Chat with us, powered by LiveChat
burger-menu icon close-icon
$
Find My Home Loan
$
Find My Car Loan

Need a real good loan?

Start your home loan journey

...

I’m buying my next home

We can approve your application quickly to help you get the keys to your next home as soon as possible, and with our low rates, it's possible for you to own your home sooner.

Get Started
...

I’m refinancing

At loans.com.au, we make it easy for you to start saving thousands on your home loan repayments, as soon as possible. You don’t even have to contact your old lender - we can do the hard work for you.

Get Started
...

I’m investing

If you're buying an investment property, building an investment property or refinancing your investment loan, we make the home loan process simple, quick and hassle free, with great low rate investment loans.

Get Started
...

I’m buying my first home

The friendly lending specialists at loans.com.au are here to help you as much as you need when buying your first home. We can walk you through all your options to find the right loan for you, and we have a number of handy guides and videos available to help with the process.

Get Started
...

I’m building a home

When you're building or doing major renovations, you have a lot on your mind. We can help take the stress out the finance with low rates and an easy online application so you can focus on the build.

Get Started
20244 WeMoney - Best Value for Refinance
2023 WeMoney - Best for Value (Variable)
2023 Mozo - Expert's Choice for Low Cost Home Loan
Gold Award - Best Green Home Loan
2022 WeMoney - Outstanding Customer Service

We're recognised & awarded by the Australian financial industry.

Why choose loans.com.au?

Low interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Flexible options

Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

Join our other loans.com.au customers

Very easy process

Very easy process with a friendly lending manager to guide you through.

Helen D.
25 Feb 2024

A big thanks to loans.com.au

My experience in getting a loan from Loans.com.au has been great. I think I was also fortunate in getting a highly experienced loan officer Ray Glowacki who was able to evaluate the circumstance and offer me the most suitable product.

FRANK D.
31 Jan 2024

Extremely helpful

Ray has been extremely helpful in setting up my refinance, he made the process so easy and was happy to take the time to answer all my questions. Thanks Ray!

Tamara W.
17 Jan 2024

Helpful!

Ray was an absolute pleasure to work with. His knowledge and years of experience meant he was able to assess our complex situation to find the best outcome for us. Ray thank you so much for your help and support every step of the way!

Samantha S.
16 Dec 2023

Professional and less stressful application

A big thanks to Ray and his team for making this process seamless. Professional advice and communication throughout the process. Professional and less stressful application than with any other we have been involved in before.

Gareth W.
12 Dec 2023

Great customer service!

Great customer service, thanks Ray!

Chris W.
19 Nov 2023

Simply amazing!

Ray was simply amazing! He took on my crazy timing request and helped drive the process to conclusion. Took some of the stress out of purchasing a property!

Clive G.
14 Nov 2023

Quick efficient and friendly!

Incredible company that has 10/10 customer service. Quick efficient and friendly!.

Gdenma G.
21 Sep 2023

Would highly recommend

Ray couldn’t have made the process of refinancing any easier for us. Would highly recommend.

Scott B.
21 Aug 2023

Excellent People, Cheap rates, fast process

Excellent People, Cheap rates, fast process. I had to arrange finance in 2 weeks and they sorted it out. Rena has been extremely helpful.

Sam S.
26 Jul 2023

Incredible experience

Had full formal approval within 10 days from applying online. Hassle free, transparent and above all else a really competitive interest rate. Thanks all for making an incredibly stressful and high stakes event so seamless. HIGHLY recommend!

Tim D.
25 Jul 2023

Brilliant service

Brilliant service, timely manner for response and a quick turn around in approval. Will definitely be recommending.

Ominous B.
03 Jul 2023
Special Offer

Home loan offers

Get a loans.com.au super low rate you’ll be celebrating for years!

Variable Home Loan

6.04%
discount var rate p.a.***

6.06%
comparison rate p.a.*

See our Variable Home Loan
The Variable Investor Home Loan will save you money on interest and fees to make it easy to buy an investment property.

Variable Investor Home Loan

6.34%
discount var rate p.a.+

6.36%
comparison rate p.a.*

See our Variable Investor Home Loan
Woman Calling


Chat to one of our experts

We have a friendly team of Australian-based lending experts here to help you from application to settlement, so you can get in your next home or car sooner, or simply to get a better loan and start savings thousands.

When you chat to our home and car loans teams, you know you're talking to real people, who really care.

Get in touch with one of our lending specialists today to see how we can help you.


ARRANGE A CALL

Questions? We can help

cta-icon

Chat online now

Send us a Live Chat with any car loan questions you have and we'll respond straight away.

CHAT NOW
cta-icon

Talk to a car lending specialist

Our experienced team of car lending specialists are here to help you. Book an appointment and we can answer any questions you have.

Welcome to loans.com.au _

Just in case we lose you, may I ask for your contact details....



Loading Form