Offer ends 15th December.*

Home Buyers Offer

Low rates extended until 15th December!
Act now to secure these super low rates.

  • 3.39%
    variable rate p.a.#
  • 3.41%
    comparison rate p.a.*

Reasons to choose us

We offer award-winning, low-rate home and car loans with no ongoing fees, saving our customers thousands of dollars.
  • Award winning
    The latest addition to our trophy cabinet is the 2016 CANSTAR 5 Star Rating Outstanding Value
    for Owner-Occupied and Investor Variable Rate Home Loans.
  • Great value
    We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
  • Hassle free
    In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.
  • Secure
    We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 SSL encryption and a firewall mechanism to ensure confidentiality.

I want to borrow $ || You did not enter a field $50,000 is our minimum lending limit for a home loan $2,000,000 is our maximum lending limit for a home loan $1,000,000 is our maximum lending limit for a construction loan

I am interested in

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Our awards

In 2016, has received 5 star ratings for our variable rate home loans from Canstar. We also were named the 2015 Home Lender of the year in Mozo's Expert Choice Award plus many others, including Money Magazine's Cheapest Home Loan - Non-bank two years in a row.

See all our awards

Ask about our low rate car loans also offer a great low fixed rate car loan with no ongoing fees, so you know exactly how much your repayments are. Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At we do everything possible to make it easy for you to drive away in your new car, sooner. 

Find out more

Receive a free property report

To help you find the perfect home, we’d like to give you a free Comparative Market Analysis (CMA) property report. Our reports provide a breakdown of information about the property you are considering, including previous sale prices. It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.

Tips for buying a house in spring

Who doesn’t love spring? It’s the season of new life and renewal and when it comes to the residential property market, it’s the busiest time of the year. After the cold winter months when homebuyers (and sellers) go into hibernation, spring’s arrival brings the market alive as the weather warms up and the flowers start to bloom.
Keep the following tips in mind for successful house hunting in spring.

Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 122 reviews.
As rated by our settled customers

Difficult process made easy
Very helpful and friendly service. The team turned a normally difficult finance process into a very easy process.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Kylie G. - Marsden, QLD
November 04 2016

Professional team
Thank you for all your help from day one to settlement date of our loan. It has been an honour to have a professional team to help us. We thoroughly recommended to our friends.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Aukus A. - Palmerston North, NZ
November 03 2016

Online doesn't mean impersonal, lets talk!

Hannah has been with for over 5 years. As an experienced Senior Support Officer, Hannah can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced support team, like Hannah, to find the right low rate loan package for you.

arrange a call

Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

view brochure