New Caravan Loans
Get on the road sooner with a caravan loan that takes you further. Enjoy the independence and flexibility of owning your own caravan.
Variable Caravan Loan
New
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Available for Home Owners only -
Available for New caravans^
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Redraw up to $5,000/day for variable rates
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Up to 7 year loan term
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Variable rate adjusts with interest rate changes
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Get Preapproved to confidently secure your caravan financing
Why choose this loan?
Competitive rates
We offer some of the most competitive caravan loan interest rates so you can keep your repayments affordable with our low interest rates.
Pre-approved in minutes~
Apply online or talk it over with one of our lending specialists for a quick decision so that you can turn your caravan dreams into reality, quicker than you think.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
Flexible finance for you
Borrow from $5,000 up to $100,000 with a loan term to suit your needs. Choose from three to seven years, with weekly, fortnightly or monthly repayment options.
Which caravans do you finance?
To qualify for our caravan loan, acceptable asset types are considered as;
- Caravan: A caravan is a rigid unit that can be towed by a motor vehicle, with either a fixed or pop top.
- Camper Trailer/Camper: A trailer with unfolding canvas roof and sides which, when laid out, forms a living/sleeping area.
- Hybrid Caravan: A hybrid caravan is a cross between a caravan and a camper trailer. It has hard, permanent walls like a caravan, but the suspension and towing ability of a camper trailer.
Assets types we will not provide a caravan loan for are;
- Campervan: A standard motorised van equipped with most of the features and fittings found in a caravan. Some units have a roof which may be raised. Also known as a motor camper.
- Motor Home: A unit which consists of a self-contained living unit mounted onto a standard cab chassis.
- Any type that is DIY home built
To find out if your caravan is on our approved list of asset types, just call 13 10 90 and speak with one of our caravan lending experts.
A low rate caravan loan that looks just like this
Here’s your new offer
| Rates |
|
| Key Features | Flexible loans | |
| Approval within 24 hours~ | ||
| Borrow from $5,000 to $100,000 | ||
| Easy online process | ||
| Access your account via Smart Money app |
| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $167 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.49% p.a. paying variable rate. |
| Fees |
Application fee |
$400 |
| Monthly fee | $8 | |
| Discharge fee | $0 | |
| Early termination fee | Variable $0 Fixed $700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
Variable |
||
| Variable Caravan Loan - New | Interest Rate: 6.49% p.a.** |
| Comp Rate: 7.62% p.a.* |
Fixed |
||
| Fixed Caravan Loan - New | Interest Rate: !{jsonData.new-caravan-loans.fixedRate}% p.a.** |
| Comp Rate: 8.22% p.a.* |
| Flexible loans | |
| Approval within 24 hours~ | |
| Borrow from $5,000 to $100,000 | |
| Easy online process | |
| Access your account via Smart Money app |
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $167 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.49% p.a. paying variable rate. |
| Application fee | $400 |
| Monthly fee | $8 |
| Discharge fee | $0 |
| Early termination fee |
Variable $0 Fixed $700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
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Caravan Loan FAQs
You can borrow between $5,000 to $100,000.
Yes. $400 application fee ($500 via a private sale) and $8 monthly fee.
You can get pre-approved on the same day, and final approval within 2 days. The overall processing time, from application to settlement, takes 3-4 days.
Our caravan loans must be secured.
We do offer pre-approval for caravan loans. Contact our friendly lending team to discuss, or, if you’re ready to go ahead with your caravan loan, click here to apply for pre-approval online.
Most pre-approvals usually only last for 30 days, but at loans.com.au they’re valid for 60 days.
Your caravan loan term can be 3 to 7 years.
You must be 18 years or over, an Australian citizen or permanent resident, home-owners, employed, demonstrate a good credit history and not be bankrupt.
We can finance most caravans towable by a motor vehicle, including camping trailers and pop tops. We do not accept campervans, motorhomes.
You can pay weekly, fortnightly or monthly, setup through a direct debit.