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What’s so good about our green car loans?

We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy an electric car, so we can work together to lower the emissions in the environment.

We offer loans of 3 to 7 years+ for new cars on low variable and fixed rate loan.

If you choose a fixed green car loan, you’ll have the option to reduce regular repayments by adding a balloon payment to your loan.

Get started

Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.

Either way, we can settle your green car loan quickly so you can start saving thousands (and saving the environment) sooner.

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Talk to a car loan expert

Book a time that suits you to chat with a lending specialist to take care of the paperwork for you.

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Ready to apply?

Call us on 13 10 90, or simply start your green car loan application application online.

Benefits of green car finance

Apply in minutes, approval in 24 hours~

Apply for your loan at the click of a button, and find out if you’ve been approved within a day.

Loan terms for 3 to 7 years+

Enjoy the flexibility of choosing a loan term of 3 to 7 years, and you decide if you pay weekly, fortnightly or monthly.

Flexible loans

Choose a low rate loan and you can add a balloon payment option for fixed.

Lower fuel and maintenance costs

Powering your electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.

Zero CO2 emissions = better for the environment

Green cars are a far more environmentally friendly choice than petrol cars.

Apply for your loan at the click of a button, and find out if you’ve been approved within a day.

Choose a low rate loan and you can add a balloon payment option for fixed.

Enjoy the flexibility of choosing a loan term of 3, 4 or 5 years, and you decide if you pay weekly, fortnightly or monthly.

Powering your hybrid or electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.

Green cars are a far more environmentally friendly choice than petrol cars.

Car Loan Rates

Our Car Loan Interest Rates

Car loan Type

Interest rate p.a.**

Comparison rate p.a*

Monthly fee

Rate type

Balloons available

Green - Electric

6.09%
6.49%

7.21%
7.61%

$8.00

$8.00

Variable
Fixed

No
Yes

New / Demo - Special^

6.24%
6.99%

7.36%
8.11%

$8.00

$8.00

Variable
Fixed

No
Yes

Green - Electric

Fixed
6.49%
7.61%
Fixed rate p.a
Comp rate p.a.*
Monthly: $8.00
Balloon availability:

New / Demo - Special^

Variable
6.24%
7.36%
Var rate p.a
Comp rate p.a.*
Monthly: $8.00
Balloon availability:
Fixed
6.99%
8.11%
Fixed rate p.a
Comp rate p.a.*
Monthly: $8.00
Balloon availability:

Want to see more car loan options? Compare our car loans

Want to see more car loan options? Compare our car loans

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Source your new Car through OnlineAuto, finance it with loans.com.au and get rewarded!

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What is green car?

To qualify for the ‘green’ discount, your car must be electric, meaning your vehicle has significantly lower CO2 emissions when compared to other cars of its size.

Cars eligible for our green car discount include models from a number of manufacturers, including Tesla, Toyota, Mercedes, BMW and more.

Some popular eligible cars that we’ve helped customers with include:

  • Hyundai Kona
  • Mini Cooper SE
  • Nissan Leaf
  • BMW i3
  • Jaguar i-Pace

To find out if your car is on our approved list of green cars, just call 13 10 90 and speak with one of our car lending experts.

Green Car Loan image
SPECIAL OFFER

Get a discounted rate if you buy electric!

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25 Feb 2024

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My experience in getting a loan from Loans.com.au has been great. I think I was also fortunate in getting a highly experienced loan officer Ray Glowacki who was able to evaluate the circumstance and offer me the most suitable product.

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Calculate your car loan repayments.

Estimate your monthly car loan repayments with our calculator below.

Estimated savings from repayments graph

Your estimated repayments are

$676.22
$45,000
$5,961
$50,961

Calculator assumptions

Save thousands on your car loan

Save the planet. Save thousands on your car loan.

6.09%
variable rate p.a**
7.21%
comp rate p.a.*
Discounted rate on qualifying electric cars
Approval within 24 hrs~
Flexible loan terms
FIND OUT MORE

How to easily apply for a ‘green’ car loan

1
Application

Application

Simply fill out your car loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2
onTrack

onTrack

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

3
Speak to specialist

Speak to specialist

You will then have an appointment with one of our lending specialists to organise your preliminary approval of your loan, and help you progress through the car loan approval process through to settlement as quickly as possible.

4
Signing document

Signing document

Check onTrack to received your final approval, mortgage documents and loan agreement. You must sign these and return them in to onTrack, which authorises us to deal directly with your existing lender.

5
Settlement

Settlement

Your loan will settle so you can make payment to the dealer. You'll start saving with your new low rate, and get your keys to your new dream car!

6
Access your account

Access your account

Once settlement is complete, we will send your login credentials to start managing your payments in the Smart Money app.

Green car loan FAQs

At loans.com.au, we can assist with a green rate for electric vehicles. Popular electric cars include Hyundai Kona, Mini Cooper SE, Nissan Leaf, BMW i3 and Jaguar i-Pace. 

Green cars are usually very fuel efficient and often have lower running costs. A green car loan is a different type of car loan product which we offer at loans.com.au at a discount to encourage borrowers to opt for a more environmentally efficient choice of car.

At this stage, loans.com.au will only consider electric cars to be eligible for the green car loan discount. To check if your car qualifies for the Green Car discount, chat to us today.

There are many benefits to going green when choosing your next car. Whether it be fewer carbon emissions, fewer trips to the petrol station or potential tax and rego benefits, it’s certainly worth considering a Green car.

You could get pre-approval on your green car loan in around 30 minutes, and we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

The process for applying and settling a green car loan is very similar to our regular car loan process, which you can find out about here:

How to get a car loan to buy a car

The only difference with a green car loan will be ensuring your car is eligible for the discount. At this stage, only electric vehicles are eligible, so if you’re not sure, chat to our friendly team of car lending specialists today.

Green cars are usually very fuel efficient and often have lower running costs. At this stage, loans.com.au will only consider electric cars to be eligible for the green car discount. To check if your car qualifies for the Green Car discount, chat to us on Live Chat or 1300 756 598.

You certainly can! A balloon payment is a one-off lump sum that you might agree to pay your lender at the end of your car loan’s term.

This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.

Why choose loans.com.au?

Low interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Flexible options

Whether you’re looking to buy new or used at a dealership, or purchase a used car privately, we are sure we have a car loan that can assist you.

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

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At loans.com.au, we help people into their dream homes and cars.

For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.

Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.

loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years as Australia’s leading non-bank lender.

We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.

Read our story

Guide to buying a car

Most people have questions as they start on the car buying journey, so we have pulled together some articles to help you.

From tips on how the car loan process works, to information on buying a car, you can find it here.

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