portrayed immense knowledge and professionalism when working with me to get the best financial outcome. Sonia has exceptional expertise in her subject matter and was incredibly responsive, and together the team made sure I was able to meet my deadline without any stress. Fantastic experience – will highly recommend Sonia and her team at Loans.com!„

Ridhima G.

10 Jun 2025

If I could give 6 stars in this review I would

“In all my dealings with loans over the years, Stuart is hands down one of the best I’ve ever come across. His professionalism, responsiveness, and genuine willingness to help sets a new standard. I would absolutely recommend loans.com.au—and especially Stuart—to anyone looking for a hassle-free and professional mortgage experience. If I could give 6 stars in this review I would.„

Beau B.

10 Jun 2025

I love to deal with them directly

“I am with Loans.com.au since 2014 and I have got multiple loans from new purchases and refinance of IP to OO loans. They have been exceeding my expectation every time. I love to deal with them directly and their lending specialist and support staff are second to none compared to other banks including the big 4. Highly recommend!„

Shiva S.

07 Jun 2025

Our Google rating

4.5 515 reviews

As seen on...

Our caravan loan application process

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

Settle

Your loan will settle and you'll start enjoying the benefits of your low-rate caravan loan!

Apply Online

How it works

Low rate caravan loan eligibility

Caravan hunt and budget with confidence with pre approval

Apply now

Used Caravan Loans

Variable Caravan Loan
Used < 5 years old