What’s so good about our car loans?
We get it. You quickly signed up to a high fixed rate so you could get the keys to your dream car. But isn’t it time you stopped paying too much for your car loan repayments?
We offer loans of 3, 4, or 5 years for new cars from a car dealership.
Our loans have no ongoing fees, and fixed rates so you know exactly how much your repayments will be over the entire term of the loan.
Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.
Either way, we can settle your loan quickly so you can start saving thousands sooner.
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Get a ‘green car’ rate discount if your car qualifies!
Car Loan Type
Green - Hybrid or electric
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Want to see more car loan options? Compare our car loans.
Top reasons to choose this loan
No monthly or
Save thousands over the course of your loan with zero recurring fees.
Reduce monthly repayments and afford a better car
Approval within 24 hours~
Quick car loan approvals so you can get your keys sooner.
See how low your car loan repayments could be.
Our online loan application process
We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.
Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.
Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.
Settle & save
Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.
Frequently asked questions
You may have found a better interest rate than you’re currently paying. Or, if you may simply just want to change from your existing lender.
At loans.com.au, we help people into their dream homes and cars.
For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.
loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years, and has $14 billion in mortgages under management, as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.Read our story
They are awesome and quick to respond
I have a great experience with loans.com.au, they are awesome and quick to respond. Also great customer service. Thank you very much loans.com.au team.
September 15, 2021
A seamless, effortless process
If you play your role in providing timely information, they play theirs. A seamless, effortless process. Many thanks.
September 11, 2021
The advertised interest rate is real!
I found loans.com.au on google and almost did not believe the interest rate available on new car loans - but I gave them a call and spoke to Debra who was able to answer all my questions and made the application process so very easy. The advertised interest rate is real! Keep in mind that loans.com.au is an entirely online/phone based operation so if you need a shopfront go somewhere else and pay more. A shoutout to Adrienne who made everything happen in the background and who was so helpful when I phoned. Wish I'd found loans.com.au earlier! Give them a try.
September 08, 2021