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Access at your fingertips

You now have access and complete clarity of your loan application on-the-go with onTrack mobile.

The easy to use mobile app will keep you up-to-date with the progress of your loan anytime, anywhere with alerts straight to your phone. It's now even easier to get your loan approved and settled fast, no matter where you are.

Stay on top of your application

At loans.com.au, we believe applying for a home loan should be a speedy and hassle free process. onTrack allows you to quickly get your loan through to approval and settlement while we do the heavy lifting for you behind the scenes.

Use onTrack to book an appointment with your Lending Specialist, upload, review, and approve documents, receive notifications of milestones and track the progress of your loan. Application process time is significantly reduced and you will have control over your application, 24 hours a day, 7 days a week.

Book an appointment

Choose the best time to book an appointment at your convenience.

Upload documents

No brick-and-mortar branches. Conveniently upload your documents using the app.

Track progress

Easily track your progess right at your fingertips.

Receive notifications

Alerts you of your milestones and progress of your loan

Approve documents

All are app-driven so you get a faster document approval.


Whether you're on vacation or work, you can check your loan progress anytime of the day.

Award Winning Innovation

Our onTrack online application portal is groundbreaking and makes applying for a loan so much easier and more convenient. But don't just take our word for it.

loans.com.au has also been recognised as an ABA100 Winner in The Australian Brand Awards 2017 for Product Innovation, for the onTrack portal. These awards identify, recognise and reward Australia’s most innovative consumer products.

Download the app

How the onTrack process works


Our home loan application process

Apply online

Apply online

Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Goodbye paperwork

Goodbye paperwork

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

Settle & save

Settle & save

Your loan will settle and you'll start saving with your new low rate, and get your keys to your new dream home!

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