From tips on how the home loan process works, to information on pre-approvals and refinancing a home, you can find it here.
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At loans.com.au we are proud to offer one of the most competitive interest rates in Australia for customers who want to refinance.
You could save thousands of dollars on your home loan and pay it off sooner by switching to loans.com.au
Benefits include:
FastTrax Refi to pay out your lender quickly, you don’t have to contact them, we will do it for you
FastTrax Refi is a super-fast process where loans.com.au pays off your old loan before sending any paperwork to discharge the loan. In that way you start saving on interest and repayments as soon as possible
From the time you return the completed mortgage documents and Loan Agreement to us, it only takes days to switch to loans.com.au
FastTrax Refi is online from start to finish which puts you in control of how fast your application progresses.
Apply now!
If you are ready to start saving money, just fill out one of our easy online applications here. It only takes a few minutes.
onTrack is our innovative online portal which allows you to complete your home loan application entirely on your handheld device or computer from initial contact through to settlement and beyond.
Using onTrack means that you are able to complete your loan application in your own time. You don’t have to wait for a bank branch to open to complete your home loan!
onTrack allows you to download all required forms and documents as well as allowing you to book an appointment with one of our loan specialists at a time that suits you. You can securely submit your forms and supporting documents.
You can also:
onTrack is an end-to-end system, making your switch to loans.com.au hassle free and fast
onTrack gives you more control to fast track your refinance and more knowledge than traditional lending processes.
Get a better interest rate
Saving money with a lower interest rate is the top reason why people refinance. Even a small reduction in interest rate can save you tens of thousands of dollars over the life of your loan. Switching for a better rate is just a smart move.
Reduce your monthly repayment
Less money going to your home loans each month means more money for the things that matter to you.
Innovative and fast process
You will be dealing with a tech-savvy, award-winning specialist home loan lender. Loans.com.au is changing the face of lending in Australia, challenging the major banks in all areas including price, innovation and efficiency.
Even a small reduction in interest rate can add up to tens of thousands of dollars in savings. Using our handy loan comparison calculator, you can easily work out how much you will save over the life of your loan by switching to loans.com.au. The results may surprise you!
Loans.com.au FastTrax Refi pays out your old loan so you can start saving money in a fraction of the time it takes to refinance with other lenders
The process works like this:
When you refinance you will need to supply some documents to prove that you can afford to repay the loan
Documents typically required
How long does refinancing take?
Using our FastTrax refinancing process it typically takes about three weeks from submitting an application until settlement. This compares to a traditional refinance with the banks which can take upwards of 6-8 weeks.
How much can I save?
To find out how much you can save, just use our handy loan comparison calculator
What is my new repayment?
To work out what your new, low repayment will be, just use our simple mortgage repayment calculator.
Do I have to speak with my current lender?
No, just authorise us to deal directly with your existing lender on your behalf and we will take care of it.
How does it work when you’re an online lender?
Being entirely online does not make us less safer than your local bank or broker. In fact, we are proud of our very own secure and innovative application portal onTrack.
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