SMSF Commercial Loan
Looking for a low rate SMSF commercial loan? loans.com.au SMSF commercial loans has a competitive rate loan in the market.
Our SMSF Loans
- Purchase and refinance commercial property
- No settlement fee
- 30% deposit minimum
- Purchase and refinance commercial property
- No settlement fee
- 20% deposit minimum
- Purchase and refinance commercial property
- 90 day rate lock option available
- 20% deposit minimum
- Purchase and refinance commercial property
- 90 day rate lock option available
- 20% deposit minimum
- Purchase and refinance commercial property
- 90 day rate lock option available
- 20% deposit minimum
Why get our SMSF Commercial Loan?
No monthly or ongoing fees
We don’t charge any monthly, annual or ongoing fees, so you can save thousands and focus on what is important to you.
Online access
Access your SMSF loan via our easy-to-use online app Smart Money.
Unlimited extra repayments**
Pay off your SMSF loan sooner with unlimited extra repayments
$0
Application fee
As an online lender, we save in overhead costs and pass those savings directly on to you. So, we don't charge you an application fee.
$0
Monthly or annual fees
In addition to our great low rates, we don’t charge you any ongoing fees.
$0
Settlement fee
There won’t even be any fees at settlement time!
Get started
Ready to start saving on your current SMSF Commercial Loan? Simply apply online or chat to a lending specialist and they can do the hard work for you. We make the process easy so you can settle sooner.
SMSF Commercial Home Loan Rates
SMSF Commercial Loan Rates
Product Name
Max LVR
Principal & Interest Rate p.a.
Interest Only Rate p.a.
SMSF Commercial Loan
70%
7.99%
NA
80%
8.69%
NA
SMSF Commercial 80 (Fixed 2 years)
80%
8.14%.
NA
SMSF Commercial 80 (Fixed 3 years)
80%
8.09%.
NA
SMSF Commercial 80 (Fixed 5 years)
80%
8.29%.
NA
SMSF Commercial Loan
Principal & Interest
Variable rate p.a.
Variable rate p.a.
SMSF Commercial 80 (Fixed 2 years)
Principal & Interest
Fixed rate p.a.
SMSF Commercial 80 (Fixed 3 years)
Principal & Interest
Fixed rate p.a.
SMSF Commercial 80 (Fixed 5 years)
Principal & Interest
Fixed rate p.a.
Want to see more home loan options? Compare our home loans
Want to see more home loan options? Compare our home loans
What is a SMSF Commercial Loan?
With a SMSF Commercial Loan you can borrow up to 80% LVR to buy a commercial property through your self-managed super fund (SMSF). This could potentially help your SMSF enjoy higher rental yields, secure longer leasing tenants with more stable cashflows and diversify your portfolio.
In fact, if you run a business and currently rent an office, garage, shop, childcare facility, factory, warehouse, industrial property or any other similar premise then you could benefit even more. Eligible commercial property owned in your SMSF is exempt from related party acquisition rules, so your business could rent the property from your SMSF and help service the SMSF Commercial loan.
Frequently asked questions
SMSF Borrowing Capacity
If you’re thinking about leveraging your SMSF to invest in property, you should check out our SMSF borrowing calculator. Fill out your information, and we can estimate your maximum SMSF borrowing capacity on an investment property.
Based on the data you have supplied, we estimate you can borrow:
Looking for a low rate SMSF commercial loan? loans.com.au SMSF commercial loans has a competitive rate loan in the market.
Our home loan application process
Apply online
Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
Goodbye paperwork
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Settle & save
Your loan will settle and you'll start saving with your new low rate, and get your keys to your new dream home!
For the last 10 years, thousands of Aussies have trusted loans.com.au with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Customers trust us to support them with low rates, approved quickly through our easy-to-use online app, where you can track the status of your loan from application to settlement.
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Retirement options for SMSF Property
Buying a property through an SMSF has become a popular option for superannuation fund members. In this article, we give you a rundown of what you can do with your SMSF property at retirement.
The Pros and Cons of Using SMSF to Invest in Property
Make the most out of your SMSF and create the best SMSF strategy by being well-informed. Here are important things you should know about SMSF property investment:
How to Set Up an SMSF for Property Investment
Before you use your SMSF loan to buy a property investment, here are some things you need to know.
Buying land and building with SMSF
How do SMSF Trustees work?
A guide to SMSF Home Loans
How to refinance an SMSF loan
