Think you have the
cheapest home loan?

Award winning car and home loans

Essentials home loan

  • No monthly fees
  • Redraw facility with no minimum
  • Split loan facility available

Rates from

3.64%

variable rate p.a.* (80% LVR)

3.66%

Comparison rate p.a.*

$1,827.58

minimum monthly repayments

This calculation is based on a $400,000 loan over 30 years and includes principle & interest. This may not be your actual repayment.

Nice and simple

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Very happy to change over from one of the big four banks to a more competitive rate and friendly service. Smooth process and support available to guide through the whole application.

Tom W. - Chipping Norton, NSW
June 2017

 

Whatever stage of the home loan journey you're at

We can help

Reasons to choose us

We offer award-winning, low-rate home and car loans with no ongoing fees, saving our customers thousands of dollars.

  • Award winning: The latest addition to our trophy cabinet is the 2017 CANSTAR 5 Star Rating Outstanding Value for Owner-Occupied and Investor Variable Rate Home Loans.
  • Great value: We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
  • Hassle free: In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps
  • Secure: We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 SSL encryption and a firewall mechanism to ensure confidentiality.

Find my home loan:

I want to borrow $ || $50,000 is our minimum lending limit for a home loan $2,000,000 is our maximum lending limit for a home loan $1,000,000 is our maximum lending limit for a construction loan

I am interested in

and I would like theand I have

Get a low-rate car loan

Loans.com.au also offer a great low fixed rate car loan with no ongoing fees, so you know exactly how much your repayments are. Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At loans.com.au we do everything possible to make it easy for you to drive away in your new car, sooner. 

FIND OUT MORE

Our awards

In 2017 and 2016, loans.com.au has received 5 star ratings for our variable rate home loans from Canstar.

We also received a number of awards from the 2017 Mozo's Expert Choice Awards for Low Cost Home Loan, Offset Home Loan, Variable Investor Home Loan, and Split Home Loan.

SEE ALL OUR AWARDS

Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 175 reviews.
As rated by our settled customers

READ MORE REVIEWS

User friendly online app
Very happy as it is all online. The loan app is user friendly. The main thing for me is reduced interests rates so I switched from major bank.

Value for money: 5/5
Customer service: 4/5 Recommend to a friend?: Yes

Devidas G. - Vermont, VIC
June 09 2017

Service as good or even better than the big banks
I was expecting minimal interaction with a "real person" being an online service, but it was complete opposite. The service you get with loans.com.au is as good or even better than the big four banks.

Value for money: 5/5
Customer service: 4/5 Recommend to a friend?: Yes

Khoa N. - Canterbury, VIC
June 08 2017

Online doesn't mean impersonal, let's talk!

Brodie has been with loans.com.au for over four years. As an experienced Lending Manager, Brodie can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Lending Managers, like Brodie, to find the right low rate loan package for you. Call 7am - 7pm Monday to Friday.

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