loans.com.au: Online Home Loans And Car Loans Australia

Home Loan
Car Loan

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Find My Home Loan

Loan amount:

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Find My Car Loan

Need a real good loan?

Car loans

Marie Mortimer

Managing Director of loans.com.au

Launched in 2011, loans.com.au was Australia's first online lender

loans.com.au was one of Australia's first online lenders allowing people to get a home loan online. We've since grown to become one of Australia's largest lenders with happy home and car loan customers all over Australia.

Our story

20244 WeMoney - Best Value for Refinance

2023 WeMoney - Best for Value (Variable)

2023 Mozo - Expert's Choice for Low Cost Home Loan

2022 WeMoney - Outstanding Customer Service

We're recognised & awarded by the Australian financial industry.

Hamish

loans.com.au customer

First Home Buyer

“loans.com.au has been excellent all the way through. Everyone has been so helpful and friendly that I felt treated like family.”

How we were able to help

Why choose loans.com.au?

Low interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Flexible options

Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

As seen on...

Join Our Other loans.com.au Customers

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Best experience

“We had the best experience getting a loan with the loans.com.au. Everyone we spoke to was friendly and transparent with communications. We really appreciated all the effort the loans.com.au team put into turning around our finance approval <3„

Stamatia B.

04 Jul 2024

Outstanding customer service!

“I had an excellent experience with loans.com.au while securing my car loan. Rena and Crystal provided exceptional service throughout the entire process. They were knowledgeable, efficient, and always available to answer my questions.„

Rohit P.

17 Jun 2024

Unbelievable result

“Unbelievable result achieved by amazing team of professionals! I’m really grateful to loans.com.au for saving my property deal and will recommend everyone to use their services. Thank you!„

Alexander S.

15 Jun 2024

Best company for organizing loans

“If you ask me who is the best company for organizing loans, I will tell you: it is loans.com.au. I had an excellent experience with them. Sonia, who helped us to get the loan in just 3 days exceeded my expectations. It was done very professionally, without any stress. I would definitely recommend loans.com.au to borrow money from.„

Svetlana S.

14 Jun 2024

kind and so helpful

“Loans.com.au made it so easy to get my car loan. I was quite overwhelmed when I first started looking in to a loan but once I spoke to Garth, he explained everything so clearly and answered all of my questions without any hesitation. He was so kind and so helpful, and so was everybody else I spoke to within the team.„

Jasmin R.

01 Jun 2024

Very helpful with clear communication and quick responses

“Ray and Jordan at Loans.com.au have helped us to acquire the mortgage in a short time. They are very helpful with clear communication and quick responses. Definitely recommend anyone give them a go!„

Vincent L.

08 May 2024

Exceptional service!

“Exceptional service! Grateful to Ray for guiding us through the home loan process for our first home. His expertise, responsiveness, and personalised approach made everything smooth. Highly recommend. Thank you Ray and team.„

Mary H.

18 Mar 2024

Very easy process

“Very easy process with a friendly lending manager to guide you through.„

Helen D.

25 Feb 2024

A big thanks to loans.com.au

“My experience in getting a loan from Loans.com.au has been great. I think I was also fortunate in getting a highly experienced loan officer Ray Glowacki who was able to evaluate the circumstance and offer me the most suitable product.„

FRANK D.

31 Jan 2024

Extremely helpful

“Ray has been extremely helpful in setting up my refinance, he made the process so easy and was happy to take the time to answer all my questions. Thanks Ray!„

Tamara W.

17 Jan 2024

Helpful!

“Ray was an absolute pleasure to work with. His knowledge and years of experience meant he was able to assess our complex situation to find the best outcome for us. Ray thank you so much for your help and support every step of the way!„

Samantha S.

16 Dec 2023

Professional and less stressful application

“A big thanks to Ray and his team for making this process seamless. Professional advice and communication throughout the process. Professional and less stressful application than with any other we have been involved in before.„

Gareth W.

12 Dec 2023

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Special Offer

Home loan offers

Get a loans.com.au super low rate you’ll be celebrating for years!

Variable Home Loan

6.04%
discount var rate p.a.***

6.06%
comparison rate p.a.*

See our Variable Home Loan

The Variable Investor Home Loan will save you money on interest and fees to make it easy to buy an investment property.

Variable Investor Home Loan

6.34%
discount var rate p.a.⁺

6.36%
comparison rate p.a.*

See our Variable Investor Home Loan

Apply Now

Chat to one of our experts

We have a friendly team of Australian-based lending experts here to help you from application to settlement, so you can get in your next home or car sooner, or simply to get a better loan and start savings thousands.

When you chat to our home and car loans teams, you know you're talking to real people, who really care.

Get in touch with one of our lending specialists today to see how we can help you.

Arrange a Call

Women, Children, & Community Program

We wanted to say a huge congratulations to Brisbane Broncos and 50-50 Charity Raffle for raising more than $2.5m for Queensland charities!

See our impact in the community

Helpful calculators

Find out how much you can borrow, or how much you’d be paying for your home or car loan. You could even see how much you could save by adding an offset sub-account to your loan. Our easy-to-use calculators are here to help make your financial decision making much easier.