3.74% variable rate p.a.^
4.28% comparison rate p.a.*

Estimated Repayment# $548.98 / month

Refine repayment

$

years

We're awarded

Car loan features

  Approval within 24 hours~
  No monthly or ongoing fees
  Available for purchasing new and demo vehicles from dealers only
  3, 4 or 5 year loan term available
  $5,000 to $100,000 loan amount
  Weekly, fortnightly and monthly repayment options
  Choose between a low fixed or variable rate
  Early payout available

You even have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us. Terms and conditions apply.

Top reasons to choose this loan

features-icon

No monthly or
ongoing fees

Save thousands over the course of your loan with zero recurring fees.

features-icon

Balloon repayment
option**

Get the option to choose to reduce your regular payment amounts if you opt for balloon payment. This is available for our fixed car loans only.

features-icon

Approval within 24 hours~

Quick car loan approvals so you can get your keys sooner.

Our Car Loan Interest Rates

Car Loan Type

Green - Hybrid or electric

Interest rate p.a.**

3.64%

4.89%

Comparison rate p.a.*

4.18%

5.44%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Car Loan Type

New - Special^

Interest rate p.a.

3.74%

5.09%

Comparison rate p.a.

4.28%

5.64%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Car Loan Type

New

Interest rate p.a.

4.34%

5.59%

Comparison rate p.a.

4.88%

6.14%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Want to see more car loan options? Compare our car loans.

Fuel voucher special offer image
SPECIAL OFFER

Get ahead with $1000 in fuel! All you have to do is settle a car loan with us and you’re in the running to win. T&Cs apply.

Green Car Loan image
Green Car Loan
  • 3.64%
    variable rate p.a.**
  • 4.18%
    comparison rate p.a.*
SPECIAL OFFER

Get a ‘green car’ rate discount if your car qualifies!

New Car Loan image
New Car Loan
  • 3.74%
    variable rate p.a.^
  • 4.28%
    comparison rate p.a.*

Our super-low, variable car loans make it easier to drive away in your dream car sooner.

Dealer Used Car Loan image
Dealer Used Car Loan
  • 4.34%
    variable rate p.a.**
  • 4.88%
    comparison rate p.a.*

Our mission is to do everything possible to make it easier to drive away from the car dealership in your used car sooner.

Our online loan application process

We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.

process-icon

Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.

process-icon

Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.

process-icon

Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.