We'll help you into your new home or car.
Need a real good loan?
Marie Mortimer
Managing Director of loans.com.au
Launched in 2011, loans.com.au was Australia's first online lender
Start your home loan journey
I’m buying my next home
We can approve your application quickly to help you get the keys to your next home as soon as possible, and with our low rates, it's possible for you to own your home sooner.
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I’m refinancing
At loans.com.au, we make it easy for you to start saving thousands on your home loan repayments, as soon as possible. You don’t even have to contact your old lender - we can do the hard work for you.
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I’m investing
If you're buying an investment property, building an investment property or refinancing your investment loan, we make the home loan process simple, quick and hassle free, with great low rate investment loans.
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I’m buying my first home
The friendly lending specialists at loans.com.au are here to help you as much as you need when buying your first home. We can walk you through all your options to find the right loan for you, and we have a number of handy guides and videos available to help with the process.
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I’m building a home
When you're building or doing major renovations, you have a lot on your mind. We can help take the stress out the finance with low rates and an easy online application so you can focus on the build.
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Hamish
loans.com.au customer
"loans.com.au has been excellent all the way through. Everyone has been so helpful and friendly that I felt treated like family."
Why choose loans.com.au?
Low interest rates
Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.
Australian based
Get help when you need it from our friendly team of Australian based, lending specialists.
Flexible options
Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.
Award winning
We keep on winning awards for our products, innovations and customer service, year after year!
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Join our other loans.com.au customers
“Great customer service, thanks Ray!„
“Ray was simply amazing! He took on my crazy timing request and helped drive the process to conclusion. Took some of the stress out of purchasing a property!„
“Incredible company that has 10/10 customer service. Quick efficient and friendly!.„
“Ray couldn’t have made the process of refinancing any easier for us. Would highly recommend.„
“Excellent People, Cheap rates, fast process. I had to arrange finance in 2 weeks and they sorted it out. Rena has been extremely helpful.„
“Had full formal approval within 10 days from applying online. Hassle free, transparent and above all else a really competitive interest rate. Thanks all for making an incredibly stressful and high stakes event so seamless. HIGHLY recommend!„
“Brilliant service, timely manner for response and a quick turn around in approval. Will definitely be recommending.„
“I can not thank Ray Glowaski enough from the very start Ray was extremely helpful right through to my approval he even followed up with a congratulations call. Thank you, Ray and thank you First Mac highly recommended 👍👍„
“Ray has been so helpful, professional and most of all prompt especially as time was of the essence. Ray's experience in this field is evident by the way he guided me through the process to obtain finance. I love that I could upload my docs which made the process quicker.„
“Quick and easy settlement with good online portal for document submission and clear instructions as to what documents are required.„
“Easy to deal with, friendly staff, talk with real people from first phone call.Extremely happy.„
“Straightforward and pain free process from start to finish. Very helpful and knowledgeable staff. So easy to deal with.„
Home loan offers
Variable Home Loan
6.04%
discount var rate p.a.***
6.06%
comparison rate p.a.*
Variable Investor Home Loan
6.24%
discount var rate p.a.+
6.26%
comparison rate p.a.*
Chat to one of our experts
We have a friendly team of Australian-based lending experts here to help you from application to settlement, so you can get in your next home or car sooner, or simply to get a better loan and start savings thousands.
When you chat to our home and car loans teams, you know you're talking to real people, who really care.
Get in touch with one of our lending specialists today to see how we can help you.
ARRANGE A CALL
We wanted to say a huge congratulations to Brisbane Broncos and 50-50 Charity Raffle for raising more than $2.5m for Queensland charities!
Questions? We can help
Chat online now
Send us a Live Chat with any car loan questions you have and we'll respond straight away.
Talk to a car lending specialist
Our experienced team of car lending specialists are here to help you. Book an appointment and we can answer any questions you have.