Get ready to enter the property market.
The first thing you’ll need to do is decide what you want to buy, so consider the location, whether you’d prefer a house or unit, a new home or existing home, and whether you’ll live in it or rent it out.
Next, get an idea of how much you can afford. Will you be buying by yourself, or with someone else? How much have you saved for a deposit? What are your income and expenses looking like?
It’s also important to research all the costs which may be involved with buying your first home, like stamp duty, Lenders Mortgage Insurance, Property valuation and conveyancing.
When you’ve done your research, it’s time to get pre-qualified. With loans.com.au, you can apply online in just minutes. This will give you a guide of how much you can borrow. From here, we can help you apply, upload your documents, complete the valuation of your property, and get your loan approved so we can return your documents and you’ll settle.
No matter what stage of the process you’re at, we’re here to help.
Why do people choose us for their first home?
Low interest rates
Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.
Get help when you need it from our friendly team of Australian based, lending specialists.
Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.
We keep on winning awards for our products, innovations and customer service, year after year!
Common home loan questions
Ready to enter the property market and buy your first home? Simply apply online or chat to a lending specialist and they can do the hard work for you. We make the process easy so you can get the keys to your first home as soon as possible.
Get free property & suburb insights
To help you find the perfect home, we'd like to give you a free loans.com.au Comparative Market Analysis (CMA) property report, a breakdown of information about the property you are considering, including previous sale prices.
Estimated property value
An indication of how much the property is worth, based on factors including recent sale prices for comparable properties in the area.
An aerial photo of the property and its immediate surrounds, plus maps of the street & the property in relation to points of interest and facilities.
Properties sold in the area
You will be able to see details of recently-sold properties in the area including the date they were sold, land size, number of bedrooms, number of bathrooms and garage size.
Detailed information about nearby properties currently listed for sale or recently sold, including their first and last advertised price and days on the market.
Median sale prices in the area
The median sale price for homes in the area and how it has changed each month in recent years.
Information about the suburb's demographics, such as household occupancy, household income and household structure.
Guide on buying your first home
Most people have questions as they start on the home buying journey, so we have pulled together some articles to help you. From information on our easy steps to apply for a home loan, to advice on pre-approvals and buying a home, you can find it here..