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Helping people save thousands for the last 10 years.
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Need a home loan?
Find out if you're eligible for a home loan and how much you could borrow.
CURRENT OFFERS
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1.85%
discount var rate p.a.~ -
2.21%
comparison rate p.a.*
Get our lowest rate ever with the option to add an offset sub-account.
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3.97%
fixed rate p.a.^ -
4.51%
comparison rate p.a.^
Whatever stage of the home loan journey you're at, we can help
I’m buying my next home
We can approve your application quickly to help you get the keys to your next home as soon as possible, and with our low rates, it's possible for you to own your home sooner.
I’m refinancing
At loans.com.au, we make it easy for you to start saving thousands on your home loan repayments, as soon as possible. You don’t even have to contact your old lender - we can do the hard work for you.
I’m investing
If you're buying an investment property, building an investment property or refinancing your investment loan, we make the home loan process simple, quick and hassle free, with great low rate investment loans.
I’m buying my first home
The friendly lending specialists at loans.com.au are here to help you as much as you need when buying your first home. We can walk you through all your options to find the right loan for you, and we have a number of handy guides and videos available to help with the process.
I’m building a home
When you're building or doing major renovations, you have a lot on your mind. We can help take the stress out the finance with low rates and an easy online application so you can focus on the build.
Why people choose us?
Low interest rates
We can offer extremely low rates because our online model is so efficient. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and fees for our customers.
Australian based support team
We have an experienced, Australian based team. At every step of the way, you’ll talk to a real person from our friendly team of lending specialists who are here to help you.
Flexible options
We offer great low rates on our fixed, variable and split home loans. We also offer discounts for large deposits or customers with owner occupied and investment properties. Plus, our car loans have different fixed terms and the option for balloon payment.
Award winning
By keeping our interest rates low and revolutionising the loan application process, we keep on winning awards for our products, innovations and customer service, year after year!
Hassle free
For both our home and car loans, you can find out if you pre-qualify in just minutes. The application process is simple, online, plus we’re here to help at each step of the way.
onTrack advantage
onTrack is our online app which allows you to complete your home loan application on your device from initial contact through to settlement and beyond. In onTrack you can complete your loan application in your own time, as it suits you.
Chat to a lending specialist today
Our friendly Australian-based lending and support specialists will help you get the keys to your dream home or car, sooner. Just book a call, we're here to help!
Customer Feedback
The process was thorough but quick and painless
I just picked up my new car after organising finance through loans.com.au. My contact people through the whole process were unreal. Debra really made sure I knew what was going on and was really sincere in getting the loan through. Mason was always easy to contact and got everything processed super quickly. The process was thorough but quick and painless with their app for uploading docs. The interest rate was great and did not change halfway through the application as I have seen with other companies.
Chris H.
July 12, 2021
loans.com is definitely the best provider I have ever dealt with
Right from the start of application through to settlement, it was a very smooth and easy process, not to mention how quick it all was as well. Loans.com is definitely the best provider I have ever dealt with, and I have absolutely no hesitation in recommending them to anyone looking for the best rate home loans in Australia. Thank you team.
Jovin S.
July 09, 2021
Lani has made my experience of loans.com.au a very positive one
Lani has been a pleasure to deal with over a quite lengthy period whilst I was looking for the right home. She has been helpful, optimistic, professional, and responsive. She has made my experience of loans.com.au a very positive one.
Jamie W.
July 09, 2021
WOMEN, CHILDREN & COMMUNITY PROGRAM
We put people at the heart of everything we do, and that doesn’t stop at supporting customers with their loans. We are actively involved in our local community through our Women, Children & Community Program
We participate in a number of ways, whether it be financial support via official sponsorship, employer-supported volunteering with our staff giving their time, donating items or raising awareness for local charitable causes. loans.com.au works to support many causes which benefit the Women, Children and Community in Australia.