Solar home loan
Start your journey to a more energy efficient home and get rewarded with our great rate.
Multi-award winning
Solar Home Loan
-
Discounted 5yr solar home loan rate~~~ -
Offset sub-account available for +0.10%^
-
No monthly or ongoing fees
-
Fee Free redraw on any additional repayments
-
Pay your bills via BPAY
-
Access your account via Smart Money app
Why choose a Solar Home Loan?
Offset available for 0.10%^
Add an offset sub-account with a Visa debit card access to help you to pay off your solar loan sooner.
Zero monthly or ongoing fees
Save over the life of your solar home loan with access to award winning rates and no hidden fees or charges.
Unlimited free redraws
Make extra repayments with a redraw at no extra cost and benefit from our low rate loans.
Quick and easy process
Apply online or chat to one of our lending specialists for a quick decision and easy application.
A solar home loan that saves you more.
Here’s your new offer
| Rates |
|
| Key Features | Up to 30 years loan term |
|
| Available for refinance or purchase |
|
|
| Unlimited additional repayments |
|
|
|
|
| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $2,915 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.74% p.a. paying principal and interest. |
| Fees | Application fee | $0 |
| Ongoing fees | $0 | |
| Security assessment fee | $230 | |
| Government fees | At cost | |
| Settlement fee | $300 |
P&I |
|||
| Solar Home Loan | Interest Rate: 5.74% p.a.~~~ |
| Comp Rate: 6.19% p.a.* | |
| Max LVR: 90% |
IO |
|||
| Solar Home Loan | Interest Rate: 6.24% p.a.~~~ |
| Comp Rate: 6.41% p.a.* | |
| Max LVR: 80% |
| Up to 30 years loan term |
|
| Available for refinance or purchase |
|
| Unlimited additional repayments |
|
|
|
|
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $2,915 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.74% p.a. paying principal and interest. |
| Application fee | $0 |
| Ongoing fees | $0 |
| Security assessment fee | $230 |
| Government fees | At cost |
| Settlement fee | $300 |
Download the Key Facts Sheet
"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
As seen on...
Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track.
How often should you refinance your home loan?
Whatever your situation is, refinancing can have benefits. Think carefully if it makes sense to refinance your home loan.
Choosing the best home loan for refinancing
Home refinance loans are not a one-size-fits-all solution. When looking for the best home loans for refinancing, make sure your refinance options have the following.
Should you refinance your investment loan?
Like any investment strategy, you need to consider all the potential risks involved. There’s a right time and place for refinancing your investment loan. Before you delve right in, you need to review your investment carefully.
Can refinancing your home loan save money?
What is home loan refinance?
Tips for a Successful Home Loan Refinance
Refinancing tips for investment properties
A step-by-step guide to the refinancing process
Guide to switching home loans
Is it good to refinance when house price is falling?
What are the costs of refinancing your home loan?
What you will need to refinance your home loan
Welcome to loans.com.au _
Just in case we lose you, may I ask for your contact details....