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The ZIP Home Loan is a super-low-rate home loan that comes with a $5,000 limit Visa Debit Card that is interest free for the life of the loan. Cut up your credit cards and enjoy the same spending convenience while never paying interest on your purchases again! Home buyers and refinancers Whether you are buying a new home or looking to reduce your monthly loan repayments by refinancing, you will receive the same low home loan rate and 0% ZIP Visa Debit Card. If you are looking for a low-rate home loan that will save you money on interest and fees, while helping you avoid expensive credit cards, this is the loan for you.
Low fees The ZIP Home Loan also saves you money with no ongoing fees:
$0 Monthly fee
$0 Annual fee
$0 Application fee
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$5,000 limit Visa Debit Card with 0% interest
No monthly or ongoing fees
Unlimited additional repayments
80% LVR
Principal and Interest Only
Unlimited free redraws
Weekly, fortnightly and monthly repayments
Smart Money app
Schedule recurring transfers & Direct debit arrangement
Pay your bills with BPAY
Loans.com.au makes borrowing simple so you can purchase or refinance with confidence. Go from application to settlement in three easy steps. Here's how to lock in a super-low-rate home loan, super-fast.
Apply online or on the phone with one of our Australian-based loan specialists.
It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.
We do everything required for the loan settlement, so you can start saving money.
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Calculator Assumptions
ZIP VISA Debit Card and My Credit Card start with a debit balance of $5000 at the commencement of the 12 months calculation period, there are no further purchase transactions and the minimum repayment is paid on the due date per month for 12 months.
Fees applied to My Credit Card are not included in the calculation
The minimum monthly repayment on My Credit Card is 2% of the debit balance
Designed for you to make your home loan journey quick, simple, and reliable.
Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.
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