Rates from

  • 0%
    variable rate p.a. *
  • 0%
    comparison rate p.a. *

A streamlined low-rate, low-fee home loan product.

  • Unlimited free redraws with no minimum redraw amount
  • No monthly or ongoing fees
  • Unlimited additional repayments

Reasons to choose us

We offer award-winning, low-rate home and car loans with no ongoing fees, saving our customers thousands of dollars.

  • The latest addition to our trophy cabinet is the 2017 CANSTAR 5 Star Rating Outstanding Value for Owner-Occupied and Investor Variable Rate Home Loans.
  • In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.
  • We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
  • We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

Online doesn't mean impersonal, let's talk!

Brodie has been with for over four years. As an experienced Loan Specialist, Brodie can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Loan Specialist, like Brodie, to find the right low rate loan package for you. Call 7am - 7pm Monday to Friday.


Get a low-rate car loan also offer a great low fixed rate car loan with no ongoing fees, so you know exactly how much your repayments are. Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At we do everything possible to make it easy for you to drive away in your new car, sooner. 


Customer reviews

(Based on 240 reviews. As rated by our settled customers)

  • 4.9
  • Value for money Customer service


customer review image

Thomas U. Glenelg North, SA

Helpful loan specialists

March 15 2018

All loan specialists were very helpful all the way through to settlement. Thank you!

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

customer review image

Glenda R. Canterbury, VIC

Exceptionally responsive

March 14 2018

Fantastic service and unparalleled responsiveness.

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Our awards

In 2017 and 2016, has received 5 star ratings for our variable rate home loans from Canstar.

We also received a number of awards from the 2017 Mozo's Expert Choice Awards for Low Cost Home Loan, Offset Home Loan, Variable Investor Home Loan, and Split Home Loan.

Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST
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