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Green Car Loan

A green car loan that’s better for the environment and even better for you! Thanks to our collaboration with Clean Energy Finance Corporation (CEFC).
Multi-award winning
awards awards awards

Green Car Loans

6.09
%
p.a
Rates from**
7.21
%
p.a
Comparison rate*
Discounted rates on qualifying electric cars
Redraw up to $5,000/day for variable rates
Balloon option available for fixed rates
Up to 7 year loan term+
Fast Approval times
Our Google Rating
4.5
447 reviews

Why choose a green car loan?

Approval within 24 hours~

By applying online, you’ll receive our decision within a day you’ll know your budget for your dream eco-friendly car!

From 3 to 7 year loan term

Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.

$5,000 to $150,000

We offer car loans from as little as $5,000 to get you on the road in the right car for you.

Fixed or variable

Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.

Work out your car loan repayments

Use our car loan calculator to estimate what your monthly repayments could be.

Your loan details

Reason for loan
Loan term
Rate type
%
Most Popular

Green / Electric Car Loan

Variable Discounted rate on qualifying electric cars Redraw up to $5k/day
Save the planet. Get discounted rates on qualifying green or electric cars.

Interest rate
6.09% p.a.
7.21% p.a.

Estimated repayment#
$659.33 per month
Total principal paid
$45,000
Total interest paid
$9,422

Need to know more? Here's the whole offer

Rates

Variable

Variable Rate:

6.09% p.a.**

Comparison Rate:

7.21% p.a.*

Fixed

Fixed Rate:

6.39% p.a.**

Comparison Rate:

7.51% p.a.*

Key Features

Flexible loans

Approval within 24 hours~

Borrow from $5,000

Easy online process

Access your account via Smart Money app

Repayments

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$165 per week#

The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.09% p.a. paying variable rate.

View car loan calculator

Fees

Application fee

$400

Monthly fee

$8

Discharge fee

$0

Variable

Variable Rate:

Comp Rate:

6.09% p.a.**

7.21% p.a.*

Variable

Variable Rate:

Comp Rate:

6.39% p.a.**

7.51% p.a.*

Flexible loans

Approval within 24 hours~

Borrow from $5,000

Easy online process

Access your account via Smart Money app

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$165 per week#

The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.09% p.a. paying variable rate.

View car loan calculator

Application fee

$400

Monthly fee

$8

Discharge fee

$0

2024 WeMoney - Best Electric Car loan 2023 WeMoney - Best Usesd Car Loans 2023 Wemoney - Exellent fee Car Loans Gold Award - Best Green Car loan Gold Award - Best New Car Loan
Our car loan products are recognised & awarded by the Australian financial industry

Ready to get the keys to your new car?

Join our other customers

Could not recommend them enough

Kimberley was wonderful, very informative, and patient. Communication was on point and all-around professional and friendly throughout the process.

Jillian G.
14 Sep 2024

Got what I needed very quickly

Great rates, easy to use, simple process. Got what I needed very quickly

Lachlan J.
12 Sep 2024

I highly recommend this lender

I switched my home loan from a big bank to Loans.com.au and was pleasantly surprised by their competitive rates and sleek web banking platform.

Alex A.
02 Sep 2024

More than exceptional

My experience with loans.com.au was more than exceptional. Ray was nothing short of amazing throughout this process. I highly recommend loans.com.au!

Matthew P.
23 Aug 2024

Very professional and polite

This is a very good organization. Less than a week turnaround, and they were very professional and polite. I recommend this business.

Drew D.
19 Aug 2024

Easy application process

By far the best lender I've ever dealt with. Sooooo much better than any of the big 4. Easy application process and great customer service.

Lisa S.
16 Aug 2024

Highly recommended

It is great experience working with Sonia from Loans.com.au. She is very knowledge, good communicator, follow up and responds quickly which helped to get the approval in few days exceeding my expectation.

Rajesh M.
29 Jul 2024

Very Happy with Jessica's service

Very Happy with Jessica's service so far. She is knowledgeable and efficient, and always available to answer my questions. The portal is also very easy to use. Thank you.

Cristina R.
09 Jul 2024

Would definitely recommend Loans.com.au

Would definitely recommend Loans.com.au, very competitive loan rate, app simple to use, staff easy to talk to.

Roxanne L.
08 Jul 2024

Best experience

We had the best experience getting a loan with the loans.com.au. Everyone we spoke to was friendly and transparent with communications. We really appreciated all the effort the loans.com.au team put into turning around our finance approval <3

Stamatia B.
04 Jul 2024

Outstanding customer service!

I had an excellent experience with loans.com.au while securing my car loan. Rena and Crystal provided exceptional service throughout the entire process. They were knowledgeable, efficient, and always available to answer my questions.

Rohit P.
17 Jun 2024

Unbelievable result

Unbelievable result achieved by amazing team of professionals! I’m really grateful to loans.com.au for saving my property deal and will recommend everyone to use their services. Thank you!

Alexander S.
15 Jun 2024

It's fast & easy to get a loan with loans.com.au

1

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

3

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

4

Settle & save

Your loan will settle and you'll start saving with your new loan rate!

Green Car Loan FAQs

At loans.com.au, we can assist with a green rate for electric vehicles. Popular electric cars include Tesla Model Y, Tesla Model 3, BYD Atto 3, BYD Seal, BYD Dolphin and MG4.

Green cars are usually very fuel efficient and often have lower running costs. A green car loan is a different type of car loan product which we offer at loans.com.au at a discount to encourage borrowers to opt for a more environmentally efficient choice of car.

At this stage, loans.com.au will only consider electric cars to be eligible for the green car loan discount. To check if your car qualifies for the Green Car discount, chat to us today.

There are many benefits to going green when choosing your next car. Whether it be fewer carbon emissions, fewer trips to the petrol station or potential tax and rego benefits, it’s certainly worth considering a Green car.

You could get pre-approval on your green car loan in around 30 minutes, and we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

The process for applying and settling a green car loan is very similar to our regular car loan process, which you can find out about here:

How to get a car loan to buy a car

The only difference with a green car loan will be ensuring your car is eligible for the discount. At this stage, only electric vehicles are eligible, so if you’re not sure, chat to our friendly team of car lending specialists today.

Green cars are usually very fuel efficient and often have lower running costs. At this stage, loans.com.au will only consider electric cars to be eligible for the green car discount. To check if your car qualifies for the Green Car discount, chat to us on Live Chat or 1300 756 598.

You certainly can! A balloon payment is a one-off lump sum that you might agree to pay your lender at the end of your car loan’s term.

This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.

Smart friends

Real Good Rewards

As a loans.com.au customer, if you refer a new customer to us we’ll reward you.

$1,000 New Home Loan Customer
$250 New Car Loan Customer
View offer

Ready to get the keys to your new car?

Complete our quick application form to find out if you qualify.

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