What’s so good about our car loans?
We get it. You quickly signed up to a high fixed rate so you could get the keys to your dream car. But isn’t it time you stopped paying too much for your car loan repayments?
We offer loans of 3, 4, or 5 years for new cars from a car dealership.
Our loans have no ongoing fees, and fixed rates so you know exactly how much your repayments will be over the entire term of the loan.
Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.
Either way, we can settle your loan quickly so you can start saving thousands sooner.
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Get a ‘green car’ rate discount if your car qualifies!
Our Car Loan Interest Rates
Car Loan Type
Green - Hybrid or electric
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Want to see more car loan options? Compare our car loans.
Top reasons to choose this loan
No monthly or
Save thousands over the course of your loan with zero recurring fees.
Reduce monthly repayments and afford a better car
Approval within 24 hours~
Quick car loan approvals so you can get your keys sooner.
See how low your car loan repayments could be.
Our online loan application process
We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.
Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.
Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.
Settle & save
Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.
Frequently asked questions
You may have found a better interest rate than you’re currently paying. Or, if you may simply just want to change from your existing lender.
At loans.com.au, we help people into their dream homes and cars.
For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.
loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years, and has $14 billion in mortgages under management, as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.Read our story
loans.com.au are easily the best lender I've ever dealt with
loans.com.au are easily the best lender I've ever dealt with. I won't be dealing with anyone else in future. Ray, particularly was amazingly helpful and very patient when changes were made. Would recommend to everyone.
January 07, 2022
From the start to settlement the process was easy
The best lender we have ever dealt with. From the start to settlement the process was easy, the tracking app kept us up to date, everything went like clockwork. A huge thank you to our lender Jade who was just wonderful and Mike who kept us up to date and answered our questions. Very happy with our new loan, the loan app is easy to navigate, and highly recommend loans.com.au
W and H M.L
January 06, 2022
Great home loan range at a very competitive interest rate
I highly recommend loans.com to talk to for a great home loan range at a very competitive interest rate. We used finder and also researched other websites to compare what lenders were offering and they came up considerably better than their competition for what we were looking for. Also it was a privilege working with Dale Bolson who walked us through from the start with his product knowledge and customer care which exceeded all expectations. Well done and thank you to Dale, Kathryn and the team from the initial website inquiry through to settlement that put it all together.
January 05, 2022