Power your home and your savings with our solar home loan
Get rewarded with a great rate when you start your energy efficient journey
Multi-award winning
Solar Home Loan
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Borrow up to 90% LVR at a discounted rate for 5 years~~~ -
Offset sub-account available for +0.10%^
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No transaction fees for redraws
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No monthly or ongoing fees
Whether you already have solar or plan to add it to your home, chat through the process with our Australian-based home lending specialists to find out about our discounted home loan rate.
With our solar home loan, you’ll be benefit from our competitive rates, unlimited redraws with same-day access, the flexibility of an offset sub-account which can potentially speed up your repayments without any fees.
Explore more
Why Aussies Choose Us
Apply anytime, and from anywhere.
Fast tracked pre-approval in minutes.
Smarter lending to get you moving sooner.
Online convenience, local support.
Why choose our Solar Home Loan?
Apply anytime, and from anywhere.
Fast tracked pre-approval in minutes.
Smart lending for energy-savvy buyers
Online convenience, local support.
A solar home loan that saves you more
Here’s your new offer
Repayment Type
Maximum LVR of 90%
| Product | Interest rate from | Comparison rate |
|---|---|---|
| Solar Home Loan | 5.24% p.a.~~~ | 5.70% p.a.* |
Maximum LVR of 80%
| Product | Interest rate from | Comparison rate |
|---|---|---|
| Solar Home Loan | 5.74% p.a.~~~ | 5.91% p.a.* |
| Up to 30 years loan term | Yes |
|---|---|
| Available for refinance or purchase | Yes |
| Unlimited additional repayments | Yes |
|
Yes |
| Application fee | $0 |
|---|---|
| Ongoing fees | $0 |
| Security assessment fee | $230## |
| Government fees | At cost |
| Settlement fee | $300 |
Real-life customer stories
Leon
As seen on...
Our solar home loan application process
Apply Online
Complete your application through our online platform.
Upload & Track
Submit your documents and monitor your application in real time via our onTrack portal.
Speak to our Specialist
Our lending specialists will make an appointment with you to guide you through the loan process, including getting a pre-approval.
Approval & Signing
Review and sign your mortgage documents and loan agreement via onTrack.
Settlement
Your loan settles, which means your funds will be ready.
Manage Your Loan
You'll receive your login details to manage your repayments and account details via our Smart Money app.
Frequently asked questions
Sarah
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Sarah and our team can answer all your questions to get you on track.
Are Green Homes More Valuable?
Going green isn’t a passing lifestyle trend. There’s a growing need for sustainable and eco-friendly housing as Aussies become even more environmentally conscious. In 2025, over half of all houses sold had energy-efficient elements.
Why invest in a green home?
A green home is a house designed to be environmentally friendly. A typical green home has energy-efficient features like solar panels, rainwater tanks, and greywater recycling to name a few.
What is home downsizing?
If you’re interested in downsizing your house, but not quite sure how to go about it, you’ve come to the right place! Read on to learn more about what it means to downsize your home.
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What is the NatHERS assessment process?
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