Apple Pay is the easiest way to pay in stores, in apps, an online with your iPhone, Apple Watch, iPad and Mac. Spending money shouldn’t mean spending more time at the register or entering your details online or in your app. With Apple Pay, you can pay quickly with the devices you use everyday.
If you have a loans.com.au home loan with an offset sub-account or a ZIP Visa account, you are able to use Apple Pay. You can add your loans.com.au Visa debit card to your digital Wallet on iPhone or Apple Watch, allowing you to pay quickly with the devices you use every day.
No! Apple Pay is a completely free facility now offered by loans.com.au. It is important to note that the merchant may charge a fee for using Apple Pay, however they must disclose this to you before you proceed with the transaction.
An offset sub-account is a facility linked to your home loan and essentially functions as any other normal transaction account would by allowing the withdrawal and depositing funds. Any funds you keep in your offset sub-account will reduce the amount of interest charged on your home loan. You can read more about how our offset sub-accounts work here.
A Visa debit card is a card available for loans.com.au customers who have an offset sub-account, or a ZIP Visa account. This Visa debit card allows you to access your funds in your offset sub-account or ZIP Visa account, offering a quick and secure way to instantly access your money.
If you have an offset sub-account or a ZIP Visa account, you are eligible to order a Visa debit card. Simply phone our friendly Customer Care Team on 13 10 90, or send us an email to email@example.com and we would be happy to arrange an order for you. Once ordered, you can expect to receive your new Visa Debit Card via Australia Post in approximately 10 working days (with Australia Post Permitting).
As Apple Pay requires your fingerprint / face ID / passcode before use, it is a very secure payment option. However, if you have lost your device that is linked to your Apple wallet, call us on 13 10 90 and we can assist you further. You can also log in to your Apple ID account remotely to manage and remove your card details from your account instantly.