Home Loans Calculator

Calculate your mortgage repayments and how much you can afford to borrow with our home loans calculator. Just enter the type of loan you are considering, the loan period, loan amount and the current interest rate.

You can see the difference that an Offset facility would make if you put your salary into it each pay cycle and how this would be affected by your expenses.
If you know you have some money coming to you down the track you can calculate what effect making a lump sum payment at a future date would have on the loan term, and also the impact that regular extra payments would make.
To keep the information from our home loans calculator for later, just hit the Details button and you can save a summary to your device or email it.


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Unsure of what loan is right for you? Wanting to find out how much you can borrow? Our expert lenders are available to discuss your home loan options today.

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Applying for a loan has never been easier. Use our handy calculators to see how much you’ll be saving and apply online in less than 5 minutes.

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Why choose us?

There are plenty of lenders out there, so why choose loans.com.au? There are several good reasons, and they’re all about you. First are our low interest rates. They’re some of the best you’ll find anywhere, and the reason we can do it is because we’re a purely online lender. This means that we don’t have the large overheads that traditional financial institutions have, like a branch network, broker commissions, and large advertising campaigns, and we pass the savings back to our customers.