Car loan calculator

Estimate your car loan repayments below.

Use our car loan calculator as a general guide on what your car loan repayments will look like.

This calculator will also tell you how much you may pay in total over the life of your loan. To use this calculator, simply enter your estimated vehicle value, loan term, any initial deposit, and the amount of any balloon payment (a lump sum payment payable at the end of the loan).



Loading Calculator
$
{{errors.loanAmount}}
$
{{errors.vehiclePurchasePrice}}

{{workbookData.initialDeposit}}

{{errors.loanTerm}}
%
{{errors.interestRate}}
%
{{errors.balloonAmount}}
{{errors.repaymentFrequency}}
{{errors.repaymentFrequency}}

Your estimated repayments are

$ {{workbookData.repaymentPerMonth}} monthly f/nightly weekly


Ready to get started?

Green car
New car
Dealer used
Green Car Loan
Get a 0.7% discount on your car loan interest rate if you buy a qualifying green car. With our online application, it’s easy to get a loan approved within 24-hours.
3.97%
fixed rate p.a.*
4.51%
comparison rate p.a.*
Personal Car Loan
Our super-low, fixed-rate car loans make it easier to drive away in you dream car sooner. With our easy online application, it’s easy to get a loan approved within 24-hours.
4.67%
fixed rate p.a.*
5.22%
comparison rate p.a.*
Dealer Used Car Loan
At loans.com.au, our mission is to do everything possible to make it easier to drive away from the car dealership in your used car sooner. Our online application makes it easy to get a car loan approved within 24 hours.
4.67%
fixed rate p.a.*
5.22%
comparison rate p.a.*

Car loan features

  • Approval within 24 hours ~

  • Available for purchasing new and demo vehicles from dealers only

  • $5,000 to $100,000 loan amount

  • Fixed interest rate for the life of the loan

  • No monthly or ongoing fees

  • 3, 4 or 5 year loan term available

  • Weekly, fortnightly and monthly repayment options

  • Early payout available

You even have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us, until November. Terms and conditions apply.

Take out a car loan & you could win

Settle a car loan with loans.com.au and you can have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us, until November. Terms and conditions apply.

Car loan FAQs

How does car finance work?
What is balloon payment?
What is a secured car loan?
What is a green car?

Take the next step on your loan journey

Start an online application

Get the ball rolling on your business or personal car loan with our hassle-free online application.

Talk to a loan specialist

Our experienced loan specialists are here to help – just book a call to have all your questions answered.