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cheapest car loan?

Find out how our low-interest car loans can get you into the car you want, sooner.
Our online applications make it easy to get a car loan approved within 24 hours
while our rates are fixed to give you peace of mind.

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$5,000 is our minimum lending limit for a car loan

$100,000 is our maximum lending limit for a personal car loan

$150,000 is our maximum lending limit for a business car loan

Car Loan

4 years

with max {{cardData['4YearBalloon']}}% balloon

Car loan calculator

Estimate your car loan repayments below.

Use our car loan calculator as a general guide on what your car loan repayments will look like.

This calculator will also tell you how much you may pay in total over the life of your loan. To use this calculator, simply enter your estimated vehicle value, loan term, any initial deposit, and the amount of any balloon payment (a lump sum payment payable at the end of the loan).

Why choose us?

Fixed low rates

Enjoy knowing that your repayment won’t change over the life of the loan.

Easy online application

Our online application makes it easy to get a car loan approved within 24 hours.

Award winning

We win awards for our products, innovations and customer service, year after year!

Our awards

loans.com.au is a highly-awarded lender that has been recognised by industry experts.

OUR AWARDS

Online doesn't mean impersonal, let's talk!

Just because we’re an online lender, it doesn't mean we don't offer great personal service. In fact, it’s quite the opposite! Our experienced and friendly team of Brisbane-based lenders are here and ready to help you.

We pride ourselves on being available to help you at a time that works for you. Our Car Loans Specialists are just a phone call away and contactable from:

Monday- Thursday 7:30am – 10pm
Friday- 7:30am – 6pm
Saturday- 8:30am – 4pm AEST

The team are also available to chat online everyday from 7am to 1am AEST on Live Chat and Facebook Messenger, so we’re here for you when you need it.

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Car loan guides

Car loan pre-approval

Having pre-approval for a car loan could put you in the fast lane and save you a lot of money. Learn about the pre-approval process and how to get pre-approved here.

How to refinance your car loan

You may be able to refinance your car loan to lower your interest rate and monthly repayments.

How does car finance work

Financing a car doesn't have to be complicated. Find out how car financing works, the best way you can finance a car and how to get a car loan with us.

What documents do you need for a car loan

For a smooth car loan application, you will need to provide us with a range of documents that prove you’re a reliable borrower. View our requirements here.

5 things to prepare for heading to a car dealership

Dealerships have a bad reputation as only being in the game for themselves, but here are some ways you can best prepare yourself for talks with a car dealer.

7 smart ways to finance a car

Apart from a house, a car is one of the most expensive things you can buy, so figuring out financing is one of the first steps towards buying a car.

Benefits of low interest car loans

Enjoy the savings over your loan's repayment term by getting approval to a low interest rate loan.

Your guide to balloon payments on car loans

If you want to cut your regular car repayments, consider getting a loan with a balloon. Here are some basics about adding a balloon payment in your car loan

How to reduce your car loan repayments