Home Buyer Essentials

Get the Essentials and celebrate your
low interest rate for years to come!

  • 3.39%
    variable rate p.a.#
  • 3.41%
    comparison rate p.a.*

Reasons to choose us

We offer consistently low rates and no ongoing fees, saving our customers thousands of dollars.
  • Award winning
    The latest additions to our trophy cabinet are 2015 Home Lender of the Year from Mozo, and a Financial Review Smart Investor Blue Ribbon Award.
  • Great value
    We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
  • Hassle free
    In less than a minute, you can find out if you prequalify for a home loan, then apply online in just five steps.
  • Secure
    We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 SSL encryption and a firewall mechanism to ensure confidentiality.

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I want to borrow $ || You did not enter a field $50,000 is our minimum lending limit for a home loan $2,000,000 is our maximum lending limit for a home loan $1,000,000 is our maximum lending limit for a construction loan

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Our awards

In 2016, loans.com.au has received 5 star ratings for our variable rate home loans from Canstar. We also were named the 2015 Home Lender of the year in Mozo's Expert Choice Award plus many others, including Money Magazine's Cheapest Home Loan - Non-bank two years in a row.

See all our awards

Ask about our low rate car loans

Loans.com.au also offer a great low fixed rate car loan with no ongoing fees, so you know exactly how much your repayments are. Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At loans.com.au we do everything possible to make it easy for you to drive away in your new car, sooner. 

Find out more

Receive a free loans.com.au property report

To help you find the perfect home, we’d like to give you a free loans.com.au Comparative Market Analysis (CMA) property report. Our reports provide a breakdown of information about the property you are considering, including previous sale prices. It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.

Receive my free report

Tips for buying a house in spring

Who doesn’t love spring? It’s the season of new life and renewal and when it comes to the residential property market, it’s the busiest time of the year. After the cold winter months when homebuyers (and sellers) go into hibernation, spring’s arrival brings the market alive as the weather warms up and the flowers start to bloom.
Keep the following tips in mind for successful house hunting in spring.

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Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 120 reviews.
As rated by our settled customers

Fantastic work!
Fantastic work from loans.com.au team to make our mortgage happen in a very tight time-frame.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

John H. - Maroubra, NSW
September 29 2016

Excellent service and rate
I can't thank you guys enough for your excellent service and interest rate.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Sam B. - Hadfield, VIC
July 23 2016

Online doesn't mean impersonal, lets talk!

David has been with loans.com.au for over 5 years. As an experienced Lending Manager, David can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Lending Managers, like David, to find the right low rate loan package for you.

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