What’s so good about our green car loans?
We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy an electric car, so we can work together to lower the emissions in the environment.
We offer loans of 3 to 7 years+ for new cars on low variable and fixed rate loan.
If you choose a fixed green car loan, you’ll have the option to reduce regular repayments by adding a balloon payment to your loan.
Get started
Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.
Either way, we can settle your green car loan quickly so you can start saving thousands (and saving the environment) sooner.
Benefits of green car finance
Apply in minutes, approval in 24 hours~
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
Loan terms for 3 to 7 years+
Enjoy the flexibility of choosing a loan term of 3 to 7 years, and you decide if you pay weekly, fortnightly or monthly.
Flexible loans
Choose a low rate loan and you can add a balloon payment option for fixed.
Lower fuel and maintenance costs
Powering your electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.
Zero CO2 emissions = better for the environment
Green cars are a far more environmentally friendly choice than petrol cars.
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
Choose a low rate loan and you can add a balloon payment option for fixed.
Enjoy the flexibility of choosing a loan term of 3, 4 or 5 years, and you decide if you pay weekly, fortnightly or monthly.
Powering your hybrid or electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.
Green cars are a far more environmentally friendly choice than petrol cars.
Car Loan Rates
Our Car Loan Interest Rates
Car loan Type
Interest rate p.a.**
Comparison rate p.a*
Monthly fee
Rate type
Balloons available
Green - Electric
6.09%
6.69%
7.21%
7.81%
$8.00
$8.00
Variable
Fixed
No
Yes
New / Demo - Special^
6.24%
7.19%
7.36%
8.31%
$8.00
$8.00
Variable
Fixed
No
Yes
![](/media/icons/rates/car-gl.webp)
Green - Electric
![](/media/icons/rates/yes.webp)
![](/media/icons/rates/car-ns.webp)
New / Demo - Special^
![](/media/icons/rates/no.webp)
![](/media/icons/rates/yes.webp)
Want to see more car loan options? Compare our car loans
Want to see more car loan options? Compare our car loans
What is green car?
To qualify for the ‘green’ discount, your car must be electric, meaning your vehicle has significantly lower CO2 emissions when compared to other cars of its size.
Cars eligible for our green car discount include models from a number of manufacturers, including Tesla, BYD, Kia and more.
Some popular eligible cars that we’ve helped customers with include:
- Tesla Model Y
- Tesla Model 3
- BYD Atto 3
- BYD Seal
- BYD Dolphin
- MG4
To find out if your car is on our approved list of green cars, just call 13 10 90 and speak with one of our car lending experts.
Green car loan FAQs
Why choose loans.com.au?
Low interest rates
Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.
Australian based
Get help when you need it from our friendly team of Australian based, lending specialists.
Flexible options
Whether you’re looking to buy new or used at a dealership, or purchase a used car privately, we are sure we have a car loan that can assist you.
Award winning
We keep on winning awards for our products, innovations and customer service, year after year!
![award-winning-img mt-5 mt-md-0](/media/images/award-winning-img.png)
At loans.com.au, we help people into their dream homes and cars.
For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.
loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.
Read our storyGuide to buying a car
Most people have questions as they start on the car buying journey, so we have pulled together some articles to help you.
From tips on how the car loan process works, to information on buying a car, you can find it here.