Our home loans

Home Loan Interest Rate Comparison Rate Monthly Repayment Product Features Details

Variable Home Loan

6.04 %   p.a. 6.06 %   p.a. $3,011
  • Discounted home loan rate
  • Offset sub-account available for +0.10%^
  • 10% deposit minimum
Do I Qualify?

Green Home Loan

5.99 %   p.a. 6.51 %   p.a. $2,995
  • Discounted green home loan rate
  • Offset sub-account available for +0.10%^
  • 10% deposit minimum
Do I Qualify?

Solar Home Loan

5.99 %   p.a. 6.51 %   p.a. $2,995
  • Discounted solar home loan rate
  • Offset sub-account available for +0.10%^
  • 10% deposit minimum
Do I Qualify?

ZIP Home Loan

6.44 %   p.a. 6.46 %   p.a. $3,141
  • $5,000 interest free Visa debit card
  • Unlimited free redraw
  • 20% deposit minimum
Do I Qualify?
#Based on the dollar value represented in the search fields with P&I repayments and a 30 year loan term.
2024 WeMoney - Best Value for Refinance 2023 WeMoney - Best for Value (Variable) 2024 Mozo - Expert's Choice for Best Green Home Loan Gold Award - Best Green Home Loan 2022 WeMoney - Outstanding Customer Service
Our home loan products are recognised & awarded by the Australian financial industry

Starting your home buying journey

Buying a home is a great achievement, and one you should be proud of, no matter whether you’re buying your first home, next home, or adding another investment property to your portfolio.

At we have a team of experienced and friendly lending specialists who can help you as much or as little as you like throughout your home buying journey, from application to settlement.

Saving for a home loan

We understand saving for a house deposit can take time. There’s also a few external factors to be aware of, such government charges including registration fees and stamp duty, legal fees and moving costs, or even assistant schemes to help you cover some of your costs. It’s important to do your research for everything you will be up against, and what support is available to you, when applying for a loan.

We’re here to help you understand what it is, how it's calculated and why it’s so important.

Lenders Mortgage Insurance (LMI) helps lenders reduce their risk in cases where borrowers have smaller deposits to put down for their loans. Learn more.

Other helpful resources

Choosing a loan

There’s no ‘one size fits all’ option when it comes to getting a home loan.

With options like fixed, variable or even split… interest only or principal and interest… to add an offset sub-account or to opt for a ‘green home’, sometimes it’s best to chat to a team of experts or do your research before deciding which option makes mosts sense for you.

We’ve provided a number of resources below to help you decide how to structure your loan, and which one suits you most given your current situation and your future financial goals. Or, if you get stuck, our team are always here to help via Live Chat, calling 13 10 90 or even contact us on Facebook.

Find a property

When you’ve got an idea of how much you are able to borrow, it’s a good idea to do some research into the right suburb and perfect property for you. Buying the right property is more complicated than choosing the house with the renovated bathroom or the apartment with city views. You should also consider the history of the property and learn about the suburb you may be moving to.

Getting approval

Found the dream home? Congratulations! Now it’s time to apply for a loan. At, we’re here to make this part as seamless as possible. Applying online takes only 2 minutes, and we will work on our end to assess your loan in no time.

Prequalify for a home loan today

Prequalify for a home loan - no credit check, easy online application, find out if you qualify in 5 minutes.


We want to help you progress through the home loan approval process as quickly and simply as possible.

After you’ve received final approval, signed your mortgage documents and loan agreement, your loan will settle and you'll start saving with your new low rate, and get your keys to your new dream home!

Buying a house soon? Don’t forget to do a thorough house inspection before you put pen to paper. Find out what to look for and the right questions to ask at a house inspection.

In most states and territories in Australia, property buyers are allowed to rescind their purchase contract. This can be done by taking advantage of the “cooling-off period.”

Stamp duty might be an unpopular home buying cost, but for now, it’s still one you need to pay whenever you take the plunge into the property market.

Buying your next home

If you’ve already bought your first home but are ready to move on to the next, we’re here to help. You might be purchasing an investment property or upsizing from an apartment to a family home. It’s important to consider timing between selling your existing property and buying the next one, as well as managing your existing loans.

Thinking about changing your current owner-occupied property into an investment property? Here we’ll walk you through what you need to consider.

Owning an investment property is a dream for many. Discover a good time to buy your second property with

Questions? We can help

See if you qualify for a loan

In just 2 minutes, find out if you qualify for a low rate home loan.

Start your online application

According to our customers, the application process is “quick, smooth and easy”, and communication is “clear, transparent and professional.” Get started on your online application today.

Chat to a lending specialist

Our friendly home loan specialists are here to help. Book a call to get all your home loan questions answered.

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