Home loan calculator

Use our mortgage calculator as a general guide to what your repayments are likely to be on your new home loan.

Our calculator will tell you how much you will pay in total over the life of your loan and allows you to add extra repayments and lump sum.

To use this online home loan calculator, just enter your expected loan amount, interest rate, home loan term, payment frequency, and payment type (either principal & interest or interest only).

Once you get an idea of your mortgage repayments, you'll know what kind of home you can realistically afford. Next step: calculate your borrowing power and get closer to owning your dream home.

Whether it is a two bedroom apartment, a free standing home on a big block, or a studio apartment, our calculator will let you look with confidence, safe in the knowledge that it is within your budget.

You might even find out that you can buy a better home than you expected!



Loading Calculator
Loan Details
Add Extra Payment
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$
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$
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Your estimated repayments are

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$ {{workbookData.totalPrincipalPaid}}
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Can I borrow this amount?

$
Owner-occupier
Investor
Smart Booster Home Loan
The Smart Booster Home Loan is our low rate home loan which allows you to boost your savings, build your equity and own your own home, sooner.
1.99%
discount variable p.a.*
2.47%
comparison rate p.a.*
Smart Booster Investor Bundle
Bundle your home loan and investment. Save thousands when you bundle your investment loan and home loan with loans.com.au, with rates starting at 1.99%** for both.
1.99%
discount variable p.a.**
2.71%
comparison rate p.a.**

Home loan FAQs

How much deposit do you need for a home loan?
What is principal & interest and interest only?
What does LVR mean and how does it affect your home loan application?
Can you have both fixed and variable rates on your home loan?

Get started

Buying your first or next home

Our super-low-rate home loans make buying your home hassle-free. Our local loan specialists do the hard work behind the scenes leaving you to focus on other things.

Refinancing

We make refinancing easy so you can get a new, low-rate loan, faster. From loans with just the essentials to ones that are feature-packed, we have something for your needs.

Buying an investment property

The right loan can make a big difference to the success of your property investment. We have a variety of super-low-rate loans to suit every need.

Building a home

Building a home is one of life’s biggest adventures and we make the finance part easy with our super-low-rate construction loans. Just find a loan and apply online the easy way.

Take the next step on your loan journey

Work out if you qualify for a loan

In less than two minutes you can find out if you are likely to qualify for a low rate loan.

Start an online application

Get the ball rolling on your home loan or car loan with our hassle-free online application.

Talk to a loan specialist

Our experienced loan specialists are here to help – just book a call to have all your questions answered.