Frequently asked questions about home loans
Find the answers to all your home loan questions. Whether you're a first-time homebuyer or purchasing an investment property, we've got you covered with information on rates, eligibility, and more. Find the answers you need to make an informed decision when choosing your home loan.
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Am I eligible for a home loan?
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Our home loans

- Discounted home loan rate
- Offset sub-account available for +0.10%^
- 10% deposit minimum

- Discounted green home loan rate
- Offset sub-account available at no added cost
- 10% deposit minimum

- Discounted solar home loan rate
- Offset sub-account available for +0.10%^
- 10% deposit minimum

- Low rate home loan
- Offset sub-account available for +0.10%^
- 20% deposit minimum

- $5,000 interest free Visa debit card
- Unlimited free redraw
- 20% deposit minimum

- 5 year fixed term
- 90 day rate lock option available
- 10% deposit minimum

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Getting a Home Loan in Australia if you're living overseas
If you’re an Australian living overseas, you may think you’re missing out on great real estate investment opportunities back home. The good news is you can still invest in the housing market while living abroad. Read on to learn the basics of home loan applications for expats.
Average Australian Mortgage Size in 2023
According to the latest lending indicators from the Australian Bureau of Statistics (ABS), the average mortgage size for owner-occupier dwellings is $584,907 as of August 2023. Borrowing activity is typically affected by various factors such as interest rate hikes, property prices, and the like.
Tax deductions for your investment property
With almost a third of all home loans in Australia investment properties, it's worth knowing that owning an investment property can allow for a large number of expenses to be deducted come tax-time.