Home Loan Pre Approval

Knowing you have your home loan means you are free to shop around for your dream property. Get home loan pre approval in minutes with Loans.com.au online now.

You don’t need to find your new home before you can apply for a loan. In fact, it is a good idea to get pre approval beforehand.

Loans.com.au provides a home loan pre approval which is valid for four months.

Know what you can spend

Provided your circumstances don’t change significantly this will let you know exactly how much you can afford to pay for a property.

You’ll also be free to make an offer on a home knowing that your finance is already organised.

Knowing how much money you have to spend is a major benefit when looking for a home because you won’t waste time looking at properties you can’t afford. .

More credibility with sellers

If you have home loan pre approval there is less prospect that finance will become an issue during the sales process and vendors are also likely to take you more seriously because they know you have finance.

Some real estate agents and property developers are not interested if you do not get pre approval on your home loan before you approach them.

This especially applies when you are buying off the plan or are considering building a new home.

Faster Finance

Home loan pre approval also protects you against gazumping where the seller accepts someone else’s later, higher offer after already accepting yours. This is because you can move quicker to finalise the deal.

Getting pre approval

Getting pre approval before you find a home is easy.

Loans.com.au is particularly fast when it comes to pre approvals, because everything is done over the Internet.

All you need is basic facts about your finances and the type of home you plan to buy.

You can find out if you qualify for pre approval with loans.com.au in less than 2 minutes and enjoy peace of mind as you search for your dream home.

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