Low-rate EV finance for new and used electric cars
Whether you’ve had your eye on a Tesla for some time, or are just ready to try electric for your next car, we’re here to help make the finance process as easy as possible. When you drive electric, we’ll drive down your finance costs.
We also offer an optional balloon repayment for our electric car loans which can reduce your regular repayments. loans.com.au customers can get approval within 24 hours~ and there’s also the option to pay out your loan early.
We’re proud to offer discounted rates on car loans when you buy an electric vehicle, thanks to our electric car loan discount. Not only will you be saving on finance with a lower interest rate, but you’ll also be saving on fuel costs and maintenance costs for your new electric car.
Get started
Apply online or speak to one of our Australian based loan specialists who will take care of all the paperwork for you. Applying is easy and we can settle your loan quickly so you start saving sooner. With loans.com.au you can have confidence in dealing with Australia’s largest non-bank lender.
Top reasons to choose this loan
Apply in minutes, approval in 24 hours~
Apply for an electric vehicle loan at the click of a button, and find out if you’ve been approved within a day.
Loan terms for 3 to 7 years+
Enjoy the flexibility of choosing a car loan term of 3 to 7 years, and you decide if you pay weekly, fortnightly or monthly.
Lower fuel and maintenance costs
Electric fuel costs far less compared to petrol for similar vehicle types. Plus, EVs don't have as many moving parts and are less likely to have problems, making servicing often cheaper.
Rising number of charging stations
As electric vehicles grow in popularity throughout Australia, there are additional charging stations being implemented, and government support funding charging stations in homes Australia-wide.
Zero emissions = better for the environment
Electric cars do not pump carbon dioxide emissions into the air and are a far more environmentally friendly choice than petrol cars.
Apply for an electric vehicle loan at the click of a button, and find out if you’ve been approved within a day.
Enjoy the flexibility of choosing a car loan term of 3 to 7 years, and you decide if you pay weekly, fortnightly or monthly.
Electric fuel costs far less compared to petrol for similar vehicle types. Plus, EVs don't have as many moving parts and are less likely to have problems, making servicing often cheaper.
As electric vehicles grow in popularity throughout Australia, there are additional charging stations being implemented, and government support funding charging stations in homes Australia-wide.
Electric cars do not pump carbon dioxide emissions into the air and are a far more environmentally friendly choice than petrol cars.
Car Loan Rates
Our Car Loan Interest Rates
Car loan Type
Interest rate p.a.**
Comparison rate p.a*
Monthly fee
Rate type
Balloons available
Green - Electric
6.09%
6.69%
7.21%
7.81%
$8.00
$8.00
Variable
Fixed
No
Yes
New / Demo - Special^
6.24%
7.19%
7.36%
8.31%
$8.00
$8.00
Variable
Fixed
No
Yes
![](/media/icons/rates/car-gl.webp)
Green - Electric
![](/media/icons/rates/yes.webp)
![](/media/icons/rates/car-ns.webp)
New / Demo - Special^
![](/media/icons/rates/no.webp)
![](/media/icons/rates/yes.webp)
Want to see more car loan options? Compare our car loans
Want to see more car loan options? Compare our car loans
Electric car loan FAQs
Why choose loans.com.au?
Low interest rates
Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.
Australian based
Get help when you need it from our friendly team of Australian based, lending specialists.
Flexible options
Whether you’re looking to buy new or used at a dealership, or purchase a used car privately, we are sure we have a car loan that can assist you.
Award winning
We keep on winning awards for our products, innovations and customer service, year after year!
![award-winning-img mt-5 mt-md-0](/media/images/award-winning-img.png)
At loans.com.au, we help people into their dream homes and cars.
For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.
loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.
Read our storyGuide to buying a car
Most people have questions as they start on the car buying journey, so we have pulled together some articles to help you.
From tips on how the car loan process works, to information on buying a car, you can find it here.