Get started now


ZIP Home Loan

  • {{bannerData.InterestRate}} % {{bannerData.RateType}} p.a.*
  • {{bannerData.ComparisonRate}} % comparison rate p.a.*

Get $5,000 Interest Free
Get Rewarded for Being a Home Owner

  • $5,000 limit Visa Debit Card with 0% interest
  • No ongoing fees
  • Unlimited additional repayments

Loan amount


Monthly repayments#

{{bannerData.MonthlyRepayment | currency : "" : 2}}

Stop paying credit card interest

The ZIP Home Loan is a super-low-rate home loan that comes with a $5,000 limit Visa Debit Card that is interest free for the life of the loan.

Cut up your credit cards and enjoy the same spending convenience while never paying interest on your purchases again!

Home buyers and refinancers
Whether you are buying a new home or looking to reduce your monthly loan repayments by refinancing, you will receive the same low home loan rate and 0% ZIP Visa Debit Card.

If you are looking for a low-rate home loan that will save you money on interest and fees, while helping you avoid expensive credit cards, this is the loan for you.

Low fees
The ZIP Home Loan also saves you money with no ongoing fees:

  • $0 Monthly fee

  • $0 Annual fee

  • $0 Application fee

Savings with ZIP Visa Debit Card


{{resultData.zipInterestPerMonth | currency}}

Interest paid per month

{{resultData.zipInterestSaved | currency}}

Interest saved in 12 months


{{resultData.otherCardInterestPerMonth | currency}}

Interest paid per month

Purchase with Confidence

Designed for you to make your home loan journey quick, simple, and reliable.

Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST