Car loan features
You even have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us. Terms and conditions apply.
Top reasons to choose this loan

No monthly or
ongoing fees
Save thousands over the course of your loan with zero recurring fees.

Balloon repayment
option**
Get the option to choose to reduce your regular payment amounts if you opt for balloon payment. This is available for our fixed car loans only.

Approval within 24 hours~
Quick car loan approvals so you can get your keys sooner.
Our Car Loan Interest Rates
Car Loan Type
Green - Hybrid or electric
Interest rate p.a.**
3.64%
4.89%
Comparison rate p.a.*
4.18%
5.44%
Rate Type
Variable
Fixed
Balloons available
No
Yes
Car Loan Type
New - Special^
Interest rate p.a.
3.74%
5.09%
Comparison rate p.a.
4.28%
5.64%
Rate Type
Variable
Fixed
Balloons available
No
Yes
Car Loan Type
New
Interest rate p.a.
4.34%
5.59%
Comparison rate p.a.
4.88%
6.14%
Rate Type
Variable
Fixed
Balloons available
No
Yes
Want to see more car loan options? Compare our car loans.
Get ahead with $1000 in fuel! All you have to do is settle a car loan with us and you’re in the running to win. T&Cs apply.
-
3.64%
variable rate p.a.** -
4.18%
comparison rate p.a.*
-
3.74%
variable rate p.a.^ -
4.28%
comparison rate p.a.*
Our super-low, variable car loans make it easier to drive away in your dream car sooner.
-
4.34%
variable rate p.a.** -
4.88%
comparison rate p.a.*
Our mission is to do everything possible to make it easier to drive away from the car dealership in your used car sooner.
Our online loan application process
We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.

Apply online
Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.

Goodbye paperwork!
Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.

Settle & save
Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.
Who is loans.com.au?
loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.
Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.