Green Car Loan

A green car loan that’s better for the environment and even better for you! Thanks to our collaboration with Clean Energy Finance Corporation (CEFC).

Multi-award winning

Variable Car Loan
Green/Electric

5.84

p.a

Rates from**

6.97

p.a

Comparison rate*

Discounted rate on qualifying green cars
Redraw up to $5,000/day for variable rates
Up to 7 year loan term
Variable rate adjusts with interest rate changes
Get Preapproved to confidently secure your car financing

Apply Now

Our Google Rating

4.5

515 reviews

Why choose a green car loan?

Approval within 24 hours^~

By applying online, you’ll receive our decision within a day you’ll know your budget for your dream eco-friendly car!

From 3 to 7 year loan term

Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.

$5,000 to $150,000

We offer car loans from as little as $5,000 to get you on the road in the right car for you.

Fixed or variable

Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.

Need to know more? Here's the whole offer

Rates

Variable	Interest Rate:	Comparison Rate:
Variable Car Loan - Green/Electric	5.84% p.a.**	6.97% p.a.*

Fixed	Interest Rate:	Comparison Rate:
Fixed Car Loan - Green/Electric	6.09% p.a.**	7.22% p.a.*

Key Features	Flexible loans
	Approval within 24 hours~
	Borrow from $5,000 to $150,000
	Easy online process
	Access your account via Smart Money app

Repayments	Frequency	Weekly, monthly or fortnightly
	Estimated repayments	$163 per week^# The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.84% p.a. paying variable rate. View car loan calculator

Fees	Application fee	$400
	Monthly fee	$8
	Discharge fee	$0
	Early termination fee	$700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year).

Rates

Variable

Variable Car Loan - Green/Electric	Interest Rate: 5.84% p.a.**
	Comp Rate: 6.97% p.a.*

Fixed

Fixed Car Loan - Green/Electric	Interest Rate: 6.09% p.a.**
	Comp Rate: 7.22% p.a.*

Key features

Flexible loans
Approval within 24 hours~
Borrow from $5,000 to $150,000
Easy online process
Access your account via Smart Money app

Repayments

Frequency	Weekly, monthly or fortnightly
Estimated repayments	$163 per week^# The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.84% p.a. paying variable rate. View car loan calculator

Fees

Application fee	$400
Monthly fee	$8
Discharge fee	$0
Early termination fee	$700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year).

Apply now

View Product Brochure

Our car loan products are recognised & awarded by the Australian financial industry

Ready to get the keys to your new car?

Apply now

“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”

Sienna

Car loan customer

Join our other customers

Absolutely brilliant, professional and very informative

“What a joy to deal with Liam and Emira from Loans.com. I started applying for my car loan last Thursday and by Tuesday afternoon the car dealer was paid. Liam and Emira were absolutely brilliant, professional and very informative. My mortgage comes off fixed next June and I know where I will be moving to. Thank you for everything.„

Carolyn G.

19 Jun 2025

The loan process was really easy and quick

“The loan process was really easy and quick. Staff is really friendly and keep you updated. Highly recommended.„

Vishal K.

18 Jun 2025

The fastest and easiest process I have ever had in regards to any finance

“The fastest and easiest process I have ever had in regards to any finance. From first chat to settlement in 24 hours and constant communication the entire way! Trina is first class! Emira was SENSATIONAL! BEYOND RECOMMEND!„

Brian S.

17 Jun 2025

The team was absolutely amazing to deal with

“I have dealt with Jessica on a recent new home loan application and Jessica and the team was absolutely amazing to deal with. Super quick and kept with in the loop throughout the process. Second to none customer services!„

Simon L.

16 Jun 2025

I could not have asked for a better service

“The service and follow up provided by the loans.com.au team was impeccable. I could not have asked for a better service.„

Caraman C.

13 Jun 2025

They have exceptional customer service!

“I was referred to loans.com.au and now I see why, they have exceptional customer service! I feel so fortunate to have had Rena and Trina handle my application. They were both incredibly friendly, kind, and efficient when it came to processing and approving my application. They genuinely care about helping others and made the entire process smooth and enjoyable.„

Rojina R.

12 Jun 2025

I was very impressed with loans.com.au

“I was very impressed with loans.com.au pragmatic credit policies and the excellent service I received from Emira and Trina in applying for and settling my car loan. They also have 2 very user friendly apps to help with the process. Very easy to deal with, I would definitely recommend them to anybody wanting a stress free and smooth experience.„

Joe F.

12 Jun 2025

Had good experience

“Had good experience with Jasmine and Tiffany who supported me along the way from getting a pre-approval quickly, through the purchase and to the settlement. Not to mention competitive rates and borrowing power they provide.„

Gleb L.

11 Jun 2025

Had a great experience with loans.com.au

“Had a great experience with loans.com.au. Was the best rate/lowest fees I could find and the service was faultless. I won't be going anywhere else for vehicle financing in the future.„

John M.

10 Jun 2025

I am tremendously satisfied

“I am tremendously satisfied with Sonia and Harriet’s assistance with my loan applications. Loans.com was recommended by a family friend and Sonia portrayed immense knowledge and professionalism when working with me to get the best financial outcome. Sonia has exceptional expertise in her subject matter and was incredibly responsive, and together the team made sure I was able to meet my deadline without any stress. Fantastic experience – will highly recommend Sonia and her team at Loans.com!„

Ridhima G.

10 Jun 2025

If I could give 6 stars in this review I would

“In all my dealings with loans over the years, Stuart is hands down one of the best I’ve ever come across. His professionalism, responsiveness, and genuine willingness to help sets a new standard. I would absolutely recommend loans.com.au—and especially Stuart—to anyone looking for a hassle-free and professional mortgage experience. If I could give 6 stars in this review I would.„

Beau B.

10 Jun 2025

I love to deal with them directly

“I am with Loans.com.au since 2014 and I have got multiple loans from new purchases and refinance of IP to OO loans. They have been exceeding my expectation every time. I love to deal with them directly and their lending specialist and support staff are second to none compared to other banks including the big 4. Highly recommend!„

Shiva S.

07 Jun 2025

Our Google rating

4.5 515 reviews

As seen on...

It's fast & easy to get a loan with loans.com.au

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

Settle

Your loan will settle and you'll start enjoying the benefits of your low-rate car loan!

Apply Online

How it works

Green Car Loan FAQs

What are popular green cars in the market?

At loans.com.au, we can assist with a green rate for electric vehicles. Popular electric cars include Tesla Model Y, Tesla Model 3, BYD Atto 3, BYD Seal, BYD Dolphin and MG4.

What is a Green car loan?

Green cars are usually very fuel efficient and often have lower running costs. A green car loan is a different type of car loan product which we offer at loans.com.au at a discount to encourage borrowers to opt for a more environmentally efficient choice of car.

At this stage, loans.com.au will only consider electric cars to be eligible for the green car loan discount. To check if your car qualifies for the Green Car discount, chat to us today.

Why should I choose a green car?

There are many benefits to going green when choosing your next car. Whether it be fewer carbon emissions, fewer trips to the petrol station or potential tax and rego benefits, it’s certainly worth considering a Green car.

How quickly can I get approved for a green car loan?

You could get pre-approval on your green car loan in around 30 minutes, and we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

How does a Green car loan work?

The process for applying and settling a green car loan is very similar to our regular car loan process, which you can find out about here:

How to get a car loan to buy a car

The only difference with a green car loan will be ensuring your car is eligible for the discount. At this stage, only electric vehicles are eligible, so if you’re not sure, chat to our friendly team of car lending specialists today.

What qualifies as a green car?

Green cars are usually very fuel efficient and often have lower running costs. At this stage, loans.com.au will only consider electric cars to be eligible for the green car discount. To check if your car qualifies for the Green Car discount, chat to us on Live Chat or 1300 756 598.

Can you get a balloon repayment with a green car loan?

You certainly can! A balloon payment is a one-off lump sum that you might agree to pay your lender at the end of your car loan’s term.

This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.

Konnie

Lending Specialist

Ready to talk with a real person about our low-rate car loan?

Get help from a friendly member of our Australian-based car lending team.

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Real Good Rewards

As a loans.com.au customer, if you refer a new customer to us we’ll reward you.

$1,000 New Home Loan Customer

$250 New Car Loan Customer

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A guide to car loans

If you are looking at car finance to purchase your next car and have lots of questions, our guide contains our loan process, what documents you'll need, preapproval, tips and more.

We're help to help you when you may need us.

View Brochure

Ready to get the keys to your new car?

Complete our quick application form to find out if you qualify.

Apply now

Green Car Loan

Variable Car LoanGreen/Electric

Why choose a green car loan?

Work out your car loan repayments

Your loan details

Variable Car Loan - Green/Electric

Need to know more? Here's the whole offer

Variable

Fixed

Ready to get the keys to your new car?

“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”

Join our other customers

Our Google rating

As seen on...

It's fast & easy to get a loan with loans.com.au

onTrack

Green Car Loan FAQs

What are popular green cars in the market?

What is a Green car loan?

Why should I choose a green car?

How quickly can I get approved for a green car loan?

How does a Green car loan work?

What qualifies as a green car?

Can you get a balloon repayment with a green car loan?

Ready to talk with a real person about our low-rate car loan?

Smart friends

Real Good Rewards

A guide to car loans

Ready to get the keys to your new car?

Green Vehicle Loan articles

Electric Car Rebates by State

The Rise of Electric Cars in Australia

Can you get a discount for buying an electric vehicle?

What is a green car?

Electric Cars & Hybrid Cars: What’s the difference?

The Pros and Cons of Buying an Electric Car

The state of Australia’s EV Infrastructure

Buying an Electric Car

Electric Car Batteries Explained

How much can electric cars really save you?

Maintenance for Electric Cars vs Petrol Cars

What is regenerative braking?

Welcome to loans.com.au _

Variable Car Loan
Green/Electric