Disclaimer
*Rates as at 26 September 2018 for Essentials home loan up to 80% LVR with P&I repayments. Different interest rates apply to investor loans, loans with interest only repayments, product rollovers, and internal refinances. The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
# Based on the dollar value and loan term represented in the search fields with P&I repayments
^Split combinations of Offset variable and Essentials loan are not permitted.
**Rates as at 2 July 2018 for the No Regrets Fixed Campaign Home Loan available for loan applications submitted from 2 July 2018 with settlement of loan to be completed by 1 February 2019 (No Regrets Campaign Period). Non-refundable Rate Lock Fee of $350 can be paid within No Regrets Campaign Period to lock rate for 60 days from date of payment. After the fixed rate term, the standard variable rate for each of owner-occupied and investment properties will apply to the respective loans. The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for fixed interest only loans are based on an initial interest only period equal in length to the fixed period. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
^ Rates as at 20 November 2017. The interest rate is determined with reference to the age of the vehicle and the credit assessment. Interest rate loading may be applied. The comparison rate is based on a $30,000 loan over 5 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice. Vehicle age must be 7 years or less upon commencement of loan term. Balloon option available for vehicle age 4 years or less upon commencement of loan term.
~ Rates as at 26 September 2018 for the ZIP Home Loan. ZIP Home Loan available for owner occupied loans, up to 80% LVR with P&I repayments only. ZIP Home Loan Visa Debit Card has maximum limit of $5,000, and cannot be used as part of loan settlement. ZIP Visa Debit Card facility may be cancelled and/or converted to a term loan in certain scenarios, for example when the home loan balance drops below $150,000. Terms and conditions apply. The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.