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Home loan requirements and eligibility
Home loan requirements can vary from lender to lender, but you can generally bet that they'll need some key information: your personal details, details about the property, how much you need to borrow and your financial situation.
01 May 2025
What is a fixed rate home loan?
If you're trying to decide whether a fixed rate mortgage is your borrowing match, read the advantages and disadvantages of a fixed interest rate here.
01 May 2025
How often should you refinance your home loan?
Whatever your situation is, refinancing can have benefits. Think carefully if it makes sense to refinance your home loan.
29 Apr 2025
What is Loan-to-Value Ratio (LVR)?
The term LVR is frequently mentioned when looking for a home loan, but what does it actually mean?
29 Apr 2025
Home Loan Terminology
A simple glossary of words containing some basic home loan and mortgage terms to keep in mind.
17 Apr 2025
Using equity to buy another house
If you're thinking about how to finance a second property, did you know you can unlock your existing home equity to do so?
17 Apr 2025
What is the process of buying a house?
Buying a house can be a time consuming process so we’re here to help make it a little easier. This step-by-step guide to the property buying process will make things easier for you.
25 Mar 2025
How much does it cost to build a house?
If you’re thinking about building your own home, a key element underpinning most of your construction decisions will revolve around the cost. Let's find out how much does it cost to build a house in Australia.
25 Mar 2025
Average Australian Mortgage Size in 2024
According to the latest lending indicators from the Australian Bureau of Statistics (ABS), the average mortgage size for owner-occupier dwellings is $642,121 as of September 2024. Compared to the same month last year, the average mortgage size has increased by $43,254 or 7.2%.
24 Mar 2025
First Home Buyers & Owners Grant Calculator
Find out if you qualify for a First Home Owners Grant (FHOG) with the loans.com.au FHOG calculator.
Home equity calculator
Use our equity calculator below to estimate how much equity you are able to access.
Home loan calculator
Our home loan calculator helps you estimate what your mortgage repayments could be. Our calculator allows you to choose repayment frequency, loan term, extra repayments and more.
Refinance calculator
Paying too much interest on your home loan? Use our refinance calculator as a general guide to find out how much you could save by switching to loans.com.au
Stamp duty calculator
Use this calculator to work out how much stamp duty you will need to pay, based on the value of your property, location and other factors.
Home loan requirements and eligibility
Home loan requirements can vary from lender to lender, but you can generally bet that they'll need some key information: your personal details, details about the property, how much you need to borrow and your financial situation.
01 May 2025
What is a fixed rate home loan?
If you're trying to decide whether a fixed rate mortgage is your borrowing match, read the advantages and disadvantages of a fixed interest rate here.
01 May 2025
How often should you refinance your home loan?
Whatever your situation is, refinancing can have benefits. Think carefully if it makes sense to refinance your home loan.
29 Apr 2025
What is Loan-to-Value Ratio (LVR)?
The term LVR is frequently mentioned when looking for a home loan, but what does it actually mean?
29 Apr 2025
Home Loan Terminology
A simple glossary of words containing some basic home loan and mortgage terms to keep in mind.
17 Apr 2025
Using equity to buy another house
If you're thinking about how to finance a second property, did you know you can unlock your existing home equity to do so?
17 Apr 2025
What is the process of buying a house?
Buying a house can be a time consuming process so we’re here to help make it a little easier. This step-by-step guide to the property buying process will make things easier for you.
25 Mar 2025
How much does it cost to build a house?
If you’re thinking about building your own home, a key element underpinning most of your construction decisions will revolve around the cost. Let's find out how much does it cost to build a house in Australia.
25 Mar 2025
Average Australian Mortgage Size in 2024
According to the latest lending indicators from the Australian Bureau of Statistics (ABS), the average mortgage size for owner-occupier dwellings is $642,121 as of September 2024. Compared to the same month last year, the average mortgage size has increased by $43,254 or 7.2%.
24 Mar 2025
Home loan requirements and eligibility
Home loan requirements can vary from lender to lender, but you can generally bet that they'll need some key information: your personal details, details about the property, how much you need to borrow and your financial situation.
01 May 2025
What is a fixed rate home loan?
If you're trying to decide whether a fixed rate mortgage is your borrowing match, read the advantages and disadvantages of a fixed interest rate here.
01 May 2025
How often should you refinance your home loan?
Whatever your situation is, refinancing can have benefits. Think carefully if it makes sense to refinance your home loan.
29 Apr 2025
What is Loan-to-Value Ratio (LVR)?
The term LVR is frequently mentioned when looking for a home loan, but what does it actually mean?
29 Apr 2025
Home Loan Terminology
A simple glossary of words containing some basic home loan and mortgage terms to keep in mind.
17 Apr 2025
Using equity to buy another house
If you're thinking about how to finance a second property, did you know you can unlock your existing home equity to do so?
17 Apr 2025
What is the process of buying a house?
Buying a house can be a time consuming process so we’re here to help make it a little easier. This step-by-step guide to the property buying process will make things easier for you.
25 Mar 2025
How much does it cost to build a house?
If you’re thinking about building your own home, a key element underpinning most of your construction decisions will revolve around the cost. Let's find out how much does it cost to build a house in Australia.
25 Mar 2025
Average Australian Mortgage Size in 2024
According to the latest lending indicators from the Australian Bureau of Statistics (ABS), the average mortgage size for owner-occupier dwellings is $642,121 as of September 2024. Compared to the same month last year, the average mortgage size has increased by $43,254 or 7.2%.
24 Mar 2025
Applying for a home loan
Find the answers to all of your questions about applying for a home loan in one place. From understanding your credit score to the documentation process, start your journey to own your dream home now!
Construction loans
loans.com.au is here to help you get your finance sorted so you can build your home, or complete your renovations.
First home buyers
Buying your first home can be an exciting experience. From understanding LMI and stamp duty to navigating the application process, loans.com.au is here to help.
Investment Properties
Get the answers to all your questions about buying an investment property with loans.com.au.
Managing your home loan
Manage your loans.com.au home loan with ease. From understanding redraw facilities and offset sub-accounts to updating your repayment frequency.
Pre-Qualify FAQs
From streamlined packages to fully-featured loans, we have a low-rate home loan to suit your needs. Find the best home loan option for you here.
Refinance home loan FAQs
Get answers to all your questions about the refinancing process and start reducing your monthly payments and saving money today.
Types of home loans
Get the answers to all of your questions about variable and fixed interest rates, construction loans and refinancing, offset sub-accounts and redraw facilities and more.
Richard
Meet Richard, an awesome customer of ours who came to us when it was time to purchase a new car.
20 Mar 2024
Steven
Meet Steven, an awesome customer of ours who came to us when he wanted to refinance his SMSF investment property.
08 Mar 2024
Mark
Meet Mark, a customer of ours who came to us when he wanted to refinance his home.
08 Mar 2024
Bryan
Meet Bryan, an awesome customer of ours who came to us when he wanted to finance an investment property through his SMSF.
28 Feb 2024
Katrine
Meet Katrine, a fantastic customer of ours who came to us when she wanted to finance an investment property with her partner through their new SMSF.
28 Feb 2024
Nikki
Meet Nikki, a fantastic customer of ours who came to us when it was time to buy a bigger home.
05 Sep 2023
David
Meet David, a wonderful customer of ours who came to us when it was time to purchase his first home.
05 Sep 2023
Laura
Meet Laura Smith, one of our fantastic customers who borrowed with her partner to buy an apartment in inner Brisbane.
24 Aug 2023
Alex
Meet Alex, one of our awesome home loan customers who asked us for help to downsize his home and reduce his mortgage.
24 Aug 2023