Chat with us, powered by LiveChat

Our car loans

  • Demo vehicles acceptable up to 5000kms
  • Redraw up to $5,000 per day
  • Up to 7 years loan term
Rates from^
6.24
%
p.a.
Comparison Rate*
7.36
%
p.a.
Weekly repayment#
$166
Rates from^
6.24
%
p.a.
Comparison Rate*
7.36
%
p.a.
Weekly repayment#
$166

Weekly repayment#
$166
#Based on the dollar value in the search field with P&I repayments based on a 7-year loan term, not including monthly fee and balloon payment.
awards awards awards awards awards awards
Our car loan products are recognised & awarded by the Australian financial industry. View all awards

What’s so good about our new car loans?

Buying a new car is such an exciting time, so we’re here to help with finance so your purchase is as seamless as possible.

If you’ve been to the dealer and found the right car for you, you can apply online in under 2 minutes for new car financing. Chat to us, get approved, get the keys and drive away sooner. It’s that easy!

We can assist with car loans for dealer new and used cars for vehicles 5 years old or younger for a low rate.

Top reasons to choose this loan

Flexible loans

Choose either a low rate variable loan with the option to make extra repayments and redraw up to $5,000 per day, or a low rate fixed loan and you can add a balloon payment option.

Approval within 24 hours~

Our application process is extremely quick and easy to use, meaning we can assess your loan quickly. In most cases for our car loan applications, we can have an answer to you in 24 hours, provided all the information was entered correctly and passes our lending requirements.

Borrow from $5,000

You don't have to borrow too much to get the keys to the car of your dreams. At loans.com.au we offer car loans from as little as $5,000 to get you on the road in the right car for you.

Easy online process

It is extremely quick and easy to apply for a loan with us, with the simple application form taking less than 2 minutes! From there, you can manage your application and documents through our easy-to-use app onTrack, and then once approved managed your payments in our Smart Money online services platform. Plus, our team is here to answer any questions you have at any step along the way.

Choose either a low rate variable loan with the option to make extra repayments and redraw up to $5,000 per day, or a low rate fixed loan and you can add a balloon payment option.

Our application process is extremely quick and easy to use, meaning we can assess your loan quickly. In most cases for our car loan applications, we can have an answer to you in 24 hours, provided all the information was entered correctly and passes our lending requirements.

You don’t have to borrow too much to get the keys to the car of your dreams. At loans.com.au we offer car loans from as little as $5,000 to get you on the road in the right car for you.

It is extremely quick and easy to apply for a loan with us, with the simple application form taking less than 2 minutes! From there, you can manage your application and documents through our easy-to-use app onTrack, and then once approved managed your payments in our Smart Money online services platform. Plus, our team is here to answer any questions you have at any step along the way.

Our Car Loan Interest Rates

Car Loan Type

Green - Electric

Interest rate p.a.**

6.09% fixed

Comparison rate p.a.*

7.21% fixed

Monthly fee

$8.00

Rate Type

Fixed

Balloons available

Yes

Car Loan Type

New / Demo - Special^

Interest rate p.a.

6.24% var

7.09% fixed

Comparison rate p.a.

7.36% var

8.21% fixed

Monthly fee

$8.00

$8.00

Rate Type

Variable

Fixed

Balloons available

No

Yes

Want to see more car loan options? Compare our car loans.

Calculate your car loan repayments.

Estimate your monthly car loan repayments with our calculator below.

Estimated savings from repayments graph

Your estimated repayments are

$652.86
$45,000
$8,934
$54,841

Calculator assumptions

Save thousands on your car loan

Save the planet. Save thousands on your car loan.

6.09%
fixed rate p.a**
7.21%
comp rate p.a.*
1% discount on qualifying electric cars
Approval within 24 hrs~
Flexible loan terms
FIND OUT MORE

Our car loan application process

1
Apply online

Apply online

Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2
Goodbye paperwork

Goodbye paperwork

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

3
Settle & save

Settle & save

Your loan will settle so you can make payment to the dealer. You'll start saving with your new low rate, and get your keys to your new dream car!

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.

current-awards.png

Our awards

Our Car Loans received multiple 2024 & 2023 WeMoney Winner awards, 2022 Canstar Outstanding Value awards and RateCity Gold awards, reflecting its status as one of Australia’s best value car loans.

See all our awards

Welcome to loans.com.au _

Just in case we lose you, may I ask for your contact details....



Loading Form