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I’m buying my next home

We can approve your application quickly to help you get the keys to your next home as soon as possible, and with our low rates, it's possible for you to own your home sooner.

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I’m refinancing

At loans.com.au, we make it easy for you to start saving thousands on your home loan repayments, as soon as possible. You don’t even have to contact your old lender - we can do the hard work for you.

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I’m investing

If you're buying an investment property, building an investment property or refinancing your investment loan, we make the home loan process simple, quick and hassle free, with great low rate investment loans.

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I’m buying my first home

The friendly lending specialists at loans.com.au are here to help you as much as you need when buying your first home. We can walk you through all your options to find the right loan for you, and we have a number of handy guides and videos available to help with the process.

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I’m building a home

When you're building or doing major renovations, you have a lot on your mind. We can help take the stress out the finance with low rates and an easy online application so you can focus on the build.

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2023 WeMoney - Best for Value (Variable)
2023 WeMoney - Best Value for Refinance
2023 Mozo - Expert's Choice for Low Cost Home Loan
Gold Award - Best Green Home Loan
2022 WeMoney - Outstanding Customer Service

We're recognised & awarded by the Australian financial industry. View all awards

Why choose loans.com.au?

Low interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Flexible options

Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

Join our other loans.com.au customers

Great customer service!

Great customer service, thanks Ray!

19 Nov 2023

Simply amazing!

Ray was simply amazing! He took on my crazy timing request and helped drive the process to conclusion. Took some of the stress out of purchasing a property!

14 Nov 2023

Quick efficient and friendly!

Incredible company that has 10/10 customer service. Quick efficient and friendly!.

Gdenma G.
21 Sep 2023

Would highly recommend

Ray couldn’t have made the process of refinancing any easier for us. Would highly recommend.

Scott B.
21 Aug 2023

Excellent People, Cheap rates, fast process

Excellent People, Cheap rates, fast process. I had to arrange finance in 2 weeks and they sorted it out. Rena has been extremely helpful.

26 Jul 2023

Incredible experience

Had full formal approval within 10 days from applying online. Hassle free, transparent and above all else a really competitive interest rate. Thanks all for making an incredibly stressful and high stakes event so seamless. HIGHLY recommend!

25 Jul 2023

Brilliant service

Brilliant service, timely manner for response and a quick turn around in approval. Will definitely be recommending.

03 Jul 2023

Extremely helpful

I can not thank Ray Glowaski enough from the very start Ray was extremely helpful right through to my approval he even followed up with a congratulations call. Thank you, Ray and thank you First Mac highly recommended 👍👍

19 May 2023

Great experience

Ray has been so helpful, professional and most of all prompt especially as time was of the essence. Ray's experience in this field is evident by the way he guided me through the process to obtain finance. I love that I could upload my docs which made the process quicker.

13 Mar 2023

Quick and easy settlement

Quick and easy settlement with good online portal for document submission and clear instructions as to what documents are required.

17 Dec 2022

Thank you

Easy to deal with, friendly staff, talk with real people from first phone call.Extremely happy.

15 Dec 2022

100% painless process. So helpful.

Straightforward and pain free process from start to finish. Very helpful and knowledgeable staff. So easy to deal with.

15 Dec 2022
Special Offer

Home loan offers

Get a loans.com.au super low rate you’ll be celebrating for years!

Variable Home Loan

discount var rate p.a.***

comparison rate p.a.*

See our Variable Home Loan
The Variable Investor Home Loan will save you money on interest and fees to make it easy to buy an investment property.

Variable Investor Home Loan

discount var rate p.a.+

comparison rate p.a.*

See our Variable Investor Home Loan
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Chat to one of our experts

We have a friendly team of Australian-based lending experts here to help you from application to settlement, so you can get in your next home or car sooner, or simply to get a better loan and start savings thousands.

When you chat to our home and car loans teams, you know you're talking to real people, who really care.

Get in touch with one of our lending specialists today to see how we can help you.


Women, Children, & Community Program
Women, Children, & Community Program

We wanted to say a huge congratulations to Brisbane Broncos and 50-50 Charity Raffle for raising more than $2.5m for Queensland charities!

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