Frequently asked questions
How long does refinancing take?
Using our FastTrax refinancing process it typically takes about three weeks from submitting an application until settlement. This compares to a traditional refinance with the banks which can take upwards of 6-8 weeks.
What do I need to refinance my home loan?
We need your application form and supporting documents. On our end we’ll arrange a property valuation, credit assessment and all the paperwork with your current lender.
How much can I save?
To find out how much you can save, just use our handy loan comparison calculator
What is my new repayment?
To work out what your new, low repayment will be, just use our simple mortgage repayment calculator.
Do I have to speak with my current lender?
No, just authorise us to deal directly with your existing lender on your behalf and we will take care of it.
How does it work when you’re an online lender?
Being entirely online does not make us less safe than your local bank or broker. In fact, we are proud of our very own secure and innovative application portal onTrack.
Can I refinance my home loan to buy an investment property?
It depends on the property and amount owed. The equity in your property may allow you to borrow more money to buy an investment property. Contact our friendly loan specialist team and we’ll help you find out.
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