Why get our SMSF Commercial Loan?
No monthly or ongoing fees
We don’t charge any monthly, annual or ongoing fees, so you can save thousands and focus on what is important to you.
Online access
Access your SMSF loan via our easy-to-use online app Smart Money.
Unlimited extra repayments**
Pay off your SMSF loan sooner with unlimited extra repayments
$0
Application fee
As an online lender, we save in overhead costs and pass those savings directly on to you. So, we don't charge you an application fee.
$0
Monthly or annual fees
In addition to our great low rates, we don’t charge you any ongoing fees.
$0
Settlement fee
There won’t even be any fees at settlement time!
Get started
Ready to start saving on your current SMSF Commercial Loan? Simply apply online or chat to a lending specialist and they can do the hard work for you. We make the process easy so you can settle sooner.
SMSF Commercial Home Loan Rates
SMSF Commercial Loan Rates
Product Name
Max LVR
Principal & Interest Rate p.a.
Interest Only Rate p.a.
SMSF Commercial Loan
70%
7.99%
NA
80%
8.69%
NA
SMSF Commercial 80 (Fixed 2 years)
80%
8.14%.
NA
SMSF Commercial 80 (Fixed 3 years)
80%
8.09%.
NA
SMSF Commercial 80 (Fixed 5 years)
80%
8.29%.
NA
![](/media/icons/hlo-icon-8.png)
SMSF Commercial Loan
Principal & Interest
Variable rate p.a.
Variable rate p.a.
SMSF Commercial 80 (Fixed 2 years)
Principal & Interest
Fixed rate p.a.
SMSF Commercial 80 (Fixed 3 years)
Principal & Interest
Fixed rate p.a.
SMSF Commercial 80 (Fixed 5 years)
Principal & Interest
Fixed rate p.a.
Want to see more home loan options? Compare our home loans
Want to see more home loan options? Compare our home loans
What is a SMSF Commercial Loan?
With a SMSF Commercial Loan you can borrow up to 80% LVR to buy a commercial property through your self-managed super fund (SMSF). This could potentially help your SMSF enjoy higher rental yields, secure longer leasing tenants with more stable cashflows and diversify your portfolio.
In fact, if you run a business and currently rent an office, garage, shop, childcare facility, factory, warehouse, industrial property or any other similar premise then you could benefit even more. Eligible commercial property owned in your SMSF is exempt from related party acquisition rules, so your business could rent the property from your SMSF and help service the SMSF Commercial loan.
![whatisgreencar-img](/media/images/img-whatissmsfhome.png)
Frequently asked questions
![award-winning-img](/media/images/award-winning-img.png)
For the last 10 years, thousands of Aussies have trusted loans.com.au with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Customers trust us to support them with low rates, approved quickly through our easy-to-use online app, where you can track the status of your loan from application to settlement.
loans.com.au is completely safe, with thousands of happy customers across Australia. We are financially backed by Firstmac, Australia’s 13th largest lender. Firstmac has been operating successfully for more than 40 years, and has $13 billion in mortgages under management, as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.
Read our story