Whatever stage of the home loan journey you're at, we can help

Buying home

Our range of online home loans suits everyone. Choose from stream-lined packages to fully-featured loans. We offer some of the cheapest home loan rates.

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Refinancing home

Save money by refinancing your home loan. We have some of the lowest home loan rates as well as low fees and easy online applications.

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Building home

View our recommended loan packages for people building their own home. Our low-rate construction loans can help take the stress out of building a home and can be tailored to suit you.

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Buying investment property

Our super-low interest rate investment loans can save you money with no ongoing fees. If you need to settle quickly, it's easy for us to work to your time frames.

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Refinancing investment property

Find out how you can take advantage of our low rates and personal service to refinance your investment property with confidence. We have online home loans to suit you from stream-lined packages to fully-featured loans.

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Building investment property

Explore our award-winning, low-rate construction loans and helpful research tools for each stage of your home building journey. Our low-rate construction loans can be tailored to suit your needs.

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$50,000 is our minimum borrowing amount for a home loan.
$2,000,000 is our maximum borrowing amount for a home loan.
$1,000,000 is our maximum borrowing amount for a construction loan.
The maximum borrowing amount for a deposit less than 20% is $1,000,000
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Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
2018 CANSTAR 5 Star Rating Outstanding Value
It's as easy as 1, 2, 3...
Apply 1
onTrack to approved 2
Settle & save 3

Reasons to choose us

The latest addition to our trophy cabinet is the CANSTAR 5 Star Rating Outstanding Value for Variable Home Lender - Owner-Occupied and Investment.

In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.

We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.

We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

Our awards

loans.com.au is a highly-awarded lender that has been recognised by industry experts.

2019-canstar-investment-home-lender
2019-canstar-investment-variable-home-lender
2019-mozo-best-new-feature
2019-mozo-low-cost
Award - Mozo Experts Choice 2018 - Investor Home Loan

Find out how much you can borrow

It's simple and it only takes 2 minutes to find out if you pre-qualify for a loan and how much you can borrow. You can then apply for your home loan with loans.com.au

CALCULATE
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Home Loan Calculator

Use our Home Loan Calculator as a general guide to what your repayments are likely to be on your new home loan.

The Home Loan Calculator will also tell you how much you will pay in total over the life of your loan and let you compare two different home loans to find out which is the best value.



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Customer reviews

 

Smooth settlement process

The settlement for my property could not have been smoother. Extremely happy with every step of the process.

- Wendy S. Aireys Inlet, VIC , July 27, 2019

Best customer experience I ever had

I have numerous home loans already from big banks to credit unions but my experience with loans.com.au is incomparable compared to the rest. It's been exceptional to say the least. I will definitely recommend loans.com.au to all my friends and relatives. Thanks very much again loans.com.au.

- Noel S. Blair Athol, NSW , July 16, 2019

Online doesn't mean impersonal, let's talk!

Jazmin has been with loans.com.au for over five years. As an experienced Loan Specialist, Jazmin can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Loan Specialists, like Jazmin, to find the right low rate loan package for you. Call 8am - 6pm Monday to Friday.

Arrange a call
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3 steps to secure your home loan

Borrowing with loans.com.au is quick,simple and personal. Our Australian-based lending managers will help you apply for a loan with no hiccups. Go from application to settlement in three easy steps.

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2
3
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Apply

Apply online or on the phone with one of our Australian-based loan specialists.

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onTrack to Approved

It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.

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Settle and Save

We do everything required for the loan settlement, so you can start saving money.