Lock in a low fixed rate

Flexible options

• 1, 2 or 3 year fixed terms available to lock in a great low rate and gain peace of mind.
• The rate is fixed but the options aren’t. Choose your term and consider the ways you can get the best out of our low fixed rates.
• For flexibility, you have the option of a split loan with a portion fixed and the rest on a variable rate. If this option is choosen, it will provide the certainty of a fixed rate, but let you enjoy the benefit of any rate cut, and still use 100% offset redraw facility against the variable poriton of your loan to minimise your interest.

Added security
You can apply for Rate Lock to ensure your interest rate doesn’t change in the period between application and settlement.

Repayment options
Choose weekly, fortnightly, or monthly repayments with up to five years interest-only and, at the end of the fixed term, your interest rate reverts to our market-leading variable rate.

Property transfers
Best of all, your fixed rate home loan is transferrable from one property to the next without the need for a full application process. 

• Reverts to Offset Variable after expiry
• Borrow up to 90% of your property value
• Interest only option available when borrowing up to 80% of your property value
• Split loan facility – up to five free splits with fixed rate or identical variable loan product ^
• Available for purchase and refinance

• Weekly, fortnightly and monthly repayment options
• Option to make $10,000 in additional repayments per year
• Rate lock option available (guarantees the rate for 60 days)
• 24/7 unlimited access to your account online and by phone