Why choose an award winning low-rate car loan?
Refinancing made easy
Switch to loans.com.au and you could save thousands over the life of your loan and enjoy the freedom and flexibility of owning your own car.
Pre-approved in minutes~
Apply online or talk it over with one of our car lending specialists for a quick decision so that you can be on the roader quicker than you think.
Ability to redraw extra funds
Redraw access up to $5,000/day on a variable rate loan if you’re ahead on your repayments, giving you flexibility when you need it.
Flexible borrowing loan terms
Borrow from as little as $5,000 with a loan term to suit your needs. Choose from three to seven years, with flexible repayment options.
A low rate car loan that looks just like this
Here’s your new offer
Rates
Variable
Used < 3 years
Used < 5 years
Variable Rate:
7.74% p.a.**
7.74% p.a.**
Comparison Rate:
8.85% p.a.*
8.85% p.a.*
Fixed
Used < 3 years
Used < 5 years
Used 6-7 years
Used 8+ years
Fixed Rate:
7.59% p.a.**
7.69% p.a.**
8.99% p.a.**
12.69% p.a.**
Comparison Rate:
8.70% p.a.*
8.80% p.a.*
10.10% p.a.*
13.80% p.a.*
Key Features
Flexible loans
Approval within 24 hours~
Borrow from $5,000
Easy online process
Access your account via Smart Money app
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$174 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 7.74% p.a. paying variable rate.
Fees
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Variable
Variable Rate:
Comp Rate:
7.74% p.a.**
8.85% p.a.*
Fixed
Fixed Rate:
Comp Rate:
7.59% p.a.**
8.70% p.a.*
Flexible loans
Approval within 24 hours~
Borrow from$5,000
Easy online process
Access your account via Smart Money app
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$174 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 7.74% p.a. paying variable rate.
Application fee
$400
Monthly fee
$8
Discharge fee
$0
“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”
Sienna
Car loan customer
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As seen on...
Refinance Car Loans FAQs
Konnie
Lending Specialist