Home Loan Calculator

How to use the calculator    

Use our Mortgage Calculator as a general guide to what your repayments are likely to be on your new home loan.

The Mortgage Calculator will also tell you how much you will pay in total over the life of your loan and let you compare two different home loans to find out which is the best value.

To use this online Mortgage Calculator, just enter your expected loan amount, interest rate, home loan term, payment frequency, and payment type (either principal & interest or interest only).

Then put in any upfront and ongoing fees, and other relevant information.

Once you get an idea of your mortgage repayments from the Mortgage Calculator you'll know what kind of home you can realistically afford.

Whether it is a two bedroom apartment, a free standing home on a big block, or a studio apartment, our Mortgage Calculator will let you look with confidence, safe in the knowledge that it is within your budget.

You might even find out that you can buy a better home than you expected!

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Why choose us?

There are plenty of lenders out there, so why choose loans.com.au? There are several good reasons, and they’re all about you. First are our low interest rates. They’re some of the best you’ll find anywhere, and the reason we can do it is because we’re a purely online lender. This means that we don’t have the large overheads that traditional financial institutions have, like a branch network, broker commissions, and large advertising campaigns, and we pass the savings back to our customers.