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Applying for a car loan

In order to release funds once the loan is approved we require the tax invoice and completed loan documents. Once those have been sent to us, it can take 24 hours.

For more information specific to your situation call us today.

The bare minimum eligibility requirements for car loans are holding Australian citizenship or permanent residency, being over the age of 18, and earning some type of income. However, as part of responsible lending, lenders are required by law to ensure any loan product they approve will not put the borrower at harm of financial instability or risk.

There are a number of factors that can affect whether you’re eligible for car finance. They vary depending on the type of car finance that you are applying for.

To take a look at the full list of what you need for a car loan, click here.

The car loan approval process can typically take up to four days before you receive the green tick of approval. This can be influenced by factors including your credit history, income, identity verification and promptness in providing loan documentation.

Itching to get your hands on your new set of wheels? If you’re in the market for a new car, chances are you want to take it home as soon as possible. Some car lenders may claim to offer ‘immediate approval’ for car loans, yet the time frame for approval will always depend upon how fast the borrower provides their supporting documentation.

If you follow some simple steps, our friendly car lending specialists at loans.com.au: Online home loans and car loans can approve you for a car loan in under 4 days.

How long does car loan approval take?

At loans.com.au we only fund vehicles for a maximum of 7 years.

There are a number of things that influence your borrowing capacity, as well as the terms, interest rates and duration of any given car loan. As a result, it’s impossible to say exactly how much you can borrow for the purpose of a car loan.

The easiest way to determine how much you can borrow for a car loan is to use the borrowing power calculator tool that we offer. Our borrowing calculator is an easy, accessible way of checking your borrowing capacity, as well as getting a clear picture of how your repayments will look over the course of the loan, with interest figures included, too.

You can find our borrowing power calculator here.

For a smooth and comfortable car loan application, you will need to provide us with a range of documents that prove you’re a reliable borrower. These documents can be summarised as:

  • Personal information and identification:
  • Proof of income
  • Proof of assets and liabilities
  • Information about your car and insurance

We are required to ask for these documents to comply with anti-money laundering legislation.

Importantly, it’s highly likely you will need to provide proof of comprehensive car insurance before receiving the stamp of approval. This is so you can repay the loan in full if the car is ever damaged so badly it needs to be written off.

What are the eligibility and document requirements for a car loan?

Yes, we can offer you pre-approval. Pre-approval can help to strengthen your position when negotiating with the dealer. It is difficult to play hardball when you are depending on the dealer for car loan approval! If you know your budget and are buying a car with a pre-approved loan, you can bargain with more confidence.

Tips to get approved for your first car loan


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Special/Discounted Rate

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Special/Discounted Rate

Car loan types

In order to release funds once the loan is approved we require the tax invoice and completed loan documents. Once those have been sent to us, it can take 24 hours.

For more information specific to your situation call us today.

The bare minimum eligibility requirements for car loans are holding Australian citizenship or permanent residency, being over the age of 18, and earning some type of income. However, as part of responsible lending, lenders are required by law to ensure any loan product they approve will not put the borrower at harm of financial instability or risk.

There are a number of factors that can affect whether you’re eligible for car finance. They vary depending on the type of car finance that you are applying for.

To take a look at the full list of what you need for a car loan, click here.

The car loan approval process can typically take up to four days before you receive the green tick of approval. This can be influenced by factors including your credit history, income, identity verification and promptness in providing loan documentation.

Itching to get your hands on your new set of wheels? If you’re in the market for a new car, chances are you want to take it home as soon as possible. Some car lenders may claim to offer ‘immediate approval’ for car loans, yet the time frame for approval will always depend upon how fast the borrower provides their supporting documentation.

If you follow some simple steps, our friendly car lending specialists at loans.com.au: Online home loans and car loans can approve you for a car loan in under 4 days.

How long does car loan approval take?

At loans.com.au we only fund vehicles for a maximum of 7 years.

There are a number of things that influence your borrowing capacity, as well as the terms, interest rates and duration of any given car loan. As a result, it’s impossible to say exactly how much you can borrow for the purpose of a car loan.

The easiest way to determine how much you can borrow for a car loan is to use the borrowing power calculator tool that we offer. Our borrowing calculator is an easy, accessible way of checking your borrowing capacity, as well as getting a clear picture of how your repayments will look over the course of the loan, with interest figures included, too.

You can find our borrowing power calculator here.

For a smooth and comfortable car loan application, you will need to provide us with a range of documents that prove you’re a reliable borrower. These documents can be summarised as:

  • Personal information and identification:
  • Proof of income
  • Proof of assets and liabilities
  • Information about your car and insurance

We are required to ask for these documents to comply with anti-money laundering legislation.

Importantly, it’s highly likely you will need to provide proof of comprehensive car insurance before receiving the stamp of approval. This is so you can repay the loan in full if the car is ever damaged so badly it needs to be written off.

What are the eligibility and document requirements for a car loan?

Yes, we can offer you pre-approval. Pre-approval can help to strengthen your position when negotiating with the dealer. It is difficult to play hardball when you are depending on the dealer for car loan approval! If you know your budget and are buying a car with a pre-approved loan, you can bargain with more confidence.

Tips to get approved for your first car loan

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Talk to a lending specialist

Book a time that suits you to chat with a car lending specialist.

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Get pre-approval so you can shop with confidence

Call us on 13 10 90 or simply start your online application.

General car loan FAQs

In order to release funds once the loan is approved we require the tax invoice and completed loan documents. Once those have been sent to us, it can take 24 hours.

For more information specific to your situation call us today.

The bare minimum eligibility requirements for car loans are holding Australian citizenship or permanent residency, being over the age of 18, and earning some type of income. However, as part of responsible lending, lenders are required by law to ensure any loan product they approve will not put the borrower at harm of financial instability or risk.

There are a number of factors that can affect whether you’re eligible for car finance. They vary depending on the type of car finance that you are applying for.

To take a look at the full list of what you need for a car loan, click here.

The car loan approval process can typically take up to four days before you receive the green tick of approval. This can be influenced by factors including your credit history, income, identity verification and promptness in providing loan documentation.

Itching to get your hands on your new set of wheels? If you’re in the market for a new car, chances are you want to take it home as soon as possible. Some car lenders may claim to offer ‘immediate approval’ for car loans, yet the time frame for approval will always depend upon how fast the borrower provides their supporting documentation.

If you follow some simple steps, our friendly car lending specialists at loans.com.au: Online home loans and car loans can approve you for a car loan in under 4 days.

How long does car loan approval take?

At loans.com.au we only fund vehicles for a maximum of 7 years.

There are a number of things that influence your borrowing capacity, as well as the terms, interest rates and duration of any given car loan. As a result, it’s impossible to say exactly how much you can borrow for the purpose of a car loan.

The easiest way to determine how much you can borrow for a car loan is to use the borrowing power calculator tool that we offer. Our borrowing calculator is an easy, accessible way of checking your borrowing capacity, as well as getting a clear picture of how your repayments will look over the course of the loan, with interest figures included, too.

You can find our borrowing power calculator here.

For a smooth and comfortable car loan application, you will need to provide us with a range of documents that prove you’re a reliable borrower. These documents can be summarised as:

  • Personal information and identification:
  • Proof of income
  • Proof of assets and liabilities
  • Information about your car and insurance

We are required to ask for these documents to comply with anti-money laundering legislation.

Importantly, it’s highly likely you will need to provide proof of comprehensive car insurance before receiving the stamp of approval. This is so you can repay the loan in full if the car is ever damaged so badly it needs to be written off.

What are the eligibility and document requirements for a car loan?

Yes, we can offer you pre-approval. Pre-approval can help to strengthen your position when negotiating with the dealer. It is difficult to play hardball when you are depending on the dealer for car loan approval! If you know your budget and are buying a car with a pre-approved loan, you can bargain with more confidence.

Tips to get approved for your first car loan

Car loan repayments

In order to release funds once the loan is approved we require the tax invoice and completed loan documents. Once those have been sent to us, it can take 24 hours.

For more information specific to your situation call us today.

The bare minimum eligibility requirements for car loans are holding Australian citizenship or permanent residency, being over the age of 18, and earning some type of income. However, as part of responsible lending, lenders are required by law to ensure any loan product they approve will not put the borrower at harm of financial instability or risk.

There are a number of factors that can affect whether you’re eligible for car finance. They vary depending on the type of car finance that you are applying for.

To take a look at the full list of what you need for a car loan, click here.

The car loan approval process can typically take up to four days before you receive the green tick of approval. This can be influenced by factors including your credit history, income, identity verification and promptness in providing loan documentation.

Itching to get your hands on your new set of wheels? If you’re in the market for a new car, chances are you want to take it home as soon as possible. Some car lenders may claim to offer ‘immediate approval’ for car loans, yet the time frame for approval will always depend upon how fast the borrower provides their supporting documentation.

If you follow some simple steps, our friendly car lending specialists at loans.com.au: Online home loans and car loans can approve you for a car loan in under 4 days.

How long does car loan approval take?

At loans.com.au we only fund vehicles for a maximum of 7 years.

There are a number of things that influence your borrowing capacity, as well as the terms, interest rates and duration of any given car loan. As a result, it’s impossible to say exactly how much you can borrow for the purpose of a car loan.

The easiest way to determine how much you can borrow for a car loan is to use the borrowing power calculator tool that we offer. Our borrowing calculator is an easy, accessible way of checking your borrowing capacity, as well as getting a clear picture of how your repayments will look over the course of the loan, with interest figures included, too.

You can find our borrowing power calculator here.

For a smooth and comfortable car loan application, you will need to provide us with a range of documents that prove you’re a reliable borrower. These documents can be summarised as:

  • Personal information and identification:
  • Proof of income
  • Proof of assets and liabilities
  • Information about your car and insurance

We are required to ask for these documents to comply with anti-money laundering legislation.

Importantly, it’s highly likely you will need to provide proof of comprehensive car insurance before receiving the stamp of approval. This is so you can repay the loan in full if the car is ever damaged so badly it needs to be written off.

What are the eligibility and document requirements for a car loan?

Yes, we can offer you pre-approval. Pre-approval can help to strengthen your position when negotiating with the dealer. It is difficult to play hardball when you are depending on the dealer for car loan approval! If you know your budget and are buying a car with a pre-approved loan, you can bargain with more confidence.

Tips to get approved for your first car loan

Managing your car loan

In order to release funds once the loan is approved we require the tax invoice and completed loan documents. Once those have been sent to us, it can take 24 hours.

For more information specific to your situation call us today.

The bare minimum eligibility requirements for car loans are holding Australian citizenship or permanent residency, being over the age of 18, and earning some type of income. However, as part of responsible lending, lenders are required by law to ensure any loan product they approve will not put the borrower at harm of financial instability or risk.

There are a number of factors that can affect whether you’re eligible for car finance. They vary depending on the type of car finance that you are applying for.

To take a look at the full list of what you need for a car loan, click here.

The car loan approval process can typically take up to four days before you receive the green tick of approval. This can be influenced by factors including your credit history, income, identity verification and promptness in providing loan documentation.

Itching to get your hands on your new set of wheels? If you’re in the market for a new car, chances are you want to take it home as soon as possible. Some car lenders may claim to offer ‘immediate approval’ for car loans, yet the time frame for approval will always depend upon how fast the borrower provides their supporting documentation.

If you follow some simple steps, our friendly car lending specialists at loans.com.au: Online home loans and car loans can approve you for a car loan in under 4 days.

How long does car loan approval take?

At loans.com.au we only fund vehicles for a maximum of 7 years.

There are a number of things that influence your borrowing capacity, as well as the terms, interest rates and duration of any given car loan. As a result, it’s impossible to say exactly how much you can borrow for the purpose of a car loan.

The easiest way to determine how much you can borrow for a car loan is to use the borrowing power calculator tool that we offer. Our borrowing calculator is an easy, accessible way of checking your borrowing capacity, as well as getting a clear picture of how your repayments will look over the course of the loan, with interest figures included, too.

You can find our borrowing power calculator here.

For a smooth and comfortable car loan application, you will need to provide us with a range of documents that prove you’re a reliable borrower. These documents can be summarised as:

  • Personal information and identification:
  • Proof of income
  • Proof of assets and liabilities
  • Information about your car and insurance

We are required to ask for these documents to comply with anti-money laundering legislation.

Importantly, it’s highly likely you will need to provide proof of comprehensive car insurance before receiving the stamp of approval. This is so you can repay the loan in full if the car is ever damaged so badly it needs to be written off.

What are the eligibility and document requirements for a car loan?

Yes, we can offer you pre-approval. Pre-approval can help to strengthen your position when negotiating with the dealer. It is difficult to play hardball when you are depending on the dealer for car loan approval! If you know your budget and are buying a car with a pre-approved loan, you can bargain with more confidence.

Tips to get approved for your first car loan


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