A home loan to help you buy before you sell
Our Bridging Loan lets you buy a new home now while you wait to sell your old one, later. It’s that easy. When you sell your old property, the sale funds are used to pay down your Bridging Loan, after which the loan remaining will convert to a standard variable home loan.
Our Bridging Loan gives you the flexibility to buy now and sell later. Enjoy the benefit of owning your new home today and the breathing space to sell your old home in the future, on your terms.



Why choose this loan?
3 months interest free
Pay absolutely no interest during the first 3 months
6 months no repayment
Make no repayments during the first 6 months
Flexible bridging period
Choose between 6 or 12 month bridging period
Buy now, sell later
Buy your new home now, sell your old one later
Sell at the right time
Sell your current property at any time within the bridging period
Don’t rent between homes
Live in your old property until your new home settles
“We found that loans.com.au still had a very competitive rate and we were happy with the service”
What other customers are saying
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Need to know more? Here's the whole offer
Rates |
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Key Features | 20% deposit minimum |
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6 or 12 months Bridging period |
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Fixed rate during the bridging period |
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No repayment required for the first 6 months |
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No monthly, ongoing, or settlement fees |
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Offset account available after bridging period |
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Free redraw on any additional repayments after bridging period |
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Fees | Application fee | $0 |
Ongoing fees | $0 | |
Security assessment fee | $230## | |
Government fees | At cost | |
Settlement fee | $0 | |
Bridging Loan setup fee | 2% of loan amount |
IO |
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Bridging Loan | Interest Rate: 7.75% p.a.*^ |
Comp Rate: 6.31% p.a.* | |
Max LVR: 80% |
20% deposit minimum |
|
6 or 12 months Bridging period |
|
Fixed rate during the bridging period |
|
No repayment required for the first 6 months |
|
No monthly, ongoing, or settlement fees |
|
Offset account available after bridging period |
|
Free redraw on any additional repayments after bridging period |
|
Application fee | $0 |
Ongoing fees | $0 |
Security assessment fee | $230## |
Government fees | At cost |
Settlement fee | $0 |
Bridging Loan setup fee | 2% of loan amount |
Download the Key Facts Sheet

Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track.