Green Car Loan
Save the planet. Save thousands on your car loan.
What’s so good about our green car loans?
We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy an electric car, so we can work together to lower the emissions in the environment.
We offer loans of 3 to 7 years+ for new cars on a low fixed rate loan.
If you choose a fixed green car loan, you’ll have the option to reduce regular repayments by adding a balloon payment to your loan.
Get started
Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.
Either way, we can settle your green car loan quickly so you can start saving thousands (and saving the environment) sooner.
Benefits of green car finance
Apply in minutes, approval in 24 hours~
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
Loan terms for 3 to 7 years+
Enjoy the flexibility of choosing a loan term of 3 to 7 years, and you decide if you pay weekly, fortnightly or monthly.
Flexible loans
Choose a low rate fixed loan and you can add a balloon payment option.
Lower fuel and maintenance costs
Powering your electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.
Zero CO2 emissions = better for the environment
Green cars are a far more environmentally friendly choice than petrol cars.
Apply in minutes, approval in 24 hours~
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
Flexible loans
Choose either a low rate variable loan with the option to make extra repayments, or a low rate fixed loan and you can add a balloon payment option.
Loan terms for 3, 4 or 5 years
Enjoy the flexibility of choosing a loan term of 3, 4 or 5 years, and you decide if you pay weekly, fortnightly or monthly.
Lower fuel and maintenance costs
Powering your hybrid or electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.
Zero CO2 emissions = better for the environment
Green cars are a far more environmentally friendly choice than petrol cars.
Car Loan Rates
Our Car Loan Interest Rates
Car loan Type
Interest rate p.a.**
Comparison rate p.a*
Monthly fee
Rate type
Balloons available
Green - Electric
5.79%
6.91%
$8.00
Fixed
Yes
New / Demo - Special^
6.24%
6.79%
7.36%
7.91%
$8.00
$8.00
Variable
Fixed
No
Yes
Green - Electric
New / Demo - Special^
Want to see more car loan options? Compare our car loans
Want to see more car loan options? Compare our car loans
Looking for a new Car?
Source your new Car through OnlineAuto, finance it with loans.com.au and get rewarded!
Find Out More
What is green car?
To qualify for the ‘green’ discount, your car must be electric, meaning your vehicle has significantly lower CO2 emissions when compared to other cars of its size.
Cars eligible for our green car discount include models from a number of manufacturers, including Tesla, Toyota, Mercedes, BMW and more.
Some popular eligible cars that we’ve helped customers with include:
- Hyundai Kona
- Mini Cooper SE
- Nissan Leaf
- BMW i3
- Jaguar i-Pace
To find out if your car is on our approved list of green cars, just call 13 10 90 and speak with one of our car lending experts.
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Calculate your car loan repayments.
Estimate your monthly car loan repayments with our calculator below.
Your estimated repayments are
How to easily apply for a ‘green’ car loan
Application
Simply fill out your car loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
onTrack
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Speak to specialist
You will then have an appointment with one of our lending specialists to organise your preliminary approval of your loan, and help you progress through the car loan approval process through to settlement as quickly as possible.
Signing document
Check onTrack to received your final approval, mortgage documents and loan agreement. You must sign these and return them in to onTrack, which authorises us to deal directly with your existing lender.
Settlement
Your loan will settle so you can make payment to the dealer. You'll start saving with your new low rate, and get your keys to your new dream car!
Access your account
Once settlement is complete, we will send your login credentials to start managing your payments in the Smart Money app.
Green car loan FAQs
Why choose loans.com.au?
Low interest rates
Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.
Australian based
Get help when you need it from our friendly team of Australian based, lending specialists.
Flexible options
Whether you’re looking to buy new or used at a dealership, or purchase a used car privately, we are sure we have a car loan that can assist you.
Award winning
We keep on winning awards for our products, innovations and customer service, year after year!
At loans.com.au, we help people into their dream homes and cars.
For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.
loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years, and has $16 billion in mortgages under management, as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.
Read our storyGuide to buying a car
Most people have questions as they start on the car buying journey, so we have pulled together some articles to help you.
From tips on how the car loan process works, to information on buying a car, you can find it here.
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